# RAC - Rent Affordability — Know What Rent Really Costs

> Financial tool for renters to assess rental affordability and impact. (iPhone/iPad app by DANIEL EDUARDO FERNANDEZ.)

- Source: https://appshunter.io/ios/app/rac-rent-affordability/id6805022466 (this page in markdown: same URL + `.md`)
- Developer: [DANIEL EDUARDO FERNANDEZ](https://appshunter.io/developer/6805022468)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 32 MB
- Languages: American English
- Released: 2026-09-09
- Data updated: 2026-10-15
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/rac-rent-affordability/id6805022466/reviews.md

## What is RAC?

RAC helps renters understand what a rental really means for their finances before signing a lease.

Enter your income, monthly obligations, savings goals, housing costs, and other financial information to generate a RAC Score out of 1,000 and see how a rental fits your overall financial picture.

RAC goes beyond a simple rent-to-income calculation by evaluating multiple factors that can affect affordability, including monthly cash flow, savings protection, reserve strength, housing burden, and move-in readiness.

With RAC you can:
• Calculate a RAC Score for a rental
• See your Comfortable Rent and Stretch Rent ranges
• Understand your estimated monthly cash remaining after expenses and goals
• Review the factors influencing your RAC Score
• Compare multiple rentals side by side
• Save rental analyses for later
• Generate detailed PDF reports
• Review clear decision insights before choosing a rental

RAC includes one free rental analysis. RAC Membership is available for $2.99 per month and unlocks unlimited rental analyses, rental comparisons, saved reports, and PDF exports.

RAC is designed as a financial decision-support tool for renters. It does not constitute financial, legal, lending, or housing advice.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Calculate RAC Score for rentals
- Determine Comfortable and Stretch Rent ranges
- Estimate monthly cash remaining
- Review factors influencing score
- Compare multiple rentals
- Save rental analyses
- Generate PDF reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| RAC-Membership | $2.99 | per month |


## Is RAC safe?

Not enough ratings yet to assess RAC.

## Is RAC legit?

RAC - Rent Affordability has limited verification signals. The AppsHunter Legitimacy Score for RAC is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/rac-rent-affordability/id6805022466/reviews.md

### 5/5 — Great way to gauge your situation

*2026-09-22*

Nice tool to have when getting quotes and getting a sense of affordability for clients.

**Developer response:** I’m glad RAC is helping you evaluate affordability and make more informed decisions. My goal is to make rental affordability easier to understand, whether you’re evaluating options for yourself or helping clients. Thank you for your support and feedback!

## Frequently asked questions about RAC

### What is RAC?

RAC is a financial decision-support tool designed to help renters understand the true cost and affordability of a rental property before signing a lease. It goes beyond simple rent-to-income calculations.

### How does RAC calculate affordability?

RAC analyzes your income, monthly obligations, savings goals, housing costs, and other financial information to generate a RAC Score out of 1,000. It evaluates factors like monthly cash flow, savings protection, reserve strength, housing burden, and move-in readiness.

### Is RAC free to use?

RAC offers one free rental analysis. Additional features like unlimited analyses, comparisons, saved reports, and PDF exports require a RAC Membership, which costs $2.99 per month.

### What are the benefits of RAC Membership?

RAC Membership unlocks unlimited rental analyses, the ability to compare multiple rentals side by side, saving rental analyses for later, and generating detailed PDF reports. This provides comprehensive insights for making rental decisions.

### Does RAC provide financial advice?

No, RAC is a financial decision-support tool and does not constitute financial, legal, lending, or housing advice. It provides data-driven insights to help you make informed decisions.

### What devices does RAC support?

RAC is currently supported on iPhone devices. The app was last updated on October 11, 2026, with version 1.2.

### How does RAC compare to other rent calculators?

RAC offers a more comprehensive analysis than simple rent-to-income calculations by considering multiple financial factors such as cash flow, savings goals, and reserves, providing a detailed RAC Score.

### What is the age rating for RAC?

RAC has an age rating of 4+, making it suitable for a wide range of users. The app is designed to be a helpful tool for individuals looking to manage their rental finances.

## Version history (last 2 releases)

### 1.2 — 2026-10-11

Refined visuals and improved interface consistency for a cleaner, more polished RAC experience. All core financial analysis and comparison features remain unchanged.

### 1.1 — 2026-09-10

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-15.*