# Raiz \| Earn, Save & Invest — Smart investing made simple > Automated micro-investing and savings app for wealth growth. (iPhone/iPad app by RAIZ INVEST AUSTRALIA LIMITED.) - Source: https://appshunter.io/ios/app/raiz-earn-save-and-invest/id1065771295 (this page in markdown: same URL + `.md`) - Developer: [RAIZ INVEST AUSTRALIA LIMITED](https://appshunter.io/developer/1065771294) - Category: Finance - Price: Free - Rating: 4.72/5 from 47,595 App Store ratings · 123 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 81 MB - Languages: American English - Released: 2016-01-26 - Data updated: 2026-09-09 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/raiz-earn-save-and-invest/id1065771295/reviews.md ## What is Raiz | Earn, Save & Invest? Grow your wealth with Raiz. Join over 330,000 Aussies saving, investing and reaching their life goals with Raiz. Featured in Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Channel 7. MULTIPLY YOUR SAVINGS Get started in minutes. From $5, invest automatically through round-ups or regular contributions and grow your wealth over time. MICRO-INVESTING, FULL FLEXIBILITY Raiz makes it easy to start investing, whether you have $5 or $5 million. • Round-Ups: With every purchase, we round up the spare change and invest it automatically, enabling you to build wealth in the background. • One-off or Recurring Investments: Choose daily, weekly, fortnightly or monthly automatic deposits. • Invest, withdraw, or switch portfolios whenever you like. INVEST SIMPLY, GROW STEADILY • Diversify and thrive: Keep it simple and pick from 8 ready-made portfolios, or go hands-on with Raiz Plus, building a custom portfolio with a mix of ETFs, ASX stocks, property, and crypto. With automatic rebalancing, Raiz helps keep your portfolio aligned to its set target asset allocation. When market movements, deposits or withdrawals cause your portfolio to drift from its targets, Raiz automatically adjusts it back in line. • Set targets with Jars: Save and invest for what matters, from travel dreams to a home deposit. • See the bigger picture with My Finance: Get a real-time picture of your finances. Track your spending, monitor your income, and understand where your money goes, so you can make smarter decisions. REWARDS AND CASHBACK Earn while you save and invest. Shop with hundreds of brands like Expedia, THE ICONIC, and Woolworths through Raiz Rewards, and get cashback invested directly into your Raiz account. Turn your everyday shopping and travel bookings into cashback that's automatically invested, helping you grow your portfolio. Complete in-app surveys and offers to earn even more. YOUR FUTURE, AT THE PALM OF YOUR HAND • Raiz Kids: Create investment accounts for children under 18 with permissions you control. Build good habits early and invest for their future. • Decide where your Super is invested. Use Raiz Invest Super and select a portfolio from the Raiz investment options you know. A TRACK RECORD YOU CAN TRUST Raiz is a publicly listed Australian company (ASX: RZI), trusted by 1.7 million Aussies who signed up to the Raiz app. “[Raiz has] a wealth-building process made effortless, one tap at a time.” - Sydney Morning Herald, October 2025. TRANSPARENT FEES • Unlimited transactions with zero brokerage fees. • Monthly and/or percentage-based fees depending on your plan. • No fees when your total balance is below $1. QUESTIONS? Contact us at support@raizinvest.com.au or on 1300 754 748 and we’ll get right back to you. This app is issued in Australia by Instreet Investment Limited (ACN 128 813 106 AFSL 434776) (Instreet) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022). Raiz Invest Australia Limited (Raiz) (ABN 26 604 402 815) (Corporate Authorised Representative of Instreet) is the Promoter and Administrator of the Raiz Invest Australia Fund (ARSN 607 533 022). The information has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Read the PDS and any associated reference documents before making an investment decision. In accordance with the DDOs, we maintain TMDs for our Funds. All documents can be found on www.raizinvest.com.au, or calling Customer Support on 1300 754 748. "RAIZ" is a registered trademark of Raiz Invest Australia Limited. Address: 9/2 Bulletin Pl, Sydney NSW 2000. ## Key features - Automated round-ups from purchases - Set one-off or recurring investments - Choose from 8 ready-made portfolios - Customizable portfolio building - Automatic portfolio rebalancing - Set savings targets with Jars - Track spending and income ## Recent user reviews (10 of 123) All indexed reviews: https://appshunter.io/ios/app/raiz-earn-save-and-invest/id1065771295/reviews.md ### 1/5 — Who cares *2026-09-03, version 2.49.10* Lame ### 1/5 — Round ups kept going when I turned it off *2026-09-02, version 2.49.11* I turned of the round ups and it kept taking money out off my account then I can’t get it back for 5 days ### 5/5 — Happy as Larry *2026-09-02, version 2.49.10* Better than crypto ### 5/5 — Most exceedingly remarkable and extremely exceptional cryptocurrency recovery technology expertises! *2026-08-25, version 2.49.10* I just got here and it reminds me of one of the greatest expert I have seen in my life who I also met through the review of a stranger when i almost lost my funds, it happen that someone I met online few months ago deceived me into investing in an online cryptocurrency platform. my first three investments was successful but / never knew it was a trap, I then decided to invest bigger amount to make massive profits, when my investment was over, it was time to take my profits, I was told to pay a fee, I paid it because I felt my profit was enough to cover it up, but I was wrong, I never realised that these are scammers till | lost all my funds, i even has to borrow, long story cut short I lost over $915k in the company, contacted the person that referred me but she never replied which, the whole situation got me really depressed to some extent. I started looking for solutions and that's when I got into looking out for a genius expert team who could be of help, Luckily enough came across (CYBERHACKS46@ gMailcom) from an online review, I messaged him through his email and I explained everything that happened to him and he assured me to be of help. he assured me to be of help. I trusted him even that moment | was vulnerable, he requested for my wallet for transfer of my lost money and he did get all my lost funds back with ease. Thank you! ### 3/5 — Nag screen on opening *2026-08-25, version 2.49.10* I am here to check my portfolio, not to have a fullscreen nag telling me about your podcast. ### 5/5 — Raiz is easy, smart investing *2026-08-20, version 2.49.10* I really like the ease of the platform. It feels amazing to be an investor with such an easy setup that I don’t have to worry about. Round up is terrific and works sooo well. ### 5/5 — Easy to use *2026-08-17, version 2.49.9* Enjoying it. Been playing around with it for the last 5 minutes. So far it’s been quite easy to navigate. .. now, let’s invest ### 1/5 — DO NOT USE *2026-08-10, version 2.49.9* I highly recommend NOT using Raiz. My experience with Raiz has been absolutely appalling. I have been trying to withdraw my invested funds and update my funding account, yet the process has been unnecessarily difficult and frustrating. It took more than five business days and multiple follow-ups just to receive a response, and I still have not received the money I invested ### 3/5 — Slow to get money out *2026-08-06, version 2.49.8* Takes 7 business days to withdraw money. It’s unnecessarily slow, and there’s no reason for it, when bank transfers are instant now. It suggests Raiz are depositing your money into the overnight money market for a few days, and keeping the interest before returning it to you, like banks used to do with cheques. Otherwise, the app is decent ### 5/5 — Awesome *2026-08-05, version 2.49.8* Been over 10 years with them now ## Frequently asked questions about Raiz | Earn, Save & Invest ### Does Raiz have ads? Yes, Raiz contains advertisements. These ads may appear within the app, offering opportunities to earn additional rewards or cashback. ### How much does Raiz cost to use? Raiz offers transparent fees with unlimited transactions and zero brokerage fees. Monthly and/or percentage-based fees apply depending on your plan. There are no fees if your total balance is below $1. ### What is the age rating for Raiz? Raiz has an age rating of 4+. This indicates it is suitable for users aged 4 and above, with parental guidance recommended for younger users. ### How often is Raiz updated? The latest version of Raiz is 2.49.3, last updated on June 22, 2026. Updates are frequent, ensuring the app remains reliable and incorporates new features. ### What devices does Raiz support? Raiz is currently supported on iPhone devices. Users can access its features on their iOS smartphones. ### What are Raiz's security features? As a publicly listed Australian company, Raiz prioritizes security. While specific details are not provided, users can trust its track record and the measures taken to protect financial data. ### Can I invest for my children with Raiz? Yes, Raiz Kids allows you to create investment accounts for children under 18. You can control permissions and help them build good financial habits early. ### How does Raiz handle portfolio rebalancing? Raiz automatically rebalances your portfolio to keep it aligned with its target asset allocation. This happens when market movements, deposits, or withdrawals cause your portfolio to drift. ## Version history (last 5 releases) ### 2.49.11 — 2026-09-01 Enhanced app performance for a smoother experience. Fixed minor bugs to improve stability and reliability If you have any questions, we are always here to listen. Please feel free to email support@raizinvest.com.au or call us on 1300 754 748 ### 2.49.10 — 2026-08-18 Enhanced app performance for a smoother experience. Fixed minor bugs to improve stability and reliability If you have any questions, we are always here to listen. Please feel free to email support@raizinvest.com.au or call us on 1300 754 748 ### 2.49.9 — 2026-08-06 Enhanced app performance for a smoother experience. Fixed minor bugs to improve stability and reliability If you have any questions, we are always here to listen. Please feel free to email support@raizinvest.com.au or call us on 1300 754 748 ### 2.49.8 — 2026-07-28 Enhanced app performance for a smoother experience. Fixed minor bugs to improve stability and reliability If you have any questions, we are always here to listen. Please feel free to email support@raizinvest.com.au or call us on 1300 754 748 ### 2.49.7 — 2026-07-22 Enhanced app performance for a smoother experience. Fixed minor bugs to improve stability and reliability If you have any questions, we are always here to listen. Please feel free to email support@raizinvest.com.au or call us on 1300 754 748 ## More apps by RAIZ INVEST AUSTRALIA LIMITED - [Raiz Rewards Browser Extension](https://appshunter.io/ios/app/raiz-rewards-browser-extension/id1581716380) - [Vali](https://appshunter.io/ios/app/vali/id1586228879) All apps by RAIZ INVEST AUSTRALIA LIMITED: https://appshunter.io/developer/1065771294 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*