# RaiPay > Digital card management and peer-to-peer payments for Austrian bank customers. (iPhone/iPad app by Raiffeisen e-force GmbH.) - Source: https://appshunter.io/ios/app/raipay/id1589426234 (this page in markdown: same URL + `.md`) - Developer: [Raiffeisen e-force GmbH](https://appshunter.io/developer/434810783) - Category: Finance - Price: Free - Rating: 3.00/5 from 2 App Store ratings · 11 written reviews indexed - Age rating: 12+ - Requires: iOS 17.0 · 88 MB - Languages: American English, Albanian, German (Germany), Serbian - Released: 2022-06-07 - Data updated: 2026-08-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/raipay/id1589426234/reviews.md ## What is RaiPay? Mit RaiPay alle digitalen Karten immer dabei- Nutzen Sie mit RaiPay all Ihre Debit- und RBI-Kreditkarten von Raiffeisen, HYPO Oberösterreich und HYPO Salzburg, um Geld von Person zu Person zu senden und Ihre digitalen Karten immer im Blick zu behalten. Die RaiPay-Funktionen im Überblick: Geld von Person zu Person senden Nie wieder „Ich geb´s dir später!“ Mit dieser Funktion senden Sie schnell und bequem Geld an eine gewünschte österreichische Empfängerkarte (Debit- und/oder Kreditkarte). Fügen Sie beim ersten Mal die Empfängerkarte hinzu und geben Sie den Namen ein. Schon ist alles für das nächste Mal gespeichert. Es ist keine Registrierung des Zahlungsempfängers nötig. Digitale Kartenanzeige RaiPay bietet Ihnen eine einfache und klare Übersicht all Ihrer digitalen Karten in Bezahlwallets und Verbindungen zu Online-Händlern oder Abo-Diensten. Diese können direkt in der App angezeigt werden. Digitale Kunden- und Vorteilskarten nutzen Mit der Loyalty-Funktion haben Sie all Ihre Kundenkarten jederzeit in RaiPay verfügbar. Scannen Sie zum Digitalisieren die physische Kundenkarte oder tippen Sie die Nummer des Barcodes ein. ## Key features - Digital card display - Send money person-to-person - Digital customer and loyalty cards - View online merchant connections - View subscription service connections ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/raipay/id1589426234/reviews.md ### 1/5 — is not available in romania :( *2023-05-31, version 1.6.1.0* the app is not available in romania ### 5/5 — BEST *2023-03-25* Thebest ever **Developer response:** Hello, thank you for your great review. We're glad you like the RaiPay app. Have fun exploring the possibilities further. ### 1/5 — Not available in tomania *2023-03-15, version 1.6.1.0* Why isn t it available in romania? Should i change the bank? Maybe ing? ### 1/5 — Nu pot instala *2023-03-06, version 1.2.1* In limba romană nu pot instala aplicația ### 1/5 — We need the Romanian version please *2023-02-22, version 1.2.1* Why there is no iOS romanian version available. ### 1/5 — Add Romanian IOS version *2022-12-10, version 1.2.1* We need a Romanian version, please ### 1/5 — No Romanian IOS version WTH *2022-10-14, version 1.1.1* where romanian version? can only download Austrian version ### 1/5 — 👎🏻 Nicht aktivierbar auf iPhone 14. *2022-09-17, version 1.1* Die Aktivierung bleibt beim Einrichtungsbildschirm hängen. iPhone 14 mit iOS 16.0.1 ### 5/5 — Top-App, funktioniert einwandfrei *2022-07-06, version 1.0* 👍🏻 ### 5/5 — Very good app *2022-06-25, version 1.0* Congratulations. Very good app.... and fast ✌️ Good job ## Frequently asked questions about RaiPay ### What banks are supported by RaiPay? RaiPay supports debit and RBI credit cards from Raiffeisen, HYPO Oberösterreich, and HYPO Salzburg. You can manage these digital cards directly within the app. ### Can I send money to anyone with RaiPay? Yes, you can send money to any desired Austrian recipient card (debit and/or credit card) using RaiPay. The recipient does not need to register for the payment. ### How does RaiPay handle digital customer and loyalty cards? RaiPay allows you to digitize your physical customer and loyalty cards. You can scan the barcode or enter the number to have them available within the app for easy use. ### What is the security like for RaiPay? While specific security measures are not detailed, the app facilitates secure digital card management and peer-to-peer transactions. It is designed for managing sensitive financial information. ### What devices can I use RaiPay on? RaiPay is currently supported on iPhones. Information regarding Android compatibility is not provided in the description. ### How often is RaiPay updated? The latest version of RaiPay is 2.4.1, last updated on November 20, 2025. This indicates regular updates to improve functionality and security. ### What is the user sentiment for RaiPay? RaiPay has a rating of 3.0 stars from 2 ratings. This suggests mixed user experiences, with potential areas for improvement based on user feedback. ### Does RaiPay have ads? No, RaiPay does not contain advertisements. The app is free to use without any ad interruptions. ## Version history (last 5 releases) ### 2.16.1 — 2026-07-28 Diverse Optimierungen und Leistungsverbesserungen ### 2.16.0 — 2026-07-13 Diverse Optimierungen und Leistungsverbesserungen ### 2.4.1 — 2025-11-20 • Verbesserung der Bezahlfunktion • Zusätzliche Sicherheitsoptimierungen • Noch inklusiver - Designanpassungen für barrierefreie Funktionen ### 1.33.4 — 2025-07-21 Verbesserung der Bezahlfunktion Zusätzliche Sicherheitsoptimierungen ### 1.29.1 — 2025-03-11 Diverse Optimierungen und Leistungsverbesserungen ## Apps similar to RaiPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [George Österreich](https://appshunter.io/ios/app/george-osterreich/id947829367) | 4.9 (3,962) | Free | Finance | | [myUNIQA Austria](https://appshunter.io/ios/app/myuniqa-austria/id6443941291) | 4.7 (54) | Free | Finance | | [FinanzOnline +](https://appshunter.io/ios/app/finanzonline-plus/id1381315278) | — | Free | Finance | | [s Identity](https://appshunter.io/ios/app/s-identity/id1380614611) | 1.9 (15) | Free | Finance | | [complete Control](https://appshunter.io/ios/app/complete-control/id1119192461) | 4.7 (164) | Free | Finance | | [meine99 \| Online Banking](https://appshunter.io/ios/app/meine99-online-banking/id1497542355) | 1.0 (2) | Free | Finance | ## More apps by Raiffeisen e-force GmbH - [Mein ELBA-App](https://appshunter.io/ios/app/mein-elba-app/id1370298530) - [Raiffeisen Bluecode](https://appshunter.io/ios/app/raiffeisen-bluecode/id1468072692) - [WILL](https://appshunter.io/ios/app/will/id1487036191) - [Raiffeisen JUNIOR](https://appshunter.io/ios/app/raiffeisen-junior/id6476565924) - [Raiffeisen Börse360°](https://appshunter.io/ios/app/raiffeisen-borse360/id6746483984) All apps by Raiffeisen e-force GmbH: https://appshunter.io/developer/434810783 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*