# Raenest — Raenest (formerly Geegpay) > Global finance platform for receiving, spending, sending, and investing money across borders. (iPhone/iPad app by Raenest Technology Solutions Service Ltd.) - Source: https://appshunter.io/ios/app/raenest/id6443475780 (this page in markdown: same URL + `.md`) - Developer: [Raenest Technology Solutions Service Ltd](https://appshunter.io/developer/1646308990) - Category: Finance, Lifestyle - Price: Free - Rating: 4.50/5 from 1,805 App Store ratings · 190 written reviews indexed - Age rating: 17+ - Requires: iOS 16.4 · 333 MB - Languages: American English, French (France) - Released: 2023-07-20 - Data updated: 2026-08-26 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/raenest/id6443475780/reviews.md ## What is Raenest? Raenest (formerly Geegpay) – Your Global Money Partner Raenest is your all-in-one global finance platform that helps you receive, spend, send, invest, and manage your money across borders, effortlessly. Wherever you are, Raenest empowers you with the financial tools you need to belong in the global economy. Join 1,000,000+ global citizens - individuals, freelancers, creators, remote workers, and entrepreneurs already managing their finances with Raenest. What You Can Do With Raenest Open Global Accounts (USD, GBP, EUR) Create global accounts in your name in minutes. No paperwork. Receive payments from over 190 countries, including clients, marketplaces, families, and employers worldwide. Convert currencies instantly at real-time market rates with zero hidden fees. Save and hold money in global currencies. Spend Freely with USD Virtual & Physical Cards Create cards that work everywhere - Google Ads, Meta, Apple, Upwork, AWS, AliExpress, Namecheap, and more. Add to Google Pay for contactless payment Spend globally with no surprise charges or restrictions. Make Global Transfers to 50+ Countries Send money worldwide instantly and securely. Enjoy affordable fees and transparent exchange rates. Perfect for freelancers, families, and businesses with cross-border needs. Buy US Stocks & ETFs Invest in top U.S companies like Apple, Tesla, and Nvidia. Diversify with ETFs and earn dividends in USD. Build long-term wealth. Use Stablecoins (USDC & USDT) Receive global payments in USDC or USDT — fast, secure, and borderless. Supports Ethereum, TRON, Solana, and Polygon. Converts easily to USD Perfect for freelancers and businesses that favours receiving payments worldwide speedily. Send Invoices. Get Paid Instantly. Generate professional invoices in seconds. Accept payments from multiple methods: bank transfer, card, and more. Automate recurring payments and get paid faster. Built for a Global Generation Whether you’re in Lagos, New York, Nairobi, Paris, Accra, or London, Raenest keeps you connected to your money, across continents. Transparent Fees Instant Transactions Trusted by 1,000,000+ Users Regulated & Secure Your Global Partner for Every Step From receiving to saving, spending, sending, investing, and growing, Raenest is more than a fintech. It’s your partner in financial success. Help Center: help.raenest.com Support: personalsupport@raenest.com Powered by Raenest — formerly Geegpay Disclosure Investing in U.S. stocks and ETFs through Raenest involves risk. The past performance of any security does not guarantee future results or returns. The value of your investments can fluctuate, and you may receive back less than your original amount. Before investing, carefully consider your financial goals, experience, and risk tolerance. Raenest does not provide investment advice, recommendations, or financial planning services. All investment decisions should be made independently or with guidance from a qualified financial advisor. U.S. stocks offered through Raenest are subject to market risk, and investment returns are not guaranteed. ## Key features - Open global accounts in USD, GBP, EUR - Receive payments from 190+ countries - Virtual and physical spending cards - Global money transfers to 50+ countries - Invest in US stocks and ETFs - Send invoices and get paid instantly - Receive payments in USDC/USDT stablecoins ## What do users think of Raenest? Overall sentiment: negative **Pros** - 🚀 Fast and secure - 👍 Smooth and reliable transactions - 💡 Innovative features - 🥰 Excellent customer service **Cons** - 🐛 Frequent account suspensions and fund holds - 🤬 Unresponsive and unhelpful support - ⏱️ Slow deposit and withdrawal processing - 💰 Unexplained fees and charges **Commonly reported bugs** - Login and account creation issues - Inconsistent currency conversion rates - Inability to fully utilize account balances **Most requested features** - Add support for more currencies and payment methods - Improve withdrawal options to local bank accounts - Provide better transparency on account restrictions and fund holds ## Recent user reviews (10 of 190) All indexed reviews: https://appshunter.io/ios/app/raenest/id6443475780/reviews.md ### 5/5 — Great customer service *2026-08-19* I just love Raenest,they have this fast tracking of issues despite their large database, customer service is superb you can email them directly to rectify your issue. ### 5/5 — Nice *2026-08-02, version 3.6.8* Good ### 1/5 — Poor customer service *2026-07-28, version 3.6.6* Late customer service attendance ### 1/5 — This is a fraudulent service *2026-07-20, version 3.6.5* They have refused to refund my money for 2weeks now , even thought I told them my daughter needed it for surgery , now she’s dead all because of this company , until now still no refund ### 1/5 — Raenest is a scam app 🤬🤬 *2026-07-08, version 3.6.4* This over 24 hours my sender sent me another £30 to my account and I haven’t received it till now please what’s going on with this Raenest app I need my money on my account or else I will report you to the social media and the federal Reserve System (FED) ### 1/5 — Raenest is a scam app 🤬🤬 *2026-07-01, version 3.6.3* Raenest is a scam bank app and this always happen everytime I use it. Someone sent me £30 to my account and it be same person sent me £20 again since June 25th till now and i haven’t received my money. Please I want the Apple Store should close down this App cos they always reap my money always every I hate this app 🤬🤬🤬 ### 1/5 — Very poor service, data and biometric information theft *2026-06-26* I got on the app because it was recommended to me but they don’t work with the local bank in my country and I couldn’t set up a usd account with them and I decided to delete my account, their customer support making a very ridiculous request of asking me to make a video why I need my account deleted, I’m taking down my account because of my data privacy and protection but it seems they have a fraudulent need for my personal information, tell me why clicking delete on the app doesn’t delete my account outright, if you’re not looking to steal my information and bio metric data why do you need a video recording reason why I need my account deleted. Zero stars, don’t trust them with your information or money ever **Developer response:** Hi, we're sorry to hear about your experience. The video verification is a security measure to confirm the account owner before processing an account deletion request and to help protect customer accounts. We'd like to look into this for you. Please share your Raenest Tag, and we'll review your case and assist you further. ### 5/5 — I’m so impressed they listened *2026-06-24, version 3.6.2* I wrote and they acted upon it I’m so impressed, it’s such a relief that I don’t have to go through all the conversion’s to transfer funds from the main account to the usd card oh all I’m simply saying is thank youuuuuuuuu! ### 1/5 — Poor support *2026-06-20, version 3.6.1* DO NOT download or use Raenest. Unless you have patience to wait weeks for your funds. It will end in tears. Stay safe ### 1/5 — Wouldn’t recommend at all *2026-06-17* Normally I’ve never reviewed an app . And I’m a positive person , but this app had drawn me over the edge When I first started using this app, everything seemed great. I enjoyed it for about three months, and then things changed. Support was the first problem — it consistently takes 2 to 3 days to get any reply. I had an issue with my virtual card and reported it to support at least three times. Each time, it took two to three days for them to respond, and the issue was never actually resolved. The card would work briefly: I could withdraw funds from it, but when I tried to add funds again to use for payments, it wouldn’t go through. Today I was told my account was suspended. I asked multiple times why, and the only answer I got was a general statement about what the app is used for. I still don’t understand the actual reason for the suspension. To make it worse, when they suspended the account, they told me to withdraw my funds from my card to my external account — but I couldn’t do that either, because of the same ongoing card issues. In my honest experience, the app has not worked reliably for me, and I can’t recommend it based on what I’ve gone through. It’s so painful , suspending my account when it’s due to an internal issue. **Developer response:** We're sorry to hear about your experience and understand how inconvenient this must have been. We take concerns around support responsiveness, account access, and card functionality seriously, and we'd like to investigate this further. Please share your Raenest tag here or send an email to support@raenest.com, and our team will review your case and provide an update. ## Frequently asked questions about Raenest ### What does Raenest do? Raenest is a global finance platform that allows users to receive, spend, send, invest, and manage their money across borders. It provides tools for international payments, currency exchange, virtual spending cards, and investing in US stocks. ### What are the key features of Raenest? Key features include opening global accounts in USD, GBP, and EUR, receiving payments from over 190 countries, creating virtual and physical spending cards, making global transfers, investing in US stocks and ETFs, and using stablecoins for payments. ### How much does Raenest cost? The app is free to download and use, operating on a free with in-app purchases model. Specific fees may apply for transactions such as currency conversion, international transfers, and card usage, which are transparently communicated. ### Who is Raenest for? Raenest is designed for a global generation, including individuals, freelancers, creators, remote workers, and entrepreneurs who need to manage their finances internationally. It caters to users in various locations worldwide. ### Can I invest in stocks with Raenest? Yes, Raenest allows you to buy US stocks and ETFs from top companies like Apple, Tesla, and Nvidia. You can diversify your portfolio and potentially earn dividends in USD, with the understanding that investments carry risk. ## Version history (last 5 releases) ### 3.7.3 — 2026-08-21 Bonjour! Raenest is now available in French! You can now switch between English and French and enjoy the app in your preferred language. ### 3.7.2 — 2026-08-17 Bonjour! Raenest is now available in French! You can now switch between English and French and enjoy the app in your preferred language. ### 3.7.1 — 2026-08-12 Bonjour! Raenest is now available in French! You can now switch between English and French and enjoy the app in your preferred language. ### 3.7.0 — 2026-08-10 Bonjour! Raenest is now available in French! You can now switch between English and French and enjoy the app in your preferred language. ### 3.6.9 — 2026-08-05 Bonjour! Raenest is now available in French! 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*