# R Card Guard

> Debit and credit card transaction monitoring and control app. (iPhone/iPad app by R Bank.)

- Source: https://appshunter.io/ios/app/r-card-guard/id1562918353 (this page in markdown: same URL + `.md`)
- Developer: [R Bank](https://appshunter.io/developer/1438030479)
- Category: Finance
- Price: Free
- Rating: 3.67/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 61 MB
- Languages: English
- Released: 2021-07-18
- Data updated: 2026-07-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/r-card-guard/id1562918353/reviews.md

## What is R Card Guard?

Protects your debit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the app to your phone, then customize your alert preferences and usage settings to monitor and manage your cards.
Alerts Ensure Safe, Secure Card Usage
Alerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. This app can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.
Location-Based Alerts and Controls
The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.
Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.
Card On/Off Setting
When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.
Additional Capabilities
This app also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:
• Real-time balance inquiries
• Locating ATMs
Key Benefits
• All cardholders can receive alerts to monitor transactions and protect their accounts
• You can actively manage your money and take charge of your card usage
• Parents can remotely control and monitor their children’s spending
• Businesses can ensure spending policy compliance

## Key features

- Real-time transaction alerts
- Location-based transaction controls
- Spending limit settings
- Merchant category restrictions
- Card On/Off toggle
- ATM locator
- Balance inquiries

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/r-card-guard/id1562918353/reviews.md

### 1/5 — terrible security practices

*2023-04-29*

Any app that blocks VPN access is literally telling their customers to be less secure online. For a bank, that’s incredibly shortsighted. Blocking VPN traffic is lazy security.

This thing doesn’t even use your R Bank account, which makes it even more of a security bank.

I get that you’re a local bank, but if you can’t do security right, get out of the banking business.

## Frequently asked questions about R Card Guard

### How does R Card Guard protect my cards?

R Card Guard provides real-time transaction alerts for all card usage and attempts. You can also set location-based controls, spending limits, and merchant category restrictions to prevent unauthorized transactions.

### Can I turn my card off with R Card Guard?

Yes, R Card Guard allows you to instantly turn your card 'on' or 'off'. This is useful for disabling lost or stolen cards, preventing fraud, or controlling spending.

### What kind of alerts can I set up with R Card Guard?

You can set up alerts for PIN and signature transactions, card usage, and declined transactions. Additional customizable alert options are also available to keep you informed in real-time.

### Does R Card Guard support location-based controls?

Yes, R Card Guard offers 'My Location' and 'My Region' controls. These allow you to restrict transactions to specific geographic areas, declining those requested outside your defined range or region.

### What are the spending controls available in R Card Guard?

R Card Guard allows you to set spending limits by dollar value and monitor transactions for specific merchant categories like gas stations, restaurants, and groceries. You can also monitor specific transaction types like in-store or e-commerce purchases.

### What is the user rating for R Card Guard?

R Card Guard has a user rating of 3.7 stars based on 3 ratings.

### On which devices can I use R Card Guard?

R Card Guard is available for iPhone and iPod devices.

### How often is R Card Guard updated?

The latest version of R Card Guard is 6.2.1, and it was last updated on July 23, 2025. This indicates a relatively active update schedule.

## Version history (last 5 releases)

### 6.2.1 — 2025-07-23

Minor bug fixes and securities enhancement.

### 6.1.0 — 2025-03-19

Improved user interface: We have given our app a fresh new look and feel, making it even more intuitive and user-friendly. 
Enhanced compliance: Enhancements to make the app compliant to the latest version and latest security standards. 
Performance improvements and bug fixes

### 5.70.2 — 2023-08-23

Minor bugs fixes and enhancements

### 5.63.4 — 2023-03-22

Minor bug fixes and enhancements

### 5.62.2 — 2023-01-13

Minor bug fixes and security enhancements.

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## More apps by R Bank

- [R.Bank](https://appshunter.io/ios/app/rbank/id1235185943)
- [RBank Mobile Mortgage](https://appshunter.io/ios/app/rbank-mobile-mortgage/id1472631612)

All apps by R Bank: https://appshunter.io/developer/1438030479

## Related topics

[r card guard](https://appshunter.io/ios/topics/r-card-guard) · [rbank](https://appshunter.io/ios/topics/rbank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*