# QuickBooks Money — Business banking and payments > Business banking, payments, and invoicing with interest-earning savings. (iPhone/iPad app by Intuit Inc..) - Source: https://appshunter.io/ios/app/quickbooks-money/id1517712685 (this page in markdown: same URL + `.md`) - Developer: [Intuit Inc.](https://appshunter.io/developer/313441566) - Category: Business, Finance - Price: Free - Rating: 4.48/5 from 2,096 App Store ratings · 111 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 441 MB - Languages: English - Released: 2021-02-23 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/quickbooks-money/id1517712685/reviews.md ## What is QuickBooks Money? QuickBooks Money includes a business bank account with 3.00% APY,* payments, invoicing, and free same-day deposit (if eligible). Get started in minutes. Business banking* No monthly fees or minimum balance Earn 3.00% APY on money saved in envelopes Get a QuickBooks Visa® Debit Card FDIC insured up to $5 million  Move money, get paid faster Give customers flexible ways to pay, like credit, debit, ACH, Venmo, PayPal, or Apple Pay® Same-day deposits on eligible payments at no added cost* Save time on invoicing Send instantly payable invoices Add sales tax automatically* Set recurring billing for repeat customers Request payments with a link
 Get a financial snapshot *Disclaimers Intuit is a technology company, not a bank. Banking services provided by Green Dot Bank, Member FDIC QuickBooks Money is a standalone Intuit offering that includes QuickBooks Payments and QuickBooks Checking. Intuit accounts are subject to eligibility criteria, credit, and application approval. Banking services provided by and QuickBooks Visa Debit Card are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. QuickBooks Checking Deposit Account Agreement (https://intuit.me/3nfroyc) applies. Banking services and debit card opening are subject to identity verification and approval by Green Dot Bank. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services Green Dot Bank also operates under the following registered trade names: Go2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Additionally, with Green Dot Bank’s Deposit Sweep Program you are provided up to $5 million in FDIC insurance coverage on your account balances Account balances above $250,000 will be automatically swept from Green Dot Bank and equally spread across our participating financial institutions, providing you with up to $5 million in FDIC insurance coverage. Customers are responsible for monitoring their total assets at each institution Apple Pay is a registered trademark of Apple Inc. Annual percentage yield (APY) is accurate as of December 13, 2023, and may change at our discretion at any time. The listed APY will be paid on the average daily available balances distributed across your created envelopes within your primary QuickBooks Checking account. Balances held outside envelopes will not earn interest. See Deposit Account Agreement for terms and conditions Create up to 9 Envelopes. Money in Envelopes must be moved to the available balance in your primary account before it can be used Average interest rate based on the Federal Deposit Insurance Corporation's national rate published the week of October 16, 2023. Learn more Same-day deposit allows you to have near-real time deposits sent to you on a predetermined daily schedule (up to 3x/day, Mon-Sun, including holidays). Same-day deposit is an additional service by QuickBooks Payments subject to eligibility criteria, for no extra fee for QuickBooks Money users. Payment request fees apply for ACH and card transactions. Eligible deposits will be available in up to 30 minutes. For transactions after 9:00 PM PT, funds will be eligible for deposit the following morning. Deposit times may vary for third-party delays Underlying sales tax rates estimated based on location information associated with each individual transaction Other fees and limits apply to the business bank account Terms, conditions, pricing, special features, and service and support options subject to change without notice Some features not available on all platforms Intuit, 2700 Coast Ave, Mountain View, CA 94043 ## Key features - Business bank account - 3.00% APY on savings - Flexible payment options - Same-day deposits - Instant invoicing - Recurring billing ## What do users think of QuickBooks Money? Overall sentiment: negative **Pros** - 👍 Easy to use - 🚀 Fast transactions - 💡 Convenient for small businesses **Cons** - 🐛 Frequent app crashes - 🔒 Security issues with account closures - 💸 Excessive fees and delayed fund transfers - 🤖 Poor customer service and lack of human support **Commonly reported bugs** - Unable to log in to existing account - Mobile check deposit not functioning properly - Inconsistent transaction tracking and reporting **Most requested features** - Integrate with QuickBooks Online - Allow multiple users to access the same account - Provide more transparency on account holds and fund availability ## Recent user reviews (10 of 111) All indexed reviews: https://appshunter.io/ios/app/quickbooks-money/id1517712685/reviews.md ### 1/5 — Don’t do business banking with qb *2025-08-19, version 4.6.16* So if for some reason, you should be so lucky as to be receiving money back from the treasury maybe for an abatement or maybe for a refund for whatever reason these guys don’t take the checks on mobile deposit. Mobile deposit is reasonable enough right because a lot of banks have that restriction but not only do they not take that you have no physical address to go to to drop your check off at so I was told to just Start a new business bank account in order to be able to deposit my check ### 1/5 — No customer service *2025-08-01, version 4.6.16* Someone took money from my account and it’s impossible getting my money back. There’s no one to talk to, the virtual assistant crashes the app every time, and you get transferred to one foreign CSR to the next. Nothing gets solved. I DO NOT RECOMMEND. This is not like a traditional bank where they can help. It’s almost like they don’t want to help now my money is gone and there’s no hope of getting it recovered. I’m lawyering up about this. I am not happy. ### 5/5 — QuickBooks *2025-06-24, version 4.6.15* I asked to get another card, cause I put mine up with others. I don’t know exactly what happened but I called and was sent another fast . Thank ya for a quick response and a new card . ### 1/5 — Tries to force services on you *2025-06-17, version 4.6.15* I have not been able to log on to my account. Every time I open the app, it tries to sign me up for something and then says no business associated with that account even though I can access account from desktop ### 1/5 — Horrible *2025-06-07, version 4.6.15* I tripped some kinda of fraud alarm and have been treated like criminal by Intuit tech support. They have put my checking account on hold and locked the deposited money away. They say they might return money in six months. This is not how a bank account should work. I am suing them. ### 2/5 — Does Not Update *2025-05-24* I have Quickbooks Online Pro for my husbands and I's Small Business. I downloaded this along with a couple other QuickBooks apps so I could create invoices on the side of the road for customers. My current pro's and con's of this are as follows... Con's: 1) This app does not ever update. In Vendors Section, invoices are not there. I can put them in on when i am fixing to create an invoice to have parts for the invoice, but nope they do not ever show up. 2) Customer Section does the same thing. If the customer pays via the email link it will not show they paid for days or weeks, most time's not at all. 3) Creating an invoice for a customer is mind boggling. There is absolutely no easy way about doing it. My husband gets so itchy with me over the amount of time it takes to make one simple invoice. Pro's: 1) If I had my desktop computer available, I can see the updates too invoices right then and there. But since we are in trying to build our own shop that is not an option right now. 2) I can request customers signature on screen with my phone or tablet. And when invoice is printed their signature shows on the printed invoice.. Wish they would fix these issues, and make it more a user friendly app... ### 1/5 — Misleading *2025-04-30, version 4.6.13* Your small business owner I recommend you stay far away from this app. They are misleading. They wanna hold your money for five days when your customers paid with a credit card so they receive their money. A small business cannot make it when people play with their money. And I hope square put y’all out of business ### 1/5 — Money not in my bank account *2025-04-29, version 4.6.13* Honestly I’m just very frustrated at this point I sent an invoice and in Thursday last week the customer paid and I was notified on the app that it was deposited this is the 3rd business day and still no money in my bank ### 1/5 — Worse customer service EVER *2025-04-28, version 4.6.13* Random issues with checks and they can’t tell me what the problem is so after sitting on the phone for almost 2 hours while working they decided to hang up when they couldn’t figure out the problem. I wouldn’t even give them a star if I had the option to send review without one ### 1/5 — WHOOPS! *2025-04-16, version 4.6.13* “We can't deposit this check. Try depositing another check” or “There was a network or server issue. Let's try again, ” is what the app says when trying to deposit a business check. Vendor already replaced their original check and I have no WiFi/5G LTE issues. No human support for troubleshooting, just AI. No physical ATM locations for deposits either. ## Frequently asked questions about QuickBooks Money ### What does QuickBooks Money do? QuickBooks Money offers a business bank account with no monthly fees or minimum balance requirements. It also provides tools for accepting payments from customers, sending invoices, and earning interest on your saved money. ### What are the key features of QuickBooks Money? Key features include a business checking account with a 3.00% APY on savings within envelopes, a QuickBooks Visa Debit Card, flexible payment acceptance (credit, debit, ACH, Venmo, PayPal, Apple Pay), same-day deposits, and easy-to-use invoicing with automatic sales tax calculation and recurring billing options. ### Is QuickBooks Money free to use? The app itself is free to download and use, and it offers a business bank account with no monthly fees or minimum balance. However, it does have in-app purchases related to payment processing and other services. ### What are the eligibility requirements for QuickBooks Money? QuickBooks Money accounts are subject to eligibility criteria, credit, and application approval. Banking services and the debit card are provided by Green Dot Bank and are subject to identity verification and approval by them. ### How can I get paid faster with QuickBooks Money? You can get paid faster by offering customers flexible payment options like credit, debit, ACH, Venmo, PayPal, or Apple Pay. Eligible payments can also qualify for free same-day deposits, ensuring funds are available quickly. ## Version history (last 5 releases) ### 4.6.17 — 2025-10-11 We squashed some bugs and made the app run a little more smoothly. ### 4.6.16 — 2025-06-26 We squashed some bugs and made the app run a little more smoothly. ### 4.6.15 — 2025-05-21 We squashed some bugs and made the app run a little more smoothly. ### 4.6.13 — 2024-12-11 We squashed some bugs and made the app run a little more smoothly. ### 4.6.12 — 2024-12-09 We squashed some bugs and made the app run a little more smoothly. ## Apps similar to QuickBooks Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Intuit QuickBooks for Business](https://appshunter.io/ios/app/intuit-quickbooks-for-business/id584606479) | 4.7 (245,054) | Free | Business | | [Square Point of Sale (POS)](https://appshunter.io/ios/app/square-point-of-sale-pos/id335393788) | 4.8 (599,593) | Free | Business | | [Square Invoices: Invoice Maker](https://appshunter.io/ios/app/square-invoices-invoice-maker/id1405254630) | 4.8 (91,904) | Free | Business | ## More apps by Intuit Inc. - [QuickBooks GoPayment POS](https://appshunter.io/ios/app/quickbooks-gopayment-pos/id324389392) - [TaxCaster: Tax Calculator](https://appshunter.io/ios/app/taxcaster-tax-calculator/id346184215) - [Mailchimp Email Marketing](https://appshunter.io/ios/app/mailchimp-email-marketing/id366794783) - [Intuit QuickBooks for Business](https://appshunter.io/ios/app/intuit-quickbooks-for-business/id584606479) - [ItsDeductible](https://appshunter.io/ios/app/itsdeductible/id725029107) - [QuickBooks Self-Employed](https://appshunter.io/ios/app/quickbooks-self-employed/id898076976) All apps by Intuit Inc.: https://appshunter.io/developer/313441566 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*