# Quirk - Smart budgeting — Feel good about your finances > Personal finance app for tracking spending, understanding money personality, and building financial health. (iPhone/iPad app by Quirk Money Ltd.) - Source: https://appshunter.io/ios/app/quirk-smart-budgeting/id1520514465 (this page in markdown: same URL + `.md`) - Developer: [Quirk Money Ltd](https://appshunter.io/developer/1520514467) - Category: Finance, Education - Price: Free - Rating: 1.00/5 from 1 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 96 MB - Languages: English - Released: 2021-01-24 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/quirk-smart-budgeting/id1520514465/reviews.md ## What is Quirk? Track your spending, save money and learn the basics of personal finances - all in one place. Money is very personal so start by learning about your financial behaviour with our expert personality test, connect all your bank accounts to see your full financial picture and get a tailored plan to make smarter financial decisions! DISCOVER YOUR MONEY PERSONALITY Take a unique personality test that we’ve developed with experts in the field to learn more about your money personality type. Find out what influences your financial behaviour so you can be more in control of your money. TRACK YOUR SPENDING Budgets can often feel restrictive or even boring. Instead, set up a spending goal that focuses on spending beyond your living costs and tracks against categories that are important to you. You can set up a spending goal according to your payday so you’ll always know how much you have left to spend. TAILORED FINANCIAL PLAN A step-by-step plan to boost your financial health. Get educated on all important financial topics from investing and IRAs to credit scores and loans. Complete goals and milestones, and level up as you become the CFO of your money. CUSTOMIZED INSIGHTS Financial insights can often be overwhelming and difficult to understand. Quirk curates your feed to show you financial data and insights according to your money type, with supporting educational content. ALL YOUR ACCOUNTS IN ONE PLACE We safely and securely connect to all your checking, saving and credit accounts, and give you a complete overview of your finances. You can also track investment accounts and loans by adding them manually. SUBSCRIPTION MANAGER You can view all your recurring payments in one location and also keep track of upcoming payments you have each month. CUSTOM CATEGORIES Create your own categories to track your money according to your finances. EDUCATIONAL TIPS Learn the basics of personal finance with a guided spending goal set-up and tips that help you understand the fundamentals of saving, credit and investing. MISSION AT QUIRK We want to build financial freedom for everyone. Banks don’t do enough to help us manage our finances so we want to help our generation take control of our money. We believe that access to good financial education and tools for building wealth should be a right- not a privilege. SAFE & SECURE Quirk works with read-only access to financial data like transactions and balances. We also encrypt data with bank-level security standards and we don’t believe in selling personal data to anyone. FREE The app is free to use! ## Key features - Money personality test - Spending goal tracking - Tailored financial plans - Curated financial insights - Connect bank accounts - Subscription manager - Custom spending categories ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/quirk-smart-budgeting/id1520514465/reviews.md ### 3/5 — Good App, but now it’s crashing *2023-10-21* I began using the app at the beginning of the year, them i fell of, then i started again and now its october, it crashes whenever i change a category of money, idk why, please fix it i really do love it! ### 4/5 — Compared to what is in the market… *2021-12-13* You are doing fabulously with the UX; the content is tidy, well structured, and very easy to navigate. I like the personality test you got too. I hope you will not overprice your subscription in the future or overload your UI with tons of unnecessary financial advertisements as others do. You are the best in the market by far, despite being at the starting point. Comparing you to big ones out there without mentioning names (I have tried all of them, trust me) However, I will not be switching anytime soon to use your services fully; right now, I am using an offline app that allows me to be in control, offers a lot of customization, and even allows me to connect real-time investments like stocks, although I would love to automate the process. Most of my spendings happen using different credit cards and banks which Plaid (the service you use for open banking) does not provide yet. I have Monzo, Starling, American Express, although my usual daily expenses do not happen on those accounts, only savings and income, and just some spendings, like groceries on the last. I appreciate that you allow the creation of manual accounts, but that’s not enough considering that I can’t add manual spendings within that account. I would love to see improvement over time as I see potential here. I checked that services like reporting rent payments to credit bureaus will be coming soon, and I am awaiting that; I already use a different provider, but considering that at some point in time you have me covered in all financial aspects, I will start using you as my daily driver. **Developer response:** Hi there! Thank you so much for this very constructive feedback - it's super helpful, especially since we are in the early stages. If you are up for it - would love to chat with you in more detail and get your thoughts on some of the features we are currently working on. You can email us at hello@quirk.money so we can set something up. ### 5/5 — Great personal finance app *2021-08-24* This app has been really helpful - it’s allowed me to track and keep on top of my expenses across all accounts. It’s easy to use and has helped me build up my savings. ### 5/5 — Love the personalisation element! *2021-08-24* So happy to see an app finally has tailors their service to the customer, and not just give general money advice! ### 3/5 — 14.5 *2021-04-30* when is this going to be working on 14.5? haven’t been able to get passed the log in screen after i put my email address in for months now, got a email from support said they know about that issue but it’s been months now and still no luck getting to log in **Developer response:** Hi - very sorry to hear that you are still unable to login to the app! We did release a fix after your support request a few months ago and mistakenly thought it had been resolved. If you are still facing the issue please update to the latest version on the apple store, which is version 3.2.0. We would also recommend resetting your passcode when signing in to the app by selecting the "forgot passcode" text and then trying to login. If this doesn't resolve it please reach out to us again at hello@quirk.money and we will fix this right away! ## Frequently asked questions about Quirk ### What is Quirk's money personality test? Quirk offers a unique personality test developed with experts to help you understand your money personality type. This test reveals what influences your financial behavior, empowering you to gain better control over your finances. ### How does Quirk track spending? Instead of restrictive budgets, Quirk allows you to set spending goals focused on categories important to you. You can align these goals with your payday to clearly see how much you have left to spend. ### Can I connect my bank accounts to Quirk? Yes, Quirk safely and securely connects to your checking, savings, and credit accounts for a complete financial overview. You can also manually add investment accounts and loans. ### What kind of financial education does Quirk provide? Quirk offers a step-by-step plan to boost your financial health, educating you on topics like investing, IRAs, credit scores, and loans. You can complete goals and milestones to improve your financial literacy. ### Is Quirk safe and secure? Quirk uses read-only access to your financial data and encrypts information with bank-level security standards. The developer states they do not sell personal data to anyone. ### Does Quirk have ads? No, Quirk does not contain advertisements. The app is free to use and does not display ads to its users. ### What devices does Quirk support? Quirk is available for iPhone and iPod devices. It is designed for users within the Apple ecosystem. ### How often is Quirk updated? The latest version of Quirk is 4.2.0, and it was last updated on February 1, 2023. This indicates regular updates to improve functionality and security. ## Version history (last 5 releases) ### 4.2.0 — 2023-02-01 Welcome to Quirk! In this latest release, we’ve made some updates like: - Use a date selector to see your spending from previous months - Added a new “Learn” tab full of financial education content - Fixed various bugs our users have reported! - Made improvements on design and loading throughout the app ### 4.1.0 — 2022-11-20 - See your data even when you’re offline - Added average monthly spend for your categories - Bug fixes and improvements ### 4.0.1 — 2022-10-20 Welcome to Quirk! In this latest release, we’ve added new features so now you can: - link your investment accounts (US only) - categorize multiple transactions at once - see daily & weekly spending on your homepage - get a weekly review of your finances We also fixed a bug with transaction loading. ### 4.0.0 — 2022-10-15 Welcome to Quirk! In this latest release, we’ve added new features so now you can: - link your investments accounts (US only) - categorize multiple transactions at once - see daily & weekly spending on your homepage made some improvements to make Quirk faster and smoother! ### 3.6.2 — 2022-08-20 The app is now available for US users! We’ve also improved load times around renewing accounts and fixed bugs and performance issues. ## Apps similar to Quirk | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kreesibl](https://appshunter.io/ios/app/kreesibl/id1598106493) | 5.0 (6) | Free | Finance | | [Shares - Invest Smarter.](https://appshunter.io/ios/app/shares-invest-smarter/id1582016082) | — | Free | Finance | | [Finmatex-Simple Budget Planner](https://appshunter.io/ios/app/finmatex-simple-budget-planner/id1529432691) | 3.7 (3) | Free | Finance | | [Investment One](https://appshunter.io/ios/app/investment-one/id1634598997) | 4.0 (7) | Free | Finance | | [Follow Invest](https://appshunter.io/ios/app/follow-invest/id6444545743) | 4.4 (34) | Free | Finance | | [NSE & BSE Stock Screener](https://appshunter.io/ios/app/nse-and-bse-stock-screener/id1658981920) | 3.8 (16) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*