# Rain Instant Pay — user reviews > 435 indexed App Store user reviews of Rain Instant Pay by Rain Inc., rated 4.80/5 from 40,591 ratings. - Source: https://appshunter.io/ios/app/rain-instant-pay/id1492069669/reviews - App overview in markdown: https://appshunter.io/ios/app/rain-instant-pay/id1492069669.md - Rating breakdown: 5★ 37,363 · 4★ 1,743 · 3★ 538 · 2★ 177 · 1★ 770 ## What do users think of Rain Instant Pay? Overall sentiment: negative **Pros** - 🚀 Instant access to funds - 💡 Helpful in emergencies - 👍 Easy to use - 🤑 Allows early access to paychecks **Cons** - 🐛 Technical issues with login/account access - 🕰️ Slow response from customer support - 💸 Fees for instant withdrawals - 🤔 Inconsistent fund availability **Commonly reported bugs** - Accounts being randomly paused or deactivated - Incorrect transaction history and balances - Syncing issues with employer payroll systems **Most requested features** - Two-factor authentication for security - Improved customer support channels - More transparency on fund availability - Ability to pause account ## Newest reviews (19 of 435) ### 5/5 — It’s perfect *2026-08-24, version 2.10.1* Great for emergencies and in between paychecks. ### 5/5 — Great app *2026-08-24, version 2.10.1* It runs smooth and explains everything ### 5/5 — Thanks *2026-08-24, version 2.10.1* Loving this flexibility in my life ### 5/5 — On a rainy day *2026-08-24, version 2.10.1* Rain has always come in at the perfect time just when I need it don’t got think about what I owe it comes right out my check just great service ### 5/5 — LifeSaver *2026-08-24, version 2.10.0* I started my new job and they said it’ll take 3 weeks until pay day. My heart dropped but when they recommended Rain I was so glad to know I would not have to wait! ### 5/5 — 😊 *2026-08-24, version 2.10.1* I love this app ### 5/5 — Rain app *2026-08-24, version 2.10.0* I love this app it’s so convenience every time I clock out of a shift funds is available love the rain app it give u no problems at all ### 4/5 — Love it 😍 *2026-08-23, version 2.10.0* The app so convenient its never a dull or delay with this app it has helped my large family ### 5/5 — I love it *2026-08-23, version 2.10.0* This is great. I love getting my earned wages early ### 5/5 — Amazing App *2026-08-23, version 2.10.0* Amazing app really helpful! I love the convenience of it. ### 5/5 — Love this app! *2026-08-23, version 2.10.0* Rain is very efficient and quick. I have used rain multiple times to get my available pay, by just setting up my Cash App card. ### 5/5 — Review *2026-08-23, version 2.10.0* Great app ! ### 5/5 — King rain 225 *2026-08-23, version 2.10.0* Great always on time and love to have at anytime ### 5/5 — Thank you rain *2026-08-22, version 2.10.0* This is the most painless way to acess part of your earnings at the latest by the next morning after I clock out for the day. I think k roughly about 12 hours ### 5/5 — Love this app *2026-08-22, version 2.10.0* Great app. Easy to set up and use. No issues. Does what it’s supposed too. I’ve already recommended to family and friends !!!! ### 5/5 — Rain Is Amazing *2026-08-22, version 2.10.0* I love Rain it’s very easy and simple to use and have a lot of good deals, rain is my favorite app to use ### 5/5 — So easy to use! *2026-08-22, version 2.10.0* I love using the Rain app. It is great for emergencies and the customer service is top tier! ### 5/5 — Rain app *2026-08-22, version 2.10.0* There when you need it! I love this app. It is so convenient and easy to use. I love being able to instantly transfer money from Rain to my bank account. It's a lifesaver at times if I am short and a bill is due. Great app! ### 5/5 — Love it *2026-08-22, version 2.10.0* Love this app for between paydays ## Most critical reviews (10 lowest-rated) ### 1/5 — Lies *2026-08-28, version 2.10.1* You do not get your pay the same day! You receive less and have to wait way longer vs the daily pay app 10/10 do not recommend very frustrating! ### 1/5 — Duplicate Accounts *2026-08-06, version 2.8.0* If you get a new job, they’ll send your money to the old account and won’t give you access to it. DailyPay is so much better. ### 1/5 — The app doesn’t work for me *2026-07-28, version 2.7.1* I created an account and gave my information and they kept asking the same question over again so I wasn’t able to use the app for getting money early and had to delete the app ### 1/5 — lies don't actually don't loan money *2026-07-26, version 2.7.1* instant pay is a lie ### 1/5 — Not worth the headache *2026-07-22* My acct was put on pause and I had to reach out to them and find out why. Well the company I work for employees 80,000 ppl and I’m pretty sure a lot of them use Rain. Well there was a glitch in their system didn’t collect any money that was withdrawn from the end of June beginning of July, and now that their glitch is fixed they took almost half of my recent paycheck which leaves me short on my rent. They didn’t try to rectify the problem and say hey let’s take a percentage here and another here. Or not at all cause it wasnt my fault or my employers fault. The pathetic part was I wasn’t notified so I could prepare. When everything gets settled I will be deactivating and deleting my account and I’ve only had it for a month. The lesson I learned here is that at anytime your system could glitch and put me in a bind. So no thank you. **Developer response:** Hi there, thanks so much for your feedback — and we're really sorry to hear you're having trouble with your Rain account. We'd love to help get this sorted and make sure you can access your earned wages as soon as possible. Please reach out to care@rain.us with a summary of the issue, and someone from our support team will be in touch! ### 1/5 — Review *2026-07-22, version 2.7.1* There phone operators don’t know a lick of English you can barely understand what there saying and they barley understand what your asking ### 1/5 — My thoughts on this app *2026-07-22, version 2.7.1* It is good for when emergencies happen “if it works”. Their customer service sucks very bad. Highly disappointed in them. ### 1/5 — Rebecca customer service *2026-07-22, version 2.7.1* Customer service sucks!!!!!!! Absolutely NOT HELPFUL. Rebecca at customer service you DID NOTHING TO HELP ME OUT. She had me waiting on chat for 1 hour then I decided to call. I got my answer in 2 seconds. Rebecca I hope you get fired ### 1/5 — Customer service is a joke *2026-07-21, version 2.7.1* I like the app but getting in touch with customer service is a joke!!! I’ve been trying to reach out to them for hours. ### 1/5 — They don’t honor there word *2026-07-21, version 2.7.1* Didn’t charge my payroll then they get paid back and still have my account frozen however they’re still adding funds to my account! Make that make sense! ## Most praised reviews (10 highest-rated) ### 5/5 — Rain excellence *2026-08-27, version 2.10.1* Excellent application ### 5/5 — Good app *2026-08-27, version 2.10.1* Very helpful quick and easy when I need funds in between paydays ### 5/5 — Very Convenient! *2026-08-25, version 2.10.1* So easy to use and it instantly transfers money to your back account! ### 5/5 — rain is AMAZING!! *2026-08-25, version 2.10.1* i love rain when i’m in between paychecks, it really helps me out with gas. ### 5/5 — worth the hype *2026-08-25, version 2.10.1* Rain is actually goated, it’s helped me keep my lights on a couple times definitely clutch 🙏🏾 ### 5/5 — My personal opinion *2026-08-25, version 2.10.1* This is a great app to have I would recommend it to anyone who can use it it has help me out of a lot binds ### 5/5 — Rain *2026-08-25, version 2.10.1* Helps with emergencies easy to access great customer service! ### 5/5 — Love *2026-08-25, version 2.10.1* I love rain it helps in the hard times!! ### 5/5 — Rain App *2026-08-25, version 2.10.1* The app works well for me. It’s a convenient alternative to access earned wages early. ### 5/5 — Rain app *2026-08-25, version 2.10.1* Overall great app and great way to keep up in between paychecks --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*