# Rain Fintech — Rain Fintech

> Collateral-free micro-loan app for instant financial assistance. (iPhone/iPad app by GOOD T C LLC.)

- Source: https://appshunter.io/ios/app/rain-fintech/id1538090200 (this page in markdown: same URL + `.md`)
- Developer: [GOOD T C LLC](https://appshunter.io/developer/1530335270)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.6 · 32 MB
- Languages: American English
- Released: 2021-03-31
- Data updated: 2026-06-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rain-fintech/id1538090200/reviews.md

## What is Rain Fintech?

Rain нь GTC санхүүгийн үйлчилгээ үзүүлдэг байгууллагын барьцаагүй зээлийн бүтээгдэхүүн юм. GTC нь 6655009 гэсэн бүртгэлийн дугаартай Монгол улсын хууль тогтоомжийн дагуу үйл ажиллагаа явуулах бүрэн эрхтэй билээ.

Rain нь:
Барьцаагүй, бичил зээлийн үйлчилгээ үзүүлж таны санхүүгийн өдөр тутмын асуудалд туслах зорилготой.

Зээлийн хэмжээ:
50’000 MNT — 800’000 MNT

Шимтгэл:
Шимтгэл 1 хувь, та зээлээ төлөх үедээ төлөгдөх нөхцөлтэй.

Хүү:
Хүү таны зээлийн чадамжийн үнэлгээнээс хамааран 1-ээс 5 хувь байх болно. Гэхдээ бид хэрэглэгчиддээ шударга, хэрэгтэй үйлчилгээ үзүүлэх үүднээс хүүг тухайн зээлийн хугацааны турш ашигласан хоногоор тооцох болно.

Зээлийн хугацаа:
Манай зээлийн бүтээгдэхүүний хугацаа нь 14, 21, 28, 60 хоног гэсэн сонголттой.

Credit Score:
Credit score буюу таны зээлийн чадамжийг манай автомат систем тооцоолол хийнэ. Ингэхдээ бидэнд хэрэглэгчийн зөвхөн регистерийн дугаар л хэрэгтэй.

Хэрхэн ашиглах:
Rain app-аа татаад, бүртгэл болох утасны дугаар мөн регистерийн дугаараа оруулна. Хэрэв бид танд зээлийн үйлчилгээ үзүүлэх боломжтой гэж үзвэл танд бид мэдэгдэн, манай харилцагчийн төв дээр нэг удаа ирж гэрээ хийснээр та өөрийн зээлийн эрхийн хүрээнд хүссэн үедээ зээлээ аваад ашиглах юм.

Танд амжилт хүсье, Rain Team.
Contact us:
E-mail: customer@gtc.mn
Facebook: @rainfintechmn

English:
Rain is a loan-service product of GTC NBFI. Gtc NBFI is registered in Mongolia, registration no 6655009. The company follows all the regulation and the laws of Mongolia.

The product Rain:
This is a collateral-free, instant loan service app.

Loan amount:
Depends on the client profile, credit score. But the limit is between 50’000MNT to 800’000 MNT.

Loan length:
Loan length depends on the loan amount but starts from 60 days

Loan Fee:
Loan fee is 1%.

Loan Interest Rate:
Monthly interest rate is 2% to 3% which makes APR 24% to 36%. 

Credit Score:
To compute the credit score, a user has to put phone no and national identification no on the. We will confirm the phone no with one time password. After that our automate computation system will compute the score.

Thank you and goodluck, Rain Team.
Contact us:
E-mail: customer@gtc.mn
Facebook: @rainfintechmn

## Key features

- Collateral-free loans
- Instant micro-loan service
- Automatic credit score calculation
- Loan amounts up to 800,000 MNT
- Flexible repayment terms
- 1% loan fee


## Frequently asked questions about Rain Fintech

### What is the minimum and maximum loan amount offered by Rain?

Rain offers loan amounts ranging from 50,000 MNT to 800,000 MNT, depending on your credit score and profile.

### How is the interest rate calculated for loans from Rain?

The monthly interest rate is between 2% to 3%, resulting in an APR of 24% to 36%. Interest is calculated based on the number of days the loan is used.

### What are the available loan repayment periods for Rain?

Loan repayment periods are available in 14, 21, 28, and 60-day options, depending on the loan amount.

### Does Rain require any collateral for its loans?

No, Rain provides collateral-free, instant loan services. You only need your national identification number to apply.

### How does Rain determine a user's credit score?

Rain's automated system calculates your credit score using your phone number and national identification number. You will need to confirm your phone number with a one-time password.

### What is the loan fee for using Rain's services?

There is a 1% loan fee, which is payable when you repay your loan.

### Is Rain available on multiple devices?

Yes, Rain is available on iPhone and iPad devices.

### How often is Rain updated?

The latest version of Rain is 3.1.11, and it was last updated on December 9, 2025, indicating regular updates.

## Version history (last 5 releases)

### 3.1.11 — 2025-12-09

- Өнгө загварийн шинэчлэлт
- Илүү найдвартай ажилладаг болсон

### 3.1.10 — 2025-12-08

- Загвар өнгө үзэмжийн шинэчлэл
- Илүү найдвартай хурдан болсон

### 2.3.0 — 2023-08-09

- e-Mongolia холболт илүү уян хатан болсон.

### 2.2.9 — 2023-08-07

- e-Mongolia холболт илүү уян хатан болсон.

### 2.2.8 — 2023-08-04

- e-Mongolia холболт илүү уян хатан болсон.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*