# QJO Investment Tool > Real estate investment calculator for mortgage, cash flow, and asset reserve analysis. (iPhone/iPad app by SGOC, Inc..) - Source: https://appshunter.io/ios/app/qjo-investment-tool/id1533823468 (this page in markdown: same URL + `.md`) - Developer: [SGOC, Inc.](https://appshunter.io/developer/1533823470) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 13.0 · 42 MB - Languages: American English - Released: 2021-10-06 - Data updated: 2026-07-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/qjo-investment-tool/id1533823468/reviews.md ## What is QJO Investment Tool? Your next real estate investment adventure begins here. Get straight to the point with this easy to use investing calculator. Check mortgage amortization, determine asset reserve, preview cash flow almost instantly. SGOC, Inc. has developed this app as part of our QJO Initiative, inspiring budding and successful real estate investors and property managers to achieve their financial goals. This app provides you with the same numbers your mortgage broker and CPA see and use to determine your loan qualifications and tax ramifications giving you transparency into what your purchase power and prospective profits may be. This is the secret weapon. FEATURES: Asset reserve Rental cash flow schedule e Mortgage amortization Watch for additional rental management features coming soon QJO INITIATIVE: The QJO initiative exists to inspire action by highlighting the stories of the tired, the bruised and the bloody, in pursuit of their life's purpose. We will participate in recreation with the intention to reveal the highs and lows that accompany each person on the journey to success. QJO COMMUNITY: www.qjoinitiative.com Contact us via the website LEGAL & COMMUNICATION Terms of Use link Privacy Policy: Email addresses collected are stored in a secure cloud database and only used for authentication, they will not be sold or used for any other purpose. Email developer with suggestions or questions: support@qjoinitative.com ## Key features - Mortgage amortization calculation - Asset reserve determination - Rental cash flow preview - Loan qualification insights - Tax ramification transparency ## Frequently asked questions about QJO Investment Tool ### What is QJO Investment Tool used for? QJO Investment Tool is a finance app designed to help real estate investors analyze potential properties. It calculates mortgage amortization, asset reserves, and cash flow to provide insights into purchase power and prospective profits. ### Is QJO Investment Tool free to use? Yes, QJO Investment Tool is available for free. It does not have any in-app purchases or advertisements, making it a completely free tool for users. ### What financial metrics does QJO Investment Tool provide? The app provides key financial metrics such as mortgage amortization schedules, asset reserve calculations, and rental cash flow previews. It aims to give users transparency into loan qualifications and tax ramifications. ### What devices support QJO Investment Tool? QJO Investment Tool is compatible with Apple devices, including iPhone, iPad, and iPod. It is designed for iOS users interested in real estate investment analysis. ### How often is QJO Investment Tool updated? The app was last updated on March 12, 2026, indicating recent development. Users can expect ongoing improvements and potential new features based on the developer's release schedule. ### What is the user sentiment for QJO Investment Tool? Based on the available data, QJO Investment Tool has a perfect rating of 5.0 stars from 2 ratings. This suggests a very positive reception from its current user base. ### Does QJO Investment Tool collect personal data? The app collects email addresses solely for authentication purposes and stores them in a secure cloud database. This data is not sold or used for any other purpose, ensuring user privacy. ### Who developed QJO Investment Tool? QJO Investment Tool was developed by SGOC, Inc. as part of their QJO Initiative, which aims to inspire real estate investors and property managers. ## Version history (last 4 releases) ### 1.3.0 — 2026-03-12 This app provides you with the same numbers your mortgage broker and CPA see and use to determine your loan qualifications and tax ramifications giving you transparency into what your purchase power and prospective profits may be. This is the secret weapon. FEATURES: Asset reserve Rental cash flow schedule e Mortgage amortization Watch for additional rental management features coming soon ### 1.2.1 — 2022-10-13 This app provides you with the same numbers your mortgage broker and CPA see and use to determine your loan qualifications and tax ramifications giving you transparency into what your purchase power and prospective profits may be. This is the secret weapon. FEATURES: Asset reserve Rental cash flow schedule e Mortgage amortization Watch for additional rental management features coming soon ### 1.2.0 — 2022-06-28 This app provides you with the same numbers your mortgage broker and CPA see and use to determine your loan qualifications and tax ramifications giving you transparency into what your purchase power and prospective profits may be. This is the secret weapon. FEATURES: Asset reserve Rental cash flow schedule e Mortgage amortization Watch for additional rental management features coming soon ### 1.0 — 2021-10-06 No release notes. ## Apps similar to QJO Investment Tool | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kimmymae](https://appshunter.io/ios/app/kimmymae/id6747825731) | — | Free | Finance | | [Real Estate Investor](https://appshunter.io/ios/app/real-estate-investor/id313140445) | — | $1.99 | Finance | | [Rental Calculator BallparkDeal](https://appshunter.io/ios/app/rental-calculator-ballparkdeal/id1488757440) | 4.5 (25) | Free | Finance | | [MJW Mortgage Calculator](https://appshunter.io/ios/app/mjw-mortgage-calculator/id6739359862) | — | Free | Finance | | [KeySteps](https://appshunter.io/ios/app/keysteps/id6642643003) | 3.7 (6) | Free | Finance | | [Market-House](https://appshunter.io/ios/app/market-house/id6738264172) | — | $29.99 | Finance | ## Related topics [qjo](https://appshunter.io/ios/topics/qjo) · [qjo investment tool](https://appshunter.io/ios/topics/qjo-investment-tool) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*