# Raisin: Earn More on Cash — Savings, CDs, and More > Savings marketplace for high-yield accounts and CDs from multiple banks. (iPhone/iPad app by Raisin Solutions US LLC.) - Source: https://appshunter.io/ios/app/raisin-earn-more-on-cash/id6449136131 (this page in markdown: same URL + `.md`) - Developer: [Raisin Solutions US LLC](https://appshunter.io/developer/1687751894) - Category: Finance, Lifestyle - Price: Free - Rating: 2.90/5 from 82 App Store ratings · 106 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 76 MB - Languages: American English - Released: 2023-06-19 - Data updated: 2026-08-22 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/raisin-earn-more-on-cash/id6449136131/reviews.md ## What is Raisin? Trusted by 1,000,000+ savers with $80 billion + in deposits worldwide, Raisin makes it easy to grow your savings — all in one secure app. Discover exclusive high-yield savings accounts and CDs from 75+ FDIC-member banks and NCUA-member credit unions. Compare rates, open accounts, and manage everything from a single dashboard, no new logins or paperwork each time. Why savers choose Raisin - Top Rates, Less Work – Access competitive rates from leading banks and credit unions nationwide. - FDIC & NCUA Regulated – All deposits are held at FDIC-member partner banks or NCUA-member credit unions. - One Secure Login – Open and manage multiple savings accounts and CDs from a single login. - Simplified Tax Management – View all balances and tax documents in one secure dashboard, no more managing separate 1099 forms. - No Fees or Minimums – Every dollar earns interest from day one Raisin brings the top high-yield savings offers from multiple banks, making it the easiest way to earn more on your cash. That means no more chasing rates or juggling multiple logins and statements. No fees. No minimums. Just higher earnings with less hassle. How it works - Create a free Raisin login. - Choose from top-rated savings accounts and CDs. - Fund and manage all your deposits in one place. Why it’s different Unlike a bank, Raisin is a savings marketplace that connects you directly with federally insured partner institutions across the country. You always keep full control of your funds and earn interest directly from your chosen bank or credit union. Whether you want steady growth or flexible access to your cash, Raisin helps your money perform better without the extra steps. Start earning more — safely, simply, and all in one place. ## Key features - Discover high-yield savings accounts - Compare CD rates - Manage multiple accounts from one login - Simplified tax document access - No fees or minimum deposit requirements - FDIC & NCUA insured deposits ## What do users think of Raisin? Overall sentiment: negative **Pros** - 💰 Competitive interest rates on savings accounts and CDs - 🛒 Easy comparison and switching between multiple banks - 👍 Simple and straightforward user interface - 🔐 FDIC-insured partner institutions - ⚡ Fast interest earnings on deposits - 🎯 Centralized management of multiple accounts - 📱 Fingerprint/biometric login capability - 💡 Innovative platform for savings optimization **Cons** - 🐌 Extremely slow money transfer processing (3-7+ business days) - 🔓 Poor login experience requiring repeated authentication - 🐛 Frequent app crashes and glitches - 💸 Cash account intermediary delays transfers and captures interest - 😤 Confusing navigation requiring excessive clicking - ⚠️ Unresponsive customer service - 🔐 Security concerns and account lockouts - 📉 Interest rates drop frequently after initial signup - 🚫 Inability to cancel transactions - ❌ Cannot update linked bank accounts easily - 🎨 Outdated and poorly designed interface - 📱 App doesn't remember login credentials despite 'Remember Me' - 🔄 Two-factor authentication required every login - 💔 Misleading claims about features (e.g., 2FA frequency) - 🚨 Lack of auto-logout security feature - 📊 Limited account information visibility in app **Commonly reported bugs** - Login credentials not saving despite 'Remember Me' checkbox - 2FA authentication required every login despite claims of 7-day intervals - App crashes and won't load properly after updates - Password reset functionality broken or overly restrictive - Account lockouts after multiple login attempts - Transfer amounts showing incorrectly in cash account - Money disappearing or getting stuck in cash account - Pending transaction status not updating - App freezing on menu navigation - Unable to access account details from dashboard - Verification code text messages not received - App stuck in update loop - Inconsistent display of available funds - Typos in app content ('high-yeild', 'penaly') - App not opening or loading on iOS devices - Back button requiring multiple clicks to return to home screen **Most requested features** - Auto-transfer/automatic deposit scheduling - Face ID or biometric login without password entry - Direct deposit to savings accounts without cash account intermediary - Faster transfer processing times - Account nicknames for better organization - Auto-logout after inactivity - PIN protection for sensitive information - Monthly statements via email or mail - Ability to set up multiple external bank accounts - Transaction cancellation functionality - Better account details visibility in app - Consistent dark mode throughout app - Automatic weekly investment options - Real-time transaction notifications - Improved customer service availability ## Recent user reviews (10 of 106) All indexed reviews: https://appshunter.io/ios/app/raisin-earn-more-on-cash/id6449136131/reviews.md ### 1/5 — Doesn’t work well *2026-08-15, version 4.10.0* When I click “product terms” nothing loads. Just a blank screen. Can’t exit out either. Most close out app and start over. Really second guessing if I even want to use this company at all ### 5/5 — Interest and service *2026-08-04, version 4.8.0* Transfer money instant to cash account, easy transfer to bank account. Great option APY !!! ### 1/5 — Worst experience *2026-07-31, version 4.8.0* Worst banking and even worse app. This app takes you back to 80’s with its features- Raisin is even worse- You can only add 1 external account for money transfer - changing the account is not possible on app - Connect with customer care, they will send you several links to download statement of new account, separate link for old account statement and link to share your license and take selfies - all that to move your own money and takes week - During all that , i couldnt login to my app for week - There may be bad banking experiences but none can match Raisin ### 2/5 — Slow, Clunky UI *2026-07-11, version 4.8.0* While the offers are great, the UI of the app itself is clunky, unintuitive, and can time a long time to load. ### 5/5 — Easy and trustworthy *2026-06-18, version 4.6.0* I’ve been using Raisin for 5 years now and I haven’t had a problem with any of their services. I’m currently using the high yield savings account and have no problem moving money in or out of it. They offer plenty of options for savings and also offer joint accounts. Love this app!!! PS when you’re my age you have to have plenty of baskets for your eggs!!! ### 1/5 — These guys make it VERY difficult to withdraw money. *2026-06-16, version 4.4.0* For some people, the added security may be a major advantage of Raisin, but I found the difficulty of getting money out of my account to be unacceptably difficult. To link Raisin to my Chase account, I had to send them lengthy bank statements, electronically have my face scanned, upload my driver's license, and at one point their customer service department was talking about making me go to a notary public. Raisin will invade your privacy and waste a LOT of your time. Use Public instead: much better app, much better customer service. Seriously, there's no good reason to choose Raisin over Public. ### 1/5 — To get your attention. YIKES *2026-06-05, version 4.4.0* The “new” UI is TERRIBLE. Why can’t I see all the transactions in the app in one screen like I used to? Why do I have to scroll to the right to do this? It’s been weeks and this hasn’t been fixed. It’s so irritating. I thought this update was supposed to make things BETTER? How did you make it WORSE? Please fix. Thanks. Update: the DevTeam emailed me back, so we shall wait to see what kind of UI improvement is unveiled in a future update. For now it’s easier to use the mobile web browser. ### 1/5 — my money !? *2026-05-25, version 4.4.0* i’ve never had to write a bad review or any review at that matter because i’m just not that kind of person. but when it comes to my money it is very frustrating that i’ve called and emailed and get no response. my money has not transferred into my bank account after 3 days and i really need it. do NOT download this app if you want your money safe. ### 1/5 — Blocked on login *2026-05-24, version 4.4.0* I tried using the app instead of going to the website on the browser, when I successfully logged in with email and password it began the two-step verification process and automatically used a previous code generated from the website, it showed a red X saying incorrect and I tried again this time with the correct verification and it still showed another X I then waited to resend it sends me another code I use it then it goes to the login screen saying I’m blocked. Please fix your app! ### 5/5 — No Complaints *2026-05-21, version 4.4.0* The app works fine. I can see the balance of my account and navigating to the bank portal only takes a couple taps. My experience with Raisin has been positive so far. Customer service has been great. ## Frequently asked questions about Raisin ### What does the Raisin app do? The Raisin app acts as a savings marketplace, connecting users to high-yield savings accounts and Certificates of Deposit (CDs) from over 75 FDIC-member banks and NCUA-member credit unions. It simplifies the process of finding, opening, and managing multiple savings products from a single, secure platform. ### How do I earn more on my cash with Raisin? You can earn more by discovering and opening high-yield savings accounts and CDs offered through the app. These accounts typically offer more competitive interest rates than traditional savings options. All your deposited funds are held at FDIC or NCUA insured partner institutions, ensuring your money is protected. ### Is there a cost to use Raisin? Creating a Raisin login and managing your deposits is free. The app does not charge any fees for opening or managing accounts, and there are no minimum deposit requirements to start earning interest. You earn interest directly from the chosen bank or credit union. ### How is my money protected on Raisin? All deposits made through Raisin are held at FDIC-member partner banks or NCUA-member credit unions. This means your funds are federally insured up to the standard limits, providing a secure way to grow your savings. ### Can I manage multiple savings accounts through Raisin? Yes, one of the key benefits of Raisin is its ability to allow you to open and manage multiple savings accounts and CDs from a single login. This eliminates the need for multiple logins and paperwork, streamlining your financial management. ## Version history (last 5 releases) ### 4.10.0 — 2026-08-06 We're constantly working to make Raisin better for you. This update includes under-the-hood enhancements and stability improvements to ensure everything runs smoothly. Keep your app updated to ensure you have the latest foundations for upcoming features! ### 4.9.0 — 2026-08-05 We're constantly working to make Raisin better for you. This update includes under-the-hood enhancements and stability improvements to ensure everything runs smoothly. Keep your app updated to ensure you have the latest foundations for upcoming features! ### 4.8.0 — 2026-07-09 Refactoring and bug fixes ### 4.7.0 — 2026-06-23 Bug fixes for upciming feature ### 4.6.0 — 2026-06-18 Fixing bugs and improving app performance ## Apps similar to Raisin | App | Rating | Price | Category | | --- | --- | --- | --- | | [Customers Bank Mobile](https://appshunter.io/ios/app/customers-bank-mobile/id1537659068) | 4.2 (214) | Free | Finance | | [CloudBank247](https://appshunter.io/ios/app/cloudbank247/id1438688529) | 5.0 (2) | Free | Finance | | [Bask Bank Mobile](https://appshunter.io/ios/app/bask-bank-mobile/id1472610579) | 4.7 (2,735) | Free | Finance | | [Axos All-In-One Mobile Banking](https://appshunter.io/ios/app/axos-all-in-one-mobile-banking/id1396586421) | 4.7 (19,175) | Free | Finance | | [NexBank](https://appshunter.io/ios/app/nexbank/id513441658) | 4.6 (71) | Free | Finance | | [UFB Direct®](https://appshunter.io/ios/app/ufb-direct/id1448396485) | 4.8 (19,831) | Free | Finance | ## Related topics [raisins](https://appshunter.io/ios/topics/raisins) · [raison](https://appshunter.io/ios/topics/raison) · [western alliance bank](https://appshunter.io/ios/topics/western-alliance-bank) · [hnd saving](https://appshunter.io/ios/topics/hnd-saving) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*