# QUBER: Budget Around Your Pay — Budget, save, earn rewards > Employer-sponsored savings app with rewards and financial goal setting. (iPhone/iPad app by Quber Technologies Inc..) - Source: https://appshunter.io/ios/app/quber-budget-around-your-pay/id1214573874 (this page in markdown: same URL + `.md`) - Developer: [Quber Technologies Inc.](https://appshunter.io/developer/1214573873) - Category: Finance, Lifestyle - Price: Free - Rating: 4.82/5 from 866 App Store ratings · 81 written reviews indexed - Age rating: 12+ - Requires: iOS 16.0 · 71 MB - Languages: American English, Canadian French - Released: 2022-05-16 - Data updated: 2026-10-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/quber-budget-around-your-pay/id1214573874/reviews.md ## What is QUBER? Know what you can actually spend this week, and have something set aside for the week that does not go to plan. QUBER does both. QUBER puts your budget and your savings in one place. See exactly how much to keep in your bank account for the bills that are coming, save automatically in the background, and earn rewards while you do it. QUBER comes to many people through their workplace, and it is also available to individuals. MY BUDGET Tell QUBER when you get paid and which bills are coming, and it does the math for you every pay period. You will see how much to keep in your bank right now, how much of that is already reserved for bills that land later, and roughly what is left to spend. No spreadsheets, and no guessing in the last week of the month. SAVINGS GOALS AND JARS Build an emergency fund, or set up digital jars for vacations, home projects, the holidays and bills. Connect your bank account, or save straight from your paycheque if your workplace offers payroll saving. Round-ups, scheduled transfers and challenges you can actually finish keep the money moving without you having to think about it. WAYS TO EARN AS YOU SAVE - Cashback: Earn cashback when you shop with our merchant partners. - Monthly incentives: Your balance earns every month, on its own. - Save to Win sweepstakes: The more you save, the more entries you get for monthly and grand prize draws. - Matching contributions: Available through some workplace programs. SAFE AND SECURE Your deposits are securely held in a digital bank account with our partner financial institution. You are always in control: watch your balance grow in real time and cash out anytime, penalty-free. There are no account minimums. Your employer never sees your financial information. WHY QUBER? The car breaks down, the vet calls, a bill lands higher than you expected. With QUBER you will: - Know what you can actually spend, every pay period - Save automatically and consistently - Earn rewards for building your savings - Know you are ready when something goes wrong QUBER is trusted by thousands across North America who have collectively saved millions for emergencies. START TODAY Money feels a lot better when you know where it is going. Take a few minutes to set up your budget, or open a jar and start with $50 from your paycheque. Either way, you will notice the difference by your next payday. LEARN MORE FAQs: https://www.qubersavings.com/faq Terms and Conditions: https://www.qubersavings.com/terms Privacy Policy: https://www.qubersavings.com/privacy ## Key features - Emergency savings account - Cashback rewards - Monthly incentives (APY) - Save to Win sweepstakes - Employer matching contributions - Automatic payroll savings - Digital savings jars ## What do users think of QUBER? Reviews of QUBER are mostly positive: the Finance app is rated 4.8/5 from 866 App Store ratings. What users like most: effective savings tool, helps achieve financial goals. Top complaints: delayed access to saved funds, unclear eligibility criteria. Summarized from real user reviews. **Pros** - 💰 Effective savings tool - 🎯 Helps achieve financial goals - 👍 Easy to use and understand - 🤝 Employer matching feature - 🏆 Motivating challenges and rewards **Cons** - ⚠️ Delayed access to saved funds - 🤔 Unclear eligibility criteria - 💸 Unexpected fees or deductions - 🕰️ Slow processing of transactions **Commonly reported bugs** - Freezing or crashing issues - Incorrect account balance display - Challenges not properly credited **Most requested features** - Faster access to saved funds - More transparency on fees and policies - Improved integration with bank accounts - Dark mode and customization options ## Is QUBER safe? QUBER: Budget Around Your Pay appears safe based on user ratings. The AppsHunter Safety Score for QUBER is 96 out of 100. This assessment is based on 866 user ratings, with an App Store average of 4.8 out of 5. Of 865 App Store ratings, 95.6% point to a safe experience, 1.5% suggest some concerns, and 2.9% point to a risky experience. ## Is QUBER legit? QUBER: Budget Around Your Pay appears to be a legitimate app. The AppsHunter Legitimacy Score for QUBER is 83 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 81) All indexed reviews: https://appshunter.io/ios/app/quber-budget-around-your-pay/id1214573874/reviews.md ### 2/5 — Terrible *2026-09-13* My coworkers and I signed up for this app at the behest of our company. It is terrible. So difficult to understand. You cannot do normal banking stuff even thought they send you emails and updates saying “it’s now easier then ever just do this”. Nope. Not even close. We cannot stand this app. **Developer response:** Sorry the app has been frustrating for you and your team. Quber isn't a bank account: it links to the bank you already have and moves money into savings, with a bonus from your employer. We should have made that clearer. Tell us what you were trying to do at support@qubersavings.com and we'll help you get set up. ### 2/5 — Good and bad *2026-08-11* In a true emergency, cashing out in 5 days is just not plausible. If you want to save long term this is great, but if you’re using it as an emergency fund, I would move the money ASAP to an outside account. **Developer response:** Hi MisSynn90, Thanks for taking the time to write this, and you're right to expect an emergency fund to be reachable in an emergency. We'd want the same. Worth clarifying: cashing out of Quber takes 1 business day. The 5 days you experienced is the incoming deposit clearing at the bank, which is a standard hold on money moving in and only applies to a deposit that hasn't settled yet. Once your balance has cleared, it's a day away. ### 1/5 — Lack of support *2026-07-24* They need a phone number and someone to walk you through some things. I write emails, but I really need help with obtaining funds from my account. It also takes 5 days to get them back once I figure out how to get it back. **Developer response:** Hi there, we have a live chat option that you can use through the week 9-5pm ET. Every saving goal has a Cashout button which you can tap to get your money back. After you tap the Cashout buttion, it takes 1-3 business days to receive your money. The only funds you may have trouble accessing is any earned incentives that are locked by your employer or money that has not cleared in our system yet, meaning the transfer is still in progress. All other funds are always accessible. ### 1/5 — Not working *2026-07-13* So the app isn’t working for me. I work at Amazon and this app is offered to us. BUT I can’t sign up because when I try to tap NEXT it doesn’t let me and it’s not working **Developer response:** Amazon is only offered in Canada for now, that is why you cannot find Amazon under Organizations in the US. ### 5/5 — Super helpful *2026-07-10* I joined the QUBER app through my job, and it turned out to be a savings program I couldn’t pass up. The $1-for-$1 savings match was an amazing benefit, and I was able to take advantage of it twice. I also won one of the $50 raffle prizes they offer, which was a great bonus.QUBER is a fantastic app that makes saving money easy and motivating. It also provides helpful articles and resources about budgeting, building better financial habits, and creating an emergency fund. I highly recommend it to anyone looking for a simple and effective way to save money. **Developer response:** Thank you so much for taking time to write such a thoughtful review, we always appreciate reading how Quber is helping people to save money! ### 3/5 — QUBER *2026-07-09* great program but the app is kinda wonky….there is a notification like I need to address something so I am continually opening the app but it doesn’t show what I need to address. Pretty irritating!! **Developer response:** Hi there! Thanks for your review and feedback on notifications. The majority of them are updates for money movement so people know when to have money in their account for upcoming withdrawals. You do have the option to turn them off though, under Settings. Happy savings! ### 5/5 — Perfect *2026-04-17, version 2.10.5* This has been a great way to save money. After two months im already a third of the way to my savings goal. Update: 2 months to my goal date, and I have saved 2x as much as I expected. Will be continuing to do this as an emergency fund. ### 1/5 — Please be careful. *2026-03-08* They are not honest whatsoever. I was told I was put in a “savings challenge”. Then taken out of it bc my employer said being PRN and not full time was ineligible, however they didn’t foreclose that information prior to taking funds out of my checking acct and transferring them into the program. Then the initial incentive money was taken back, however MY money is still sitting and was informed I can’t even begin to get my money “cashed out” for 5 more days, even though it cleared my bank 3 days ago! **Developer response:** Thank you for your feedback. We’re sorry this experience was frustrating. Eligibility for employer incentive programs is determined and documented by the employer, and in some cases employment status may make a user ineligible. When that happens, any employer-matched incentive is removed, but the user’s own funds remain available to withdraw once they complete our standard funds availability period of up to 5 business days, which is disclosed during onboarding. ### 5/5 — Awesome way to save! *2026-03-02* This is a great way to start saving and get $$$ back. Love that my employer matches our savings. **Developer response:** Thanks for your 5-star review, we hope you enjoy the app and find lots of fun ways to challenge yourself to save even more. Happy saving! ### 5/5 — Keep living saving with QUBER *2026-02-16, version 2.9.13* The best savings app. I have used the jars and challenges in the app. It helps me keep my focus and reach my financial goals. Thank you ## Frequently asked questions about QUBER ### What does QUBER do? QUBER is an app designed to help you save money for life's surprises and build better financial habits. It offers an emergency savings account and allows you to set up digital jars for various financial goals. As you save, you can earn rewards like cashback, monthly incentives, and entries into sweepstakes. ### How does QUBER make money? The app is employer-sponsored, meaning your employer covers the cost, making it free for you to use. While the app itself is free, it does display advertisements. Some employers may also offer additional incentives like matching contributions to your savings. ### What are the key features of QUBER? Key features include an emergency savings account, cashback rewards on purchases, monthly incentives (APY) on your balance, and a 'Save to Win' sweepstakes. It also supports automatic savings from your paycheck and allows you to create digital jars for specific goals. ### Is QUBER safe and secure? Yes, your deposits are held securely in a digital bank account with a partner financial institution. You remain in control of your funds, can view your balance in real-time, and can cash out anytime without penalties. Your employer does not have access to your personal financial information. ### Who is QUBER for? This app is primarily for employees whose employers offer QUBER as a benefit. It's ideal for individuals looking to easily save money, prepare for financial emergencies, and earn rewards for their saving efforts, all at no personal cost. ## Version history (last 5 releases) ### 2.10.19 — 2026-10-22 My Budget now finds your bills in your transactions and marks them paid when the payment shows up. New "For you" panel, link more than one account including credit cards, clearer spending category amounts, and holiday-aware dates. ### 2.10.18 — 2026-10-07 Your budget now keeps up when pay and bills change Didn't get paid this time? Missed a shift or on unpaid leave? Tap the ... on your paycheque and choose "I didn't get paid". Your budget updates straight away, and you can undo it. Bill coming out on a different date this month? Weekends, holidays and some billers move the date around. Tap the ... on the bill and choose "Change this month's date". It moves to the right pay period, and next month goes back to normal. Plus small improvements. ### 2.10.17 — 2026-10-05 My Budget just got more flexible Bills that end. Paying off a car loan or a phone plan? Tell us how many payments are left, or the date of your last one. Your budget shows "3 payments left" and stops counting the bill once it's paid off. Notes on bills. Add a short note to any bill, like which card it comes out of. Every 3 weeks. A new option for bills that come out every 3 weeks. Paid a different amount? After you mark a bill as paid, tap Change amount if it cost more or less than planned. Your budget updates to match. Paycheque different this time? Overtime or a short week? Change the amount when you confirm your pay. It only affects that pay period. A clearer warning before you reset. Resetting your budget doesn't stop your saving rules. We now show you which goals will keep saving, and how to pause them if you want to. ### 2.10.16 — 2026-09-25 Minor bug fixes ### 2.10.15 — 2026-09-18 Minor bug fixes ## Apps similar to QUBER | App | Rating | Price | Category | | --- | --- | --- | --- | | [My Beacon: Send Money to India](https://appshunter.io/ios/app/my-beacon-send-money-to-india/id6462968832) | 4.8 (13) | Free | Finance | | [Bidel](https://appshunter.io/ios/app/bidel/id6741756435) | 5.0 (1) | Free | Finance | | [52 Week Money Saving Challenge](https://appshunter.io/ios/app/52-week-money-saving-challenge/id1422523462) | 4.8 (2,355) | Free | Finance | ## Related topics [quber](https://appshunter.io/ios/topics/quber) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-26.*