# Raiffeisen SmartToken — user reviews

> 73 indexed App Store user reviews of Raiffeisen SmartToken by Raiffeisen Bank Romania S.A., rated 4.60/5 from 297 ratings.

- Source: https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366/reviews
- App overview in markdown: https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366.md
- Rating breakdown: 5★ 260 · 4★ 7 · 3★ 3 · 2★ 6 · 1★ 21

## Newest reviews (15 of 73)

### 1/5 — Nu functioneaza.

*2024-06-03*

De cateva zile nu mai reusesc sa pornesc aplicatia, update facut si la aplicatie si la telefon.

### 1/5 — Nu mai merge

*2024-06-02*

Se cere update.. și apoi nu mai merge ?!?!?!? Păi ce bug-uri ați fixat?? La fel și aplicația pt mobile banking. De 1 săptămână nu mai pot intra .

### 1/5 — Aplicația nu funcționează

*2024-06-01*

După multe încercări de a descărca aplicația, resetare a telefonului, aplicația da eroare : Ne pare rău. Din motive tehnice aplicația nu poate porni în siguranță. Te rugăm să revii mai târziu. 
Din păcate nu pot folosi aplicația de câteva zile.

### 1/5 — Nu  fun ctio nea za!!!

*2024-05-29*

Pur si simplu nu se deschide, nu se activeaza.
Developeri de doi lei.

### 1/5 — Rubbish, only works sometimes

*2024-04-10, version 2.2.3*

Tried depositing money in another app and after confirming the transaction 5 times the transaction just won't go through.

Please, let's go back to physical authenticators if your programmers are not capable of making a functional app. This is not the first time this happened, and if it keeps happening I'm seriously considering switching banks considering how important online transactions are for me.

### 1/5 — 3th day not working !

*2024-01-26, version 2.2.2*

Fix this .. we can’t use the app .. we can’t do any transfer ! it’s broken !
Edit: You made an update and is still broken! Doesn’t work at all ! Fix it!

### 1/5 — Frustrating

*2023-08-11, version 2.2.0*

Top-up failure, problem not fixed for 6 hours now. Very frustrating

### 1/5 — The worst app!

*2023-04-13, version 2.1.6*

Raiffeisen , do you read all the reviews? Do something!

### 1/5 — Noua versiune nu porneste

*2023-03-10*

Nu este posibil sa depinzi de o aplicatie care de cele mai multe ori nu merge dupa un OS upgrade sau app upgrade.

### 1/5 — Internet connection

*2022-12-06, version 2.1.4*

This app is working only with wifi connection and has issues with 4g connection.

### 1/5 — a big no, but seems they don't care

*2022-11-25, version 2.1.4*

a big piece of crap. I cannot authorize my transaction. neither with the password nor with the faceid

### 1/5 — Main reason why im moving to another bank

*2022-09-07, version 2.1.2*

Is this app

### 1/5 — New version

*2022-05-13, version 2.0.1*

If was such a Good app... But the last version is the worst ever. Launch new update please….

### 1/5 — Buggy and unreliable

*2022-05-11, version 2.0.1*

Latest bug: The profile that was setup just randomly vanished without any reason. Not even with a minor system or app update, purely out of the blue. It’s not even the first time, this app is always buggy.
This app is so bad even for a TODO list app standards, not to mention a banking token generation app that is supposed to be secure and reliable.
If I were a developer that worked on this I would do the honorable thing and resign, the shame of adding this to my resume would be too great.

### 1/5 — Dumb as can be

*2022-03-13, version 2.0.0*

Not taking in to account the fact that with EVERY update comes a loooooong time of connection issues, it’s still the dumbest app that has “smart” in it’s name.

I tried to authorize some payments and the app “experienced some technical difficulties “. Called the support center, they told me it’s on my end and I should uninstall an reinstall.

After uninstalling I can’t get the app to work. There is “bo problem on our end” states Raiffeisen and 5 days later they are stil “looking in to it”.

Raiffeisen Bank Romania - please change your motto to “Banking”. Drop the Smart.

## Most critical reviews (10 lowest-rated)

### 1/5 — Not working

*2025-08-21, version 2.4.7*

After last update of the Smart Mobile App, the SmartToken app is not working. It's asking for new profile activation.

### 1/5 — Lămâi și portocale neceruite aveți la pauza de prânz?!

*2025-08-13*

Pofta mare!

### 1/5 — O rusine pentru o banca de prestigiu

*2025-07-30, version 2.4.5*

Sper sa se renunte la el.

### 1/5 — I did it again

*2025-02-01, version 2.4.3*

Smart token was deactivated, reactivation brings error after error. A very buggy app

### 1/5 — Groaznic

*2025-01-29*

Am stat in Thailanda in mijlocul strazii 30 de minute si “smart token” si OTP si parola statica, nu am reusit sa comand un taxi online. Ce naiba faceti acolo?

**Developer response:** Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa online@raiffeisen.ro. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp.

### 1/5 — Stop deactivating my smart token

*2025-01-25, version 2.4.3*

Why don’t you stop deactivating my smart token? Why are you such a pain in the neck?

### 1/5 — Nu funcționează !!!

*2024-11-05*

Mi s-a cerut să fac update și acum nu funcționează! Stau cu banii blocați! Ce fel de bancă e asta ?!?!

### 1/5 — Deserves 0 stars

*2024-10-17, version 2.4.1*

I tried 5 times paying an online bill with authorization from Raiffeisen smart token, and after tapping the ,, approve “ button each time it says: “ refused “ in the app.

Applicatie complet stricata - după ce dau aprobare aplicația o refuza, și când am dat refuzare, acum nu mai pot face plata pentru ca se considera ,, in procesare” a blocat și site-ul E.ON. Rușine Raiffeisen!

### 1/5 — Bun doar când vrea să meargă

*2024-06-28, version 2.2.6*

M-am pomenit din senin ca smart mobile îmi zicea ca smart token e activat, smart token îmi zicea ca nu e activat.
Aplicațiile de la Raiffeisen în general sunt niște gunoaie și oamenii de la suport nu te pot ajuta cu nimic în afară de a reface toate setările de la zero.
Adică, jumate de oră trebuie să faci setări.

### 1/5 — O prostie de aplicatie

*2024-06-03*

Nu ii vad rostul deloc in administrarea contului online, sar putea foarte simplu renunta la ea. De o saptamana nu funcționează deloc, nu pot folosi internet bank ing ul deloc. Dezamăgitor mai ales cand esti plecat din tara si ai nevoie de a utiliza aplicația… cel mai probabil voi schimba banca Raiffeisen cu o alta banca..

## Most praised reviews (10 highest-rated)

### 5/5 — Foarte operativi

*2025-10-20*

De nota 10

**Developer response:** Buna! Ne bucuram sa auzim asta si iti multumim pentru feedback!

### 5/5 — Vă mulțumesc

*2025-09-25*

Sunteti cei mai buni

**Developer response:** Buna! Iti multumim pentru feedback!

### 5/5 — Switching to interface not working all the time

*2023-05-24, version 2.1.6*

switching back to app not working all the time iPhone 8s latest iOs

### 5/5 — Super nice

*2021-08-18, version 1.2.2*

I don’t understand why other complain so much… the apo works very well

### 5/5 — O aplicatie extrem de inutila

*2021-02-17, version 1.1.7*

Mereu ma deconecteaza de pe contul meu si reusesc sa ma autentific din nou foarte greu. Este foarte inutila si ar fi foarte usor de inglobat in aplicatia Smart Mobile.

### 5/5 — Excelent app!

*2020-05-13, version 1.1.0*

Makes things way easier. Still some things to be improved but overall way useful than the hard token

### 4/5 — Back to normal

*2025-10-19, version 2.4.9*

Dupa cel mai recent update aplicatia a revenit la normalul de acum câțiva ani. Mai exact bara de progres se umple instant la deschidere.
Nu stiu inca daca a fost rezolvata si problema de la aprobarea plăților cand de multe ori deschid aplicația sa aprob o plata si fie nu apare plata, fie apare si cand dau tap sa aprob nu face nimic. In ambele cazuri trebuie sa dau refresh pe pagina de aprobari inainte de a putea aproba plata.
Daca se rezolva si aceasta problema voi acorda 5 stele.

### 3/5 — Not always responsivr

*2023-02-06, version 2.1.5*

Plenty of times this app does not communicate with the server, does not receive requests from Smart mobile app or online payment providers

### 2/5 — This apo must be fixed

*2020-04-15, version 1.1.0*

The app seems to “forget” my account every couple of weeks and I have to go through the activating process again and again and again! I would expect a bank to have a reliable user friendly app if they force so many clienta to use it. Maybe they should invest more in their IT department

### 2/5 — Last update needs a review

*2020-04-10, version 1.1.0*

Unable to authorise device registration or payments in the app. Before the update was working vwell. Pls try again- this is not a free app this is a paid service of one biggest banks in Romania. It needs some professional debugging here!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*
