# Quartzo - Spending Tracker — Bill Organizer

> Personal finance tracker for expense management and budgeting. (iPhone/iPad app by Rafael Ramos.)

- Source: https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514 (this page in markdown: same URL + `.md`)
- Developer: [Rafael Ramos](https://appshunter.io/developer/1654347075)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.30/5 from 4 App Store ratings · 20 written reviews indexed
- Age rating: 17+
- Requires: iOS 18 · 24 MB
- Languages: American English, Brazilian Portuguese, European Spanish
- Released: 2023-07-31
- Data updated: 2026-08-28
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514/reviews.md

## What is Quartzo?

Quartzo - Spending Tracker is your essential partner for managing your finances conveniently and efficiently. With essential features and an intuitive interface, Quartzo provides complete control over your expenses, ensuring solid and successful financial management.

Highlighted Features:

Multiple Wallets: Organize your finances according to your needs, maintaining detailed control of all your accounts. Create Wallets and organize your transactions by context.

Categorization: Easily identify where your money is being spent, allowing for a better understanding of your financial habits and areas for saving and investing.

Automated Recurrence: Simplify the recording of regular expenses, such as monthly bills and recurring payments, ensuring nothing goes unnoticed and facilitating long-term financial planning.

Customizable Notifications: Stay updated on your expenses and balances with customizable notifications, helping to maintain control and avoid unpleasant surprises.

iCloud Backup: Protect your financial data and keep it available on all your devices with iCloud Backup, providing peace of mind and security anywhere.

Dynamic Widgets:

Quick View: View your latest transaction added directly on the home screen or lock screen, making it easier to track your expenses in real time.

Simplified Addition: Easily create new expense or income transactions through widgets, streamlining the financial recording process.

Integration with Shortcuts:

Instant Transaction Addition: Add new transactions without opening the app, using custom shortcuts for a faster and more convenient experience.

Apple Pay Transaction Recognition: Integrate Quartzo with Apple Pay's physical card transaction recognition, further simplifying the recording of your expenses.

Quartzo Personal Finance offers an intuitive and user-friendly experience, allowing you to manage your personal finances efficiently in a matter of seconds. Download now and start mastering your finances intelligently!

Download Quartzo now and take control of your finances, ensuring you stay within your budget. Transform financial management into a simple and efficient experience with Quartzo, your trusted partner for personal financial success.

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.quartzo.app/privacy.html

## Key features

- Multiple wallets for account organization
- Expense categorization
- Automated recurring transaction recording
- Customizable expense notifications
- iCloud backup for data security
- Home screen widgets for quick viewing and addition
- Apple Pay transaction recognition integration

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514/reviews.md

### 3/5 — Bom

*2026-02-15*

Ainda tem muito a melhorar, não gostei da última atualização, não facilita o uso.

### 1/5 — Sem Suporte

*2025-12-28*

O aplicativo parou de sincronizar meus dados com o iCloud, ou seja, quando abro o app, ele está sem qualquer informação minha. 

Entrei em contato com o e-mail de suporte há mais de um mês e não obtive qualquer retorno. 

Detalhe: paguei pelo app.

Lamentável.

**Developer response:** Peço sinceras desculpas pela experiência relatada e pela demora no retorno. Entendo totalmente a frustração, ainda mais considerando que você adquiriu a versão paga do app.
Tivemos, de fato, um período de instabilidade nos nossos fluxos de suporte, o que acabou impactando o acesso ao canal de atendimento via e-mail. Essa situação já foi corrigida e estamos normalizando os atendimentos.

Caso o problema ainda persista, peço que entre novamente em contato novamente. 

Agradeço pelo feedback, ele é fundamental para melhorar o app e a experiência dos usuários.

### 1/5 — Bug

*2025-11-02*

O teclado para digitar os valores aparece pela metade. Não aparecem os números de 1 a 6.

### 1/5 — App bom, mas pode melhorar

*2025-11-01*

Aplicativo PAGO e sem suporte, inaceitável um aplicativo desses. 
Os 2 pontos não se encaixam.

**Developer response:** Peço sinceras desculpas pela experiência relatada e pela demora no retorno. Entendo totalmente a frustração, ainda mais considerando que você adquiriu a versão paga do app. Tivemos, de fato, um período de instabilidade nos nossos fluxos de suporte, o que acabou impactando o acesso ao canal de atendimento via e-mail. Essa situação já foi corrigida e estamos normalizando os atendimentos. Caso o problema ainda persista, peço que entre novamente em contato novamente. 
Agradeço pelo feedback, ele é fundamental para melhorar o app e a experiência dos usuários.

### 5/5 — Muito bom

*2025-07-27*

Fácil de usar, claro mas informações.

### 3/5 — Urgente

*2025-01-05*

Nao estou conseguindo compartilhar minha assinatura 😭Não tenho acesso pela Web. Precisa automatizar esse app com bancos e quando escrever algo do dia-a-dia como “padaria” preencher tudo automático

### 5/5 — Ótimo app

*2025-01-03*

Olá, Parabéns pelo app, estou gostando bastante dele, e se me permite, gostaria de sugerir uma função, sinto falta de ter a opção de registrar os gastos feitos no cartão de crédito, como as compras parceladas, onde se consiga registrar em quantas parcelas foi feita a compra para saber, por exemplo quantas parcelas falta para pagar, ou o valor que será a fatura do cartão.

### 5/5 — App excelente

*2024-11-11*

App Ótimo, mas sinto falta do compartilhamento de informações por exemplo com meu marido, seria incrível se o App tivesse como os 2 logarem e editarem a mesma carteira.

**Developer response:** O compartilhamento de contas ainda não está disponível, está nos nossos planos essa funcionalidade, esperamos futuramente podermos lançar uma atualização nesse sentido

Obrigado pelo feedback, isso nos ajuda a criar um produto melhor.

### 5/5 — Compartilhar conta

*2024-11-11*

Existe a possibilidade de compartilhar as mesmas contas com minha esposa?

**Developer response:** Olá Allan,

O compartilhamento de contas ainda não está disponível, está nos nossos planos essa funcionalidade.
Obrigado pelo feedback, isso nos ajuda a criar um produto melhor

### 4/5 — Orçamentos

*2024-11-06*

Meu aplicativo principal de finanças, me ajuda muito. Só uma sugestão, seria ótimo ter uma tela de orçamentos pra colocarmos um limite para cada categoria.

**Developer response:** Olá, obrigado pelo feedback!

Subimos uma atualização onde melhoramos a forma que as transações recorrentes são apresentadas. Agora elas se estendem por período maior no futuro, se auto renovando ao chegar na última repetição.

## Frequently asked questions about Quartzo

### What is Quartzo?

Quartzo is a personal finance app designed to help you manage your expenses, organize your accounts, and track your spending habits. It offers features like categorization, automated recurrence, and customizable notifications to simplify financial management.

### How does Quartzo help with budgeting?

Quartzo allows you to categorize your spending, providing insights into where your money goes. This helps you identify areas for saving and investing, facilitating better long-term financial planning and budget adherence.

### Can I use Quartzo on multiple devices?

Yes, Quartzo supports iCloud Backup, allowing you to protect your financial data and keep it available across all your Apple devices, including iPhone and iPad.

### Does Quartzo have ads?

No, Quartzo does not contain advertisements, providing an uninterrupted user experience for managing your finances.

### What are the subscription options for Quartzo Pro?

Quartzo Pro offers two subscription plans: a monthly option for $1.99 per month and an annual option for $14.99 per year, providing access to premium features.

### How often is Quartzo updated?

The app was last updated on May 13, 2026, indicating a commitment to ongoing development and improvements. Users can expect regular updates to enhance functionality and security.

### Is Quartzo suitable for teenagers?

Quartzo has an age rating of 17+, suggesting it is intended for adult users who can manage their personal finances responsibly.

### Can I add transactions quickly with Quartzo?

Yes, Quartzo offers dynamic widgets for simplified addition of new expense or income transactions directly from your home or lock screen. It also integrates with Shortcuts for instant transaction addition without opening the app.

## Version history (last 5 releases)

### 1.27.0 — 2026-05-13

Fix sync
Photo attachments are now optimized before saving, much faster sync and less iCloud storage used.
New "Troubleshooting" screen in Settings
Reminder notifications are now reliable: no more alerts for deleted or edited transactions.
Internal cleanup that keeps the app lean over time.

### 1.26.2 — 2026-02-19

Currency selection fix
Fixed an issue where the selected currency might not display correctly. If needed, go to Settings → Currency and select it again.

Improved transaction sections display
Enhanced the layout and organization of transaction sections for better readability and navigation.

### 1.26.1 — 2026-02-10

Fix for an issue where the currency symbol was not displayed correctly
Correction of a bug that prevented the keyboard from appearing on iPads when entering values
Improvements to iCloud synchronization for better stability and reliability

### 1.26.0 — 2026-02-04

Redesigned home screen for a cleaner and more intuitive view of income and expenses.
Improvements to the wallet screen, including a new option to group transactions for easier tracking.
New screen to monitor the status of the private iCloud connection.

### 1.25.1 — 2025-11-04

Fixed a keyboard issue that prevented values from being entered in certain fields.

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## More apps by Rafael Ramos

- [MinTask GTD – Task Manager](https://appshunter.io/ios/app/mintask-gtd-task-manager/id6477445612)

All apps by Rafael Ramos: https://appshunter.io/developer/1654347075

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*