# RadiFi- Mobile Banking — user reviews

> 40 indexed App Store user reviews of RadiFi by Radifi Federal Credit Union, rated 4.87/5 from 5,169 ratings.

- Source: https://appshunter.io/ios/app/radifi-mobile-banking/id1008500836/reviews
- App overview in markdown: https://appshunter.io/ios/app/radifi-mobile-banking/id1008500836.md
- Rating breakdown: 5★ 4,221 · 4★ 355 · 3★ 71 · 2★ 13 · 1★ 17

## What do users think of RadiFi?

Overall sentiment: neutral

**Pros**

- 👍 Convenient 24/7 access
- 👍 Seamless and easy to use
- 👍 Helpful and informative
- 👍 Quick and efficient services
- 👍 Streamlined banking experience
- 👍 Excellent customer service

**Cons**

- 🐛 Verification and login issues
- 🐛 Delayed transaction history updates
- 🐛 Lack of mobile check deposit
- 🐛 Unreliable ATM services
- 🐛 Poor communication and support

**Commonly reported bugs**

- App crashes on login
- Missing or hidden app features

**Most requested features**

- Ability to find check clearing status
- Improved mobile app functionality
- Enhanced account management features
- 24/7 customer support and verification

## Newest reviews (11 of 40)

### 4/5 — Great app

*2023-10-04, version 6.1*

Quick, efficient, and easy to navigate services.

### 4/5 — Specific check number

*2023-09-16, version 6.1*

Do you not know how to find on app to find out if a specific check is cleared

### 5/5 — Horrible and Frustrating

*2023-04-17, version 6.0*

I wasn’t expecting to be ousted from my bank account features. I can’t deposit money. There’s not even an option! The preview of this app isn’t anything I can see or have access to. . Not cool with this! And not having access to the automated system or a technical support team. Just lovely RadiFi Credit Union! I’ve deleted and reinstalled 5 times. Just getting the same results.

### 4/5 — Can somebody help me please?

*2022-11-04, version 5.2.0*

I’ve been trying to access my online banking account and so far I haven’t being able to. 
Even though they say the service is good, nobody  has being able to help me!

### 4/5 — Does not fail

*2022-05-28, version 5.2.0*

Easy to use. Instant updates. 
Connected well to other accounts and email. 
Direct Deposit handy!
Communication is great.

### 5/5 — Great ap!

*2022-02-09, version 5.2.0*

Great ap. Easy to use!!

### 5/5 — My Bank!

*2021-12-03, version 5.1.0*

My bank staff at Jax Federal is always friendly accurate and always on time they have excellent customer service and is always available 6 days a week 24 hours a day of course when I say 24 hours I mean within normal business hours their always giving back to the community and is here service all your loans and business needs you tried the rest now try simply the best we’re at jax federal 🥳

### 5/5 — I’m back

*2021-11-12, version 5.1.0*

I’m happy to have my account back

### 5/5 — Id

*2021-06-28, version 5.0.2*

They really need to fix the Face ID because it only works sometimes

### 5/5 — Fantastic

*2021-05-06, version 5.0.2*

This update is makes this app easier than ever to use. I don’t think I will need assistance as much in navigating it anymore. The improvement to adding outside banking is no longer tedious and vastly improved. It is in fact better than this same process for the outside big bank I use. Kudos!

### 5/5 — Awesome update!

*2021-04-27, version 5.0.2*

Thanks for listening and putting everything in one place. Looks up to date and it’s easy to navigate, and there’s even a “search” for things I cant find. Great job JAX Federal for listening to your members and taking that leap to improve on already great service! P.S. thanks for the advance communication that this was coming.

## Most critical reviews (10 lowest-rated)

### 1/5 — Bad

*2024-11-10, version 6.1*

Won’t even get past the verify in human screen wth fix this I cannot move money with my app

### 1/5 — The CU is great, it’s the App that needs help

*2024-02-23, version 6.1*

I’ve been a member since 1983, RadiFi/KAXFCU has always had great customer service and a great culture among their employees. But, this new app and specifically the widget isn’t working on my iPhone. I was able to get it to work on my iPad, but I really need it in my phone.

### 1/5 — Crashes

*2023-04-11, version 6.0*

Ever since the Name change from Jax Fed to RadiFi, the app crashes as soon as I enter in  my credentials. Please Fix asap.

### 1/5 — WORST BANK EVER!!

*2023-01-09, version 5.4.0*

Can never get anyone on the phone and the chat option on the app is a joke - it crashes before you can even finish typing your request…
Add this on top of the fact that there’s not mobile check deposit, you have to inquire about getting it when every other bank offers it? 
PLUS, the ATM is consistently out of service! I drive out of my way to get cash or deposit cash only to find out it’s AGAIN “out of order”
Poor customer service, I have hated every moment of being a member here

### 1/5 — Unable to access

*2022-04-17, version 5.2.0*

Serving in the military overseas and I can’t access my account.

### 2/5 — Mobile Deposit Needs Improvement

*2026-03-19, version 6.3.0*

Tired of having to drive to bank for deposits, when the technology continues to fail for every single mobile check deposit. It needs to get fixed. Huge inconvenience!

### 2/5 — Frustrating experience with app and verification process

*2025-03-19, version 6.2.0*

I’ve been pretty frustrated with the RadiFi app and overall service. The app says it has a Card Services section, but after searching every corner of it, I couldn’t find it anywhere. The website mentions 24/7 help for verification, but when I called, the automated system didn’t even give me an option for card verification, and I was told I was calling outside of business hours — which doesn’t match the claim on the site.

It’s frustrating when basic services, like card management and verification, are so difficult to access. It would be great if they could make things clearer in the app and update their support information to reflect actual hours. To not even have an option for a SMS text with a code for verification is inconvenient. This has been a hassle, and I hope they take this feedback seriously to improve their system and communication.

### 2/5 — Transaction delay

*2025-03-01, version 6.2.0*

I do not like that the app has a delay in your transaction history it doesn’t update in real time and has caused me to go into negative I had to recalculate all the time

### 2/5 — Need’s to clearly show Pending transactions

*2018-11-26, version 4.17.30*

There is no way to tell the difference between Pending and Cleared transactions. Please update the view to show this.

### 3/5 — Mobile App review

*2024-06-22, version 6.1*

Very easy and customer friendly! I love it

## Most praised reviews (10 highest-rated)

### 5/5 — Love it

*2026-07-27, version 6.4.0*

Always available for you to access

### 5/5 — Assistance

*2026-07-01, version 6.4.0*

I appreciate the tools that are available for ensuring that my credit cards are not misused or stolen electronically. I also like the tools that provide me with the opportunity to track monthly spending.

### 5/5 — Mr. R. T. Sares Sr

*2025-10-15, version 6.2.0*

Great job, keep up the good work!!🙃🙂

### 5/5 — CUSTOMER FRIENDLY

*2025-10-02, version 6.2.0*

I  can access my any time of the day or night with absolutely NO 
        PROBLEMS !!!!

### 5/5 — .

*2025-09-05, version 6.2.0*

This is an incredible app no need to go back and forth to the bank

### 5/5 — It’s seamless

*2024-11-28, version 6.2.0*

Great job guys

### 5/5 — Helpful

*2024-11-27, version 6.2.0*

Very informative and convenient.

### 5/5 — Website functions

*2023-05-14, version 6.0*

Each page loads quickly & it’s easy to navigate through 🏆

### 5/5 — Review

*2023-04-27, version 6.0*

I like it its very helpful

### 5/5 — It’s just so convenient!!

*2023-04-24, version 6.0*

I can check  my balances anytime, anywhere!! Love the easy log in. It really has streamlined  my banking. Thank you so much.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
