# RaiPay Albania — Digital payment cards wallet > Digital wallet for Raiffeisen Bank Albania cards, offering secure transactions and card management. (iPhone/iPad app by RAIFFEISEN BANK SH.A.) - Source: https://appshunter.io/ios/app/raipay-albania/id6470826055 (this page in markdown: same URL + `.md`) - Developer: [RAIFFEISEN BANK SH.A](https://appshunter.io/developer/1167470302) - Category: Finance - Price: Free - Rating: 4.40/5 from 13 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 17.0 · 109 MB - Languages: American English, Albanian, German (Germany), Serbian - Released: 2024-06-19 - Data updated: 2026-08-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/raipay-albania/id6470826055/reviews.md ## What is RaiPay Albania? RaiPay Albania - Your Digital Wallet Made Smarter RaiPay is the fast, secure, and convenient way to manage all your Raiffeisen Bank Albania cards directly from your iOS device. With a simple and intuitive design, RaiPay brings you a full digital card experience, available 24/7, wherever you are. RaiPay now includes a wide set of upgraded features that give you complete control over your cards: Seamless 3DS Authentication: No more SMS codes. Approve your online payments directly in RaiPay through a fully digital and secure authentication process. Card Block & Unblock - Instantly & 24/7: Freeze or unfreeze any of your Visa or Mastercard cards in real time, at no cost. Total security, always just one tap away within your RaiPay digital wallet. Virtual cards for every plastic card: Generate a free virtual card for any of your physical cards directly in RaiPay. Available instantly, 24/7, ready for online purchases and NFC payments. Online instant replacement of plastic cards: Lost or damaged card? Replace it immediately in the app. Your new card is issued digitally on the spot and is ready for NFC payments and ATM withdrawals instantly. Card transaction information enrichment: Enjoy the most detailed and enriched view of your card transactions, available exclusively in RaiPay. More clarity, more details, more control. Instant card to card money transfers (P2P): Send money instantly, 24/7, from your cards to Visa or Mastercard cards issued inside or outside Albania (within the European zone). Perform money transfers by benefiting from the most competitive fees in the market anytime of the day. Everything you already love: RaiPay keeps all your essential card features in one place: Add all your cards instantly and automatically with one secure login to your Personal Account in “Raiffeisen On” Mobile Application. View your card PIN anytime, securely Track all card transactions in real time Store and manage your merchant loyalty cards digitally Monitor your credit card balance instantly after every purchase or payment Check debit card daily limits for POS, e commerce, and ATM withdrawals Access full card details securely Requirements RaiPay is available for customers who hold contactless Visa or Mastercard debit or credit cards issued by Raiffeisen Bank Albania. To install RaiPay, you need: An iOS device running iOS 15.0 or later A device with an active screen lock (PIN, Face ID, or Touch ID) Non rooted / non jailbroken device What’s New: Seamless 3DS Authentication: Approve payments directly in RaiPay - no SMS codes needed. Card Block & Unblock: Freeze/unfreeze Visa or Mastercard instantly, 24/7, at no cost. Virtual Cards: Create free virtual cards for any physical card, ready for online & NFC payments. Instant Card Replacement: Replace lost/damaged cards instantly in-app, ready for use immediately. Enhanced Transaction Details: Get the most detailed view of your card transactions. Instant Card-to-Card Transfers: Send money instantly, 24/7, to Visa/Mastercard cards in Europe with low fees. ## Key features - Seamless 3DS authentication - Instant card block/unblock - Free virtual card generation - Online plastic card replacement - Enriched transaction information - Instant card-to-card transfers - View card PIN securely ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/raipay-albania/id6470826055/reviews.md ### 2/5 — NFC Payments *2024-12-19* Apple now allows with ios 18.2 for third party apps to use the NFC Antena, please implement it **Developer response:** Dear Customer, we feel sorry that RaiPay Albania in AppStore does not fulfill all your needs based on your given review score. Unfortunately, Apple has not included Albania as part of the regions where this access from third parties is allowed for NFC antenna usage in Apple devices. We look forward with optimism that soon Apple will allow this feature to be used also in the Albania market and rest sure that RaiPay Albania application will be the first official digital wallet to provide this functionality to all Apple device users. Thank you from RaiPay Albania Team. ### 3/5 — Mungon opsioni NFC per iOS *2024-09-28* Pershendetje perse mungon opsioni NFC ne iphone ju lutem rregullojeni **Developer response:** Pershendetje, Me keqardhje na duhet t'ju njoftojme se perdorimi i antenave NFC ne pajisjet Apple, nga aplikacione te portofoleve digjitale te ndryshme nga ApplePay eshte i pamundur ende per shkak te kushteve te vete Apple per Shqiperine. Diskutimet jane gjithnje te hapura per te gjetur nje zgjidhje per kete mundesi. Urojme qe ne te ardhmen e shpejte dhe ju te keni mundesi te rivleresoni aplikacionin RaiPay ne iOS me vleresimin maksimal te mundur :) Faleminderit, Ekipi i RaiPay Shqiperi ## Frequently asked questions about RaiPay Albania ### What is RaiPay Albania? RaiPay Albania is a digital wallet designed for Raiffeisen Bank Albania customers. It allows you to manage your Visa and Mastercard debit and credit cards directly from your iOS device, offering features like secure online payment authentication and instant card control. ### Is RaiPay Albania secure? Yes, RaiPay Albania prioritizes security. It offers seamless 3DS authentication for online payments, allowing you to approve transactions directly within the app. You can also instantly block or unblock your cards 24/7 for added peace of mind. ### Can I create virtual cards with RaiPay Albania? Yes, RaiPay Albania allows you to generate free virtual cards for each of your physical Raiffeisen Bank cards. These virtual cards are available instantly and can be used for online purchases and NFC payments. ### How does RaiPay Albania handle lost or damaged cards? If you lose or damage a physical card, RaiPay Albania enables you to replace it instantly within the app. The new card is issued digitally on the spot and is immediately ready for NFC payments and ATM withdrawals. ### What are the requirements to use RaiPay Albania? To use RaiPay Albania, you need to be a customer with contactless Visa or Mastercard debit or credit cards issued by Raiffeisen Bank Albania. You also need an iOS device running iOS 15.0 or later, with an active screen lock, and a non-rooted/non-jailbroken device. ### Can I transfer money between cards using RaiPay Albania? Yes, RaiPay Albania supports instant card-to-card money transfers (P2P) 24/7. You can send money from your Raiffeisen Bank cards to Visa or Mastercard cards issued inside or outside Albania (within the European zone) with competitive fees. ### Does RaiPay Albania have ads? No, RaiPay Albania does not contain advertisements. As a free application from Raiffeisen Bank Albania, it focuses on providing a seamless and ad-free digital card management experience for its users. ### How often is RaiPay Albania updated? RaiPay Albania was last updated on February 25, 2026, indicating a commitment to regular updates and feature enhancements. The app is designed to provide a reliable and up-to-date digital banking experience. ## Version history (last 5 releases) ### test — 2026-02-25 Instant Card‑to‑Card Money Transfers (P2P) Seamless 3DS Authentication Block and Unblock Cards 24/7 Instant Virtual Card Issuance Online and Instant Card Replacement Triple Feature: Enriched Card Transaction Details ### 4732 — 2025-11-18 Bug fixing and general improvements ### v1.33.4 — 2025-07-23 Bug fixing and improvements ### 1.33.3 — 2025-06-03 Block/Unblock Feature added in Card Menu General Application Improvements ### 1.30.5 — 2025-04-15 Pairing performance enhancements and Online Card issuance new feature added to the digital wallet. ## Apps similar to RaiPay Albania | App | Rating | Price | Category | | --- | --- | --- | --- | | [TebMobile](https://appshunter.io/ios/app/tebmobile/id994414655) | 4.4 (1,148) | Free | Finance | | [ProCredit Kosova](https://appshunter.io/ios/app/procredit-kosova/id6702027190) | 4.7 (16) | Free | Finance | | [TebMobileBusiness](https://appshunter.io/ios/app/tebmobilebusiness/id1468894700) | 3.7 (6) | Free | Finance | | [EasyPay Albania](https://appshunter.io/ios/app/easypay-albania/id950056401) | 4.6 (10) | Free | Finance | | [Raiffeisen Bank Kosovo Mobile](https://appshunter.io/ios/app/raiffeisen-bank-kosovo-mobile/id1479884693) | 3.9 (112) | Free | Finance | | [TiBank](https://appshunter.io/ios/app/tibank/id1566534244) | 3.8 (4) | Free | Finance | ## More apps by RAIFFEISEN BANK SH.A - [Shtëpia ime](https://appshunter.io/ios/app/shtepia-ime/id1167470304) - [Raiffeisen ON](https://appshunter.io/ios/app/raiffeisen-on/id1194478857) - [RaiConnect Albania](https://appshunter.io/ios/app/raiconnect-albania/id1515997179) - [R-Quest](https://appshunter.io/ios/app/r-quest/id1527138639) - [Raiffeisen Youth](https://appshunter.io/ios/app/raiffeisen-youth/id6468880976) All apps by RAIFFEISEN BANK SH.A: https://appshunter.io/developer/1167470302 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*