# Raiffeisen Smart Mobile — Do more with your money! > Mobile banking app for account management, payments, savings, and financial products. (iPhone/iPad app by Raiffeisen Bank Romania S.A..) - Source: https://appshunter.io/ios/app/raiffeisen-smart-mobile/id1255136212 (this page in markdown: same URL + `.md`) - Developer: [Raiffeisen Bank Romania S.A.](https://appshunter.io/developer/470512473) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,222 App Store ratings · 64 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 321 MB - Languages: American English, Hungarian, Romanian - Released: 2018-12-02 - Data updated: 2026-09-02 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/raiffeisen-smart-mobile/id1255136212/reviews.md ## What is Raiffeisen Smart Mobile? Enjoy Raiffeisen Smart Mobile - smart banking - wherever you are! Here are some of the benefits of Raiffeisen Smart Mobile: • You can open your account and become a client straight from your phone, 100% online. • Intuitive interface: Easily find anything you need. • Secure authentication and authorization: Use PIN, fingerprint, or FaceID when registering your device. • Smart Hour - BNR exchange rates: Exchange between RON and EUR at the NBR exchange rate from Monday to Friday 10:00 - 11:00. • Application personalization: Personalize the Dashboard using a simple "drag & drop" feature. Optionally hide the balance for your accounts or change your username. • Instant payments: Send payments that reach the destination in 10 seconds. Available 24/7/365 for all banks enrolled in the instant payments system. • Saving Box: Automatically save money with every card payment and earn interest. Choose how much to save for each payment. • Smart Search: Easily find and repeat past payments. • Control over your cards: Block, reissue, or view your card PIN with just one touch. • Direct access to the Smart Market loyalty app: Get rewards such as cashback, discounts, vouchers, and loyalty points. • Future payments: Schedule future payments, set up direct debit bill payments, or save them as templates. • Access to products for your daily needs: Open current accounts, savings accounts, and term deposits with ease. Get a personal loan, Flexicredit, 100% online in about 10 minutes. • Smart investments: Purchase Raiffeisen Asset Management unit funds if you have already signed a contract and have the required documents. • Push notifications: Receive instant updates on money going in or out of your current accounts or payments made with your card. • Pay utility bills: Multiple convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. Top-up your prepaid mobile plan as well! • Update personal data: Easily update necessary data directly within the application. No phone calls or bank visits required! These are just some of the benefits offered by Raiffeisen Smart Mobile! Make sure to always have the latest app version installed from the app store to enjoy all the continuously added new features. ## Key features - 100% online account opening - Secure authentication (PIN, fingerprint, FaceID) - Smart Hour exchange rates - Personalized dashboard - Instant payments (24/7) - Automatic savings with Saving Box - Card management (block, reissue, PIN) - Loyalty app access with rewards ## What do users think of Raiffeisen Smart Mobile? Overall sentiment: neutral **Pros** - 👍 Easy to use - 🚀 Fast and efficient - 🔒 Secure banking - 💡 Useful features **Cons** - 🐛 Bugs and glitches - 🤔 Complicated interface - 📱 Compatibility issues - 🔑 Excessive security measures **Commonly reported bugs** - Login and authentication problems - Frequent crashes and app freezes - Unreliable push notifications - Incompatibility with older devices and OS versions **Most requested features** - Improved account management options - More customization and personalization - Seamless integration with other banking services - Expanded payment and transfer capabilities ## Recent user reviews (10 of 64) All indexed reviews: https://appshunter.io/ios/app/raiffeisen-smart-mobile/id1255136212/reviews.md ### 5/5 — Rec *2026-07-03* Perfecte serviciile oferite **Developer response:** Buna! Ne bucuram sa auzim asta si iti multumim pentru feedback! ### 5/5 — . *2026-06-13* Foarte bună aplicația . **Developer response:** Buna! Ne bucuram sa auzim asta si iti multumim pentru feedback! ### 1/5 — Mă mut la altă bancă *2026-03-04* Aplicatia contine cod malitios care ii permite sa vada ce aplicatii aveti instalate!!! Nu stiu cum le permite Apple acest comportament care incalca flagrant termenii App Store! ___ Și-uite-așa își pierd clienții - am nevoie de iOS 17.0 iar ei îl încadrează automat ca "dispozitiv nesigur", nu mă mai lasă să o folosesc, aplicația închizându-se și arătând un sait (cdn raiffeisenonline), în curând nici Smart Tokenul nu va mai fi permis (acela mergea!), așa că o să mut conturile și banii lă bănci mai permisive cu libertatea de alegere a utilizatorului de iOS mai vechi. **Developer response:** Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa online@raiffeisen.ro. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp. ### 5/5 — Mulțumim de colaborare *2025-12-05* Mulțumim Pt colaborare **Developer response:** Buna! Iti multumim pentru feedback! ### 1/5 — Serviciu indisponibil deja de 3 zile *2025-11-23* Serviciu indisponibil deja de 3 zile **Developer response:** Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa online@raiffeisen.ro. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp. ### 5/5 — Super *2025-11-19, version 2.0.15* Fără probleme ### 1/5 — Mă mut la altă bancă *2025-11-17* Și-uite-așa își pierd clienții - am nevoie de iOS 17.0 iar ei îl încadrează automat ca dispozitiv nesigur, nu mă mai lasă să o folosesc, aplicația închizându-se și arătând un sait (cdn raiffeisenonline), în curând nici Smart Tokenul nu va mai fi permis (acela mergea!), așa că o să mut conturile și banii lă bănci mai permisive cu libertatea de alegere a utilizatorului de iOS mai vechi. **Developer response:** Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa online@raiffeisen.ro. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp. ### 1/5 — Super complicată *2025-11-08* Acest upgrade la noua interfață grafică face aplicația inutilizabilă. Îmi e foarte greu să o folosesc și să găsesc chestii de bază, drept urmare renunț la ea. **Developer response:** Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa online@raiffeisen.ro. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp. ### 5/5 — Cei mai tari *2025-10-29* Am deschis cont la BT ca m-a inundat cu publicitate. Apoi din pura greșeală am deschis la Raiffeisen……….e cu totul altceva. Nu am cuvinte, doar trebuie sa fac o tranzacție lunar oricat de mica si nu platesc administratia contului……pot transfera fara sa platesc comision, PRIMESC bani din afara tarii fara sa platesc comision……bye bye BT si du-te învârtindu-te la gara….. **Developer response:** Bună! Chiar ne bucurăm să auzim asta și mulțumim pentru feedback! ### 1/5 — ISO 16 *2025-09-24* Salut! Actualizați aplicatiile din sistem pentru clienții care folosesc alta versiune iso mai mică decât iso 16 sau reveniti la versiunea anterioară; Va rog, păstrați o versiune compatibila cu toate telefoanele. Mulțumesc! Respect! Permiteți accesul clienților și la alte versiuni compatibile cu telefonul. Ex: ECharge permite accesul la versiunea anterioară in cazul in care iso 16 este incompatibila la telefon. **Developer response:** Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa online@raiffeisen.ro. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp. ## Frequently asked questions about Raiffeisen Smart Mobile ### What can I do with Raiffeisen Smart Mobile? Raiffeisen Smart Mobile allows you to open accounts online, manage your finances, make instant payments, set up future payments, and control your cards. You can also access loyalty rewards, pay utility bills, and even apply for loans and term deposits. ### How secure is Raiffeisen Smart Mobile? The app offers secure authentication and authorization using PIN, fingerprint, or FaceID when registering your device. For payment authorization, it utilizes Raiffeisen SmartToken, ensuring a 100% online and safe experience. ### Is Raiffeisen Smart Mobile free to use? The application itself is free to download and use. While the app is free, it does offer in-app purchases for various financial products and services, such as loans, term deposits, and investment funds. ### What are the benefits of the Saving Box feature? The Saving Box feature allows you to automatically save money with every card payment. You can choose how much to save per transaction, and the saved money earns interest, helping you build savings effortlessly. ### Can I use Raiffeisen Smart Mobile to pay bills? Yes, you can pay utility bills through multiple convenient methods, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. You can also top up your prepaid mobile plan directly within the app. ## Version history (last 5 releases) ### 2.0.49 — 2026-08-20 We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you. ### 2.0.48 — 2026-07-30 We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you. ### 2.0.47 — 2026-07-24 We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you. ### 2.0.46 — 2026-07-21 We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you. ### 2.0.45 — 2026-07-16 We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you. ## Apps similar to Raiffeisen Smart Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kuda - Free transfer & payment](https://appshunter.io/ios/app/kuda-free-transfer-and-payment/id1467373738) | 4.7 (131,433) | Free | Finance | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,457) | Free | Finance | | [Fi Money: Open Account Online](https://appshunter.io/ios/app/fi-money-open-account-online/id1531564767) | 4.5 (148) | Free | Finance | | [24pay](https://appshunter.io/ios/app/24pay/id1282006921) | 3.4 (27) | Free | Finance | | [ING HomeBank](https://appshunter.io/ios/app/ing-homebank/id458609168) | 4.6 (702) | Free | Finance | | [Raiffeisen Mobile Banking](https://appshunter.io/ios/app/raiffeisen-mobile-banking/id1486334843) | 4.8 (1,038) | Free | Finance | ## More apps by Raiffeisen Bank Romania S.A. - [Raiffeisen Mobile Corporate](https://appshunter.io/ios/app/raiffeisen-mobile-corporate/id470512470) - [Raiffeisen SmartToken](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366) - [Raiffeisen Smart Business](https://appshunter.io/ios/app/raiffeisen-smart-business/id1482741887) - [RaiConnect RBRO](https://appshunter.io/ios/app/raiconnect-rbro/id1564003630) - [Raiffeisen Smart Market](https://appshunter.io/ios/app/raiffeisen-smart-market/id1574200867) All apps by Raiffeisen Bank Romania S.A.: https://appshunter.io/developer/470512473 ## Related topics [raiffeisen bank albania](https://appshunter.io/ios/topics/raiffeisen-bank-albania) · [raiffeisen](https://appshunter.io/ios/topics/raiffeisen) · [raiffeisen youth](https://appshunter.io/ios/topics/raiffeisen-youth) · [raiffeisen on](https://appshunter.io/ios/topics/raiffeisen-on) · [elba](https://appshunter.io/ios/topics/elba) · [raiffeisen bank](https://appshunter.io/ios/topics/raiffeisen-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*