# Raiffeisen SmartToken > Mobile eToken for secure online banking transaction authentication and ordering. (iPhone/iPad app by Raiffeisen Bank Romania S.A..) - Source: https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366 (this page in markdown: same URL + `.md`) - Developer: [Raiffeisen Bank Romania S.A.](https://appshunter.io/developer/470512473) - Category: Finance - Price: Free - Rating: 4.60/5 from 297 App Store ratings · 73 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 43 MB - Languages: American English, Romanian - Released: 2018-12-02 - Data updated: 2026-09-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366/reviews.md ## What is Raiffeisen SmartToken? Be the first who tries the new Raiffeisen SmartToken app, integrated with Raiffeisen Smart Mobile and Raiffeisen Online - helping you to authenticate and order any transaction safely and securely, wherever you are, using just your mobile phone. The app is an eToken that makes authentication easy and makes everything 100% online, without the need for a physical token. To activate authentication via Raiffeisen SmartToken, all you need to do is tick the option in your new Raiffeisen Smart Mobile app. ## Key features - Secure transaction authentication - Order transactions remotely - eToken functionality - 100% online process - No physical token needed - Integrates with mobile banking ## Recent user reviews (10 of 73) All indexed reviews: https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366/reviews.md ### 5/5 — Foarte operativi *2025-10-20* De nota 10 **Developer response:** Buna! Ne bucuram sa auzim asta si iti multumim pentru feedback! ### 4/5 — Back to normal *2025-10-19, version 2.4.9* Dupa cel mai recent update aplicatia a revenit la normalul de acum câțiva ani. Mai exact bara de progres se umple instant la deschidere. Nu stiu inca daca a fost rezolvata si problema de la aprobarea plăților cand de multe ori deschid aplicația sa aprob o plata si fie nu apare plata, fie apare si cand dau tap sa aprob nu face nimic. In ambele cazuri trebuie sa dau refresh pe pagina de aprobari inainte de a putea aproba plata. Daca se rezolva si aceasta problema voi acorda 5 stele. ### 5/5 — Vă mulțumesc *2025-09-25* Sunteti cei mai buni **Developer response:** Buna! Iti multumim pentru feedback! ### 1/5 — Not working *2025-08-21, version 2.4.7* After last update of the Smart Mobile App, the SmartToken app is not working. It's asking for new profile activation. ### 1/5 — Lămâi și portocale neceruite aveți la pauza de prânz?! *2025-08-13* Pofta mare! ### 1/5 — O rusine pentru o banca de prestigiu *2025-07-30, version 2.4.5* Sper sa se renunte la el. ### 1/5 — I did it again *2025-02-01, version 2.4.3* Smart token was deactivated, reactivation brings error after error. A very buggy app ### 1/5 — Groaznic *2025-01-29* Am stat in Thailanda in mijlocul strazii 30 de minute si “smart token” si OTP si parola statica, nu am reusit sa comand un taxi online. Ce naiba faceti acolo? **Developer response:** Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa online@raiffeisen.ro. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp. ### 1/5 — Stop deactivating my smart token *2025-01-25, version 2.4.3* Why don’t you stop deactivating my smart token? Why are you such a pain in the neck? ### 1/5 — Nu funcționează !!! *2024-11-05* Mi s-a cerut să fac update și acum nu funcționează! Stau cu banii blocați! Ce fel de bancă e asta ?!?! ## Frequently asked questions about Raiffeisen SmartToken ### What does the Raiffeisen SmartToken app do? The Raiffeisen SmartToken app acts as a secure eToken for your mobile phone. It allows you to authenticate and order any transaction safely and securely, directly from your device, making the entire process 100% online. ### How do I activate authentication with Raiffeisen SmartToken? To activate authentication via Raiffeisen SmartToken, you need to tick the relevant option within your new Raiffeisen Smart Mobile app. This integration makes the setup process straightforward and accessible. ### Is Raiffeisen SmartToken free to use? Based on the provided information, the Raiffeisen SmartToken app is offered for free. There are no mentions of in-app purchases or subscription fees associated with its core functionality. ### What are the benefits of using Raiffeisen SmartToken over a physical token? The primary benefit is convenience and security. It eliminates the need for a physical token, allowing you to authenticate and order transactions anywhere, anytime, using just your mobile phone. This ensures a 100% online and secure process. ## Version history (last 5 releases) ### 2.5.3 — 2026-06-09 In this version we bring improvements and optimizations. The security component is always in our attention. ### 2.5.2 — 2026-05-07 In this version we bring improvements and optimizations. The security component is always in our attention. ### 2.5.1 — 2026-02-09 In this version we bring improvements and optimizations. The security component is always in our attention. ### 2.5.0 — 2025-12-02 In this version we bring improvements and optimizations. The security component is always in our attention. ### 2.4.9 — 2025-10-16 In this version we bring improvements and optimizations. The security component is always in our attention. ## Apps similar to Raiffeisen SmartToken | App | Rating | Price | Category | | --- | --- | --- | --- | | [YOU BRD](https://appshunter.io/ios/app/you-brd/id1484062157) | 4.7 (886) | Free | Finance | | [24pay](https://appshunter.io/ios/app/24pay/id1282006921) | 3.4 (27) | Free | Finance | | [George Romania](https://appshunter.io/ios/app/george-romania/id1401166803) | 4.8 (2,097) | Free | Finance | | [SelfPay Now](https://appshunter.io/ios/app/selfpay-now/id1573113657) | 3.9 (7) | Free | Finance | | [Raiffeisen Mobile Banking](https://appshunter.io/ios/app/raiffeisen-mobile-banking/id1486334843) | 4.8 (1,038) | Free | Finance | | [Salt Bank](https://appshunter.io/ios/app/salt-bank/id6449665611) | 3.2 (12) | Free | Finance | ## More apps by Raiffeisen Bank Romania S.A. - [Raiffeisen Mobile Corporate](https://appshunter.io/ios/app/raiffeisen-mobile-corporate/id470512470) - [Raiffeisen Smart Mobile](https://appshunter.io/ios/app/raiffeisen-smart-mobile/id1255136212) - [Raiffeisen Smart Business](https://appshunter.io/ios/app/raiffeisen-smart-business/id1482741887) - [RaiConnect RBRO](https://appshunter.io/ios/app/raiconnect-rbro/id1564003630) - [Raiffeisen Smart Market](https://appshunter.io/ios/app/raiffeisen-smart-market/id1574200867) All apps by Raiffeisen Bank Romania S.A.: https://appshunter.io/developer/470512473 ## Related topics [smart business](https://appshunter.io/ios/topics/smart-business) · [raiffeisen on](https://appshunter.io/ios/topics/raiffeisen-on) · [csob smarttoken](https://appshunter.io/ios/topics/csob-smarttoken) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*