# RACQ Bank — RACQ Bank Member App > Mobile banking app for managing accounts, payments, and cards. (iPhone/iPad app by RACQ Operations Pty Ltd.) - Source: https://appshunter.io/ios/app/racq-bank/id1281427237 (this page in markdown: same URL + `.md`) - Developer: [RACQ Operations Pty Ltd](https://appshunter.io/developer/397028004) - Category: Finance - Price: Free - Rating: 2.14/5 from 232 App Store ratings · 60 written reviews indexed - Age rating: 12+ - Requires: iOS 17.0 · 78 MB - Languages: American English - Released: 2017-09-23 - Data updated: 2026-10-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/racq-bank/id1281427237/reviews.md ## What is RACQ Bank? At RACQ Bank, we’re always looking at ways to give you more. That’s why we’ve launched our new internet and mobile banking experience. With improved features, seamless online functions and enhanced tools, we’re aiming to make your banking experience better. The new RACQ Bank app allows you to: • Manage your RACQ bank accounts and finances online. • Check account balances and transaction history, including pending transactions. • Full PayID support to send and receive payments almost instantly. • Improved self-service including password reset, card management (disable, enable and activate your debit cards online) and customisable daily limits. • Biometric ID log in (fingerprint or FaceID). Contact Us • RACQ Bank branch locator • Access to support and secure messaging. Published by RACQ Operations Pty Ltd on behalf of Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. ## Key features - Manage bank accounts and finances - Check balances and transaction history - Instant payments with PayID - Card management (disable, enable, activate) - Biometric login (fingerprint, FaceID) - Branch locator and secure messaging ## Is RACQ Bank safe? RACQ Bank does not appear safe based on available data. The AppsHunter Safety Score for RACQ Bank is 45 out of 100. This assessment is based on 232 user ratings, with an App Store average of 2.1 out of 5. ## Is RACQ Bank legit? RACQ Bank appears to be a legitimate app. The AppsHunter Legitimacy Score for RACQ Bank is 95 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 60) All indexed reviews: https://appshunter.io/ios/app/racq-bank/id1281427237/reviews.md ### 1/5 — … *2026-08-20, version 2.31.0* It’s really upsetting how it asks me to log in every single time. It would be really nice if we could only have just like a 4 digit pin or something but I always have to find my Bank ID and Password to log in. Hopefully they could also add features like notifications when someone deposits money through my account or when I do an online transaction. It always goes directly to my email and I have no regards or whatsover but I prefer getting a notification rather than getting it in my email inbox. ### 1/5 — Doesn’t work on older iphones anymore *2026-06-02, version 2.30.0* It used to be good but it no longer works on my iphone 8. I still use my iphone 8 for banking because it’s the last iphone to allow fingerprint ID. I don’t trust face ID. Other banks still support it so it’s a real shame. Please fix this, RACQ! ### 1/5 — App made by someone who has never used it *2026-05-01, version 2.30.0* Things don’t work in ways you would expect in the app. Not user friendly. It should be obvious to any developer who actually tested the app themselves. Shame. ### 1/5 — Non functional *2026-04-29, version 2.30.0* An app that requires updating to continue work, but only on iOS17....an ipad update version not yet available. WTH?? ### 5/5 — client version not supported- update *2026-04-23, version 2.30.0* worked fine, suited my well so far. Now with Iphone 8 and last is IOS16 the app is not supported, so will look for a newer phone 🤘🏽 ### 1/5 — Not a good banking system *2026-04-07, version 2.30.0* The racq bank has had an outage past 24 hours and there’s been no notification of it being rectified. If I didn’t have my important savings in there I wouldn’t care but you guys need to do better! Also the PayID doesn’t even work! If I transfer money from another bank it takes a week which is just ridiculous. ### 1/5 — Ditto *2026-03-23, version 2.30.0* Ditto all the 1 star reviews. Always have issues when using the app. Latest is that a warning comes up that I have reached my daily limit after trying to transfer $100 in 2 separate transactions. ### 1/5 — Needs a LOT of work. *2025-11-04, version 2.29.3* This app is awful. It’s so slow, constantly being maintained and is not intuitively user friendly. It’s actually so bad we are contemplating changing banks. ### 1/5 — Woefully inadequate *2025-10-11, version 2.29.3* If ever an app screamed ‘ Quick let’s bodge together an app just so we can we have one’ , it’s this one. ### 1/5 — Cannot use app any more. *2025-04-18, version 2.28.1* In the past I have used my RACQ Bank app daily. Such a shame that since the latest app update, I can no longer access my accounts on my older iPhone SE. The app now demands ios16 or later, which my phone can’t use. Wonder how many other bank customers are now locked out of their bank accounts! ## Frequently asked questions about RACQ Bank ### What can I do with RACQ Bank? RACQ Bank allows you to manage your accounts, check balances and transaction history, make instant payments via PayID, and manage your debit cards. You can also find branches and access secure messaging for support. ### Is RACQ Bank secure? Yes, RACQ Bank offers secure login options including biometric ID (fingerprint or FaceID). The app is published by RACQ Operations Pty Ltd on behalf of Members Banking Group Limited. ### Does RACQ Bank support instant payments? Yes, RACQ Bank has full PayID support, enabling you to send and receive payments almost instantly. ### Can I manage my cards with RACQ Bank? Yes, the app provides improved self-service options for card management, including disabling, enabling, and activating your debit cards online. ### What devices does RACQ Bank support? RACQ Bank is available on iPhone and iPad devices. ### How often is RACQ Bank updated? The latest version is 2.31.0, and the app was last updated on April 18, 2026. Updates typically include feature improvements and bug fixes. ### What is the user rating for RACQ Bank? RACQ Bank has a rating of 2.1 stars from 232 ratings, indicating a mixed user reception. ### Does RACQ Bank have ads? No, RACQ Bank does not contain advertisements. ## Version history (last 5 releases) ### 2.31.0 — 2026-04-18 • Upgrade to Xcode 26 and drop support for iOS 16 • Minor bug fixes ### 2.30.0 — 2026-01-17 Bug fixes and improvements. ### 2.29.3 — 2025-10-11 • Bug fixes and improvements. ### 2.29.1 — 2025-07-12 • Minor bug fixes ### 2.29.0 — 2025-06-14 • Minor bug fixes ## More apps by RACQ Operations Pty Ltd - [RACQ Roadside Assistance](https://appshunter.io/ios/app/racq-roadside-assistance/id397028001) - [Fuel and Deals](https://appshunter.io/ios/app/fuel-and-deals/id1444714258) All apps by RACQ Operations Pty Ltd: https://appshunter.io/developer/397028004 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-18.*