# Raiser Calculator — Income Approach & TVM Tools

> Income Approach & TVM Tools (iPhone/iPad app by Hugo Andrada.)

- Source: https://appshunter.io/ios/app/raiser-calculator/id6789682329 (this page in markdown: same URL + `.md`)
- Developer: [Hugo Andrada](https://appshunter.io/developer/1872157882)
- Category: Finance, Utilities
- Price: $5.99
- Age rating: 4+
- Requires: iOS 17 · 2 MB
- Languages: American English
- Released: 2026-07-16
- Data updated: 2026-08-21
- User reviews in markdown: https://appshunter.io/ios/app/raiser-calculator/id6789682329/reviews.md

## What is Raiser Calculator?

SIX FUNCTIONS OF A DOLLAR The foundation of every income property appraisal. Calculate all six time value of money functions simultaneously: Future Value, Future Value Annuity, Present Value, Present Value Annuity, Sinking Fund Factor, and Payment to Amortize. Each function includes a full periodic table with annual milestones highlighted, supporting Monthly, Quarterly, and Annual compounding.

INCOME APPROACH — STEP BY STEP The only app that chains the full Income Approach workflow in one guided session. Enter your Gross Potential Income, apply vacancy and credit loss, deduct operating expenses, and arrive at Net Operating Income — then choose your valuation method: · Direct Capitalization: NOI ÷ Cap Rate · Band of Investment: derive the cap rate from your financing structure using the mortgage constant (Function #6) · Yield Capitalization: discount future cash flows with terminal reversion

PROFESSIONAL PDF REPORTS Export clean, court-ready PDF reports directly from the app using native iOS rendering. Share via email, AirDrop, or save to Files — no third-party services involved.

HISTORY & SAVED SESSIONS Every calculation and Income Approach session is saved locally on your device. Search, review, and re-export any past analysis at any time.

COMPLETELY PRIVATE — 100% OFFLINE All calculations run entirely on your device. No internet connection required. No account needed. No data ever leaves your phone. No ads. No tracking.

BUILT FOR PROFESSIONALS Designed for certified appraisers (MAI, SRA), appraisal students preparing for state licensing exams, CCIM candidates, real estate investors, and anyone who works with income-producing properties.
ONE-TIME PURCHASE Pay once, own forever. No subscription. No annual fee. Updates included.


## Version history (last 1 release)

### 1.0 — 2026-07-16

No release notes.

## More apps by Hugo Andrada

- [Militar Pay Calculator](https://appshunter.io/ios/app/militar-pay-calculator/id6768817112)
- [Military PCS Pay](https://appshunter.io/ios/app/military-pcs-pay/id6770586266)
- [Military Deployment Pay](https://appshunter.io/ios/app/military-deployment-pay/id6771225515)
- [ShiftPay: OT Pay Calculator](https://appshunter.io/ios/app/shiftpay-ot-pay-calculator/id6772054193)
- [GS Salary: Federal Pay Calc](https://appshunter.io/ios/app/gs-salary-federal-pay-calc/id6773004540)
- [Klar: Gehaltsrechner 2026](https://appshunter.io/ios/app/klar-gehaltsrechner-2026/id6773028894)

All apps by Hugo Andrada: https://appshunter.io/developer/1872157882

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*
