# Raiz \| Earn, Save & Invest — user reviews > 123 indexed App Store user reviews of Raiz | Earn, Save & Invest by RAIZ INVEST AUSTRALIA LIMITED, rated 4.72/5 from 47,595 ratings. - Source: https://appshunter.io/ios/app/raiz-earn-save-and-invest/id1065771295/reviews - App overview in markdown: https://appshunter.io/ios/app/raiz-earn-save-and-invest/id1065771295.md - Rating breakdown: 5★ 40,008 · 4★ 4,363 · 3★ 1,226 · 2★ 370 · 1★ 1,308 ## Newest reviews (13 of 123) ### 3/5 — Nag screen on opening *2026-08-25, version 2.49.10* I am here to check my portfolio, not to have a fullscreen nag telling me about your podcast. ### 3/5 — Slow to get money out *2026-08-06, version 2.49.8* Takes 7 business days to withdraw money. It’s unnecessarily slow, and there’s no reason for it, when bank transfers are instant now. It suggests Raiz are depositing your money into the overnight money market for a few days, and keeping the interest before returning it to you, like banks used to do with cheques. Otherwise, the app is decent ### 2/5 — Wasteful. Better alternatives exist *2026-07-20, version 2.49.6* High fees, and purposefully hide information / share misinformation to keep you paying when you just want to sell and cancel. ### 4/5 — Great app *2026-07-15, version 2.49.6* Since some recent updates I can no longer see when and how much I’ve been paid in dividends ### 5/5 — Set & forget *2026-07-15, version 2.49.6* I love this app- just set and forget and watch your funds compound. It’s a fun way to save with jars! ### 5/5 — Very easy to invest and understand *2026-07-13, version 2.49.4* This is such a great app for beginners especially a person like me who was so scared of investing. ### 3/5 — Less easy to use *2026-07-06, version 2.49.4* You have complicated the app - unnecessary ### 5/5 — Savings made easy *2026-07-06, version 2.49.4* I’m loving that the account is growing and I’m not wanting to touch it. It’s separated from my main banking so it’s not really an account to be accessible. ### 5/5 — Use *2026-06-27, version 2.49.3* User friendly and simple to understand ### 5/5 — Love this app *2026-06-26, version 2.49.3* Feature packed and easy to use. ### 5/5 — Easy, invest, earn, save *2026-06-25, version 2.49.2* How good, its very easy to use ### 5/5 — Free $20 for anyone looking to start investing! Use my Raiz referral code 2FPY8M when you sign up. *2026-06-24, version 2.49.3* Been using Raiz and really enjoying it so far. If you’d like to give it a go, use my referral code 2FPY8M and get $20 when you sign up. 👍 ### 2/5 — Not an enhancement *2026-06-23, version 2.49.3* I don’t like the update. Bring back the performance graph on the Home Screen. ## Most critical reviews (10 lowest-rated) ### 1/5 — Who cares *2026-09-03, version 2.49.10* Lame ### 1/5 — Round ups kept going when I turned it off *2026-09-02, version 2.49.11* I turned of the round ups and it kept taking money out off my account then I can’t get it back for 5 days ### 1/5 — DO NOT USE *2026-08-10, version 2.49.9* I highly recommend NOT using Raiz. My experience with Raiz has been absolutely appalling. I have been trying to withdraw my invested funds and update my funding account, yet the process has been unnecessarily difficult and frustrating. It took more than five business days and multiple follow-ups just to receive a response, and I still have not received the money I invested ### 1/5 — Loses $ *2026-07-29, version 2.49.8* I’ve invested money here in trial. After 14 months the fees are more than any gains, rendering the platform redundant in terms of financial performance. I’ll pull my money out and throw it in home loan. They were no help when I asked for clarification or help. What point is a platform that costs you $ and you end up in deficit? COD ordinary. ### 1/5 — Invasive App *2026-07-07, version 2.49.5* Wants access to your accounts to withdraw money, how about I deposit instead? You should state this before people even give you an email address to sign up. Disgusting behaviour ### 1/5 — Waste of time and money *2026-07-02, version 2.49.4* Much better ways to invest your money for better returns and where you’re not scammed with a monthly $5.50 fee. I’m closing my account, this has been a complete waste of time. ### 1/5 — SCAM *2026-06-27, version 2.49.2* I’ve been a Raiz user for a few years but as of March this year, they introduced a mandatory subscription service to be able to use the app that I WASNT INFORMED OF. I have just discovered I was put on the middle tier without any confirmation and it has been deducting from my invested money this entire time without my knowledge. Absolutely scam behaviour. STOP MAKING EVERYTHING A SUBSCRIPTION SERVICE. I’M ALREADY PAYING YOU MONEY, STOP TAKING MORE FROM ME!!!!!! ### 1/5 — UI *2026-06-14, version 2.49.2* The new UI is horrendous ### 1/5 — Happy til now *2026-06-12, version 2.49.1* I’m really disliking the new undate ### 1/5 — Cant close account *2026-06-10, version 2.49.1* I have attempted multiple time to close my account through the app and it does not close. And when i call the 1300 number it just rings out. I have emailed ## Most praised reviews (10 highest-rated) ### 5/5 — Happy as Larry *2026-09-02, version 2.49.10* Better than crypto ### 5/5 — Most exceedingly remarkable and extremely exceptional cryptocurrency recovery technology expertises! *2026-08-25, version 2.49.10* I just got here and it reminds me of one of the greatest expert I have seen in my life who I also met through the review of a stranger when i almost lost my funds, it happen that someone I met online few months ago deceived me into investing in an online cryptocurrency platform. my first three investments was successful but / never knew it was a trap, I then decided to invest bigger amount to make massive profits, when my investment was over, it was time to take my profits, I was told to pay a fee, I paid it because I felt my profit was enough to cover it up, but I was wrong, I never realised that these are scammers till | lost all my funds, i even has to borrow, long story cut short I lost over $915k in the company, contacted the person that referred me but she never replied which, the whole situation got me really depressed to some extent. I started looking for solutions and that's when I got into looking out for a genius expert team who could be of help, Luckily enough came across (CYBERHACKS46@ gMailcom) from an online review, I messaged him through his email and I explained everything that happened to him and he assured me to be of help. he assured me to be of help. I trusted him even that moment | was vulnerable, he requested for my wallet for transfer of my lost money and he did get all my lost funds back with ease. Thank you! ### 5/5 — Raiz is easy, smart investing *2026-08-20, version 2.49.10* I really like the ease of the platform. It feels amazing to be an investor with such an easy setup that I don’t have to worry about. Round up is terrific and works sooo well. ### 5/5 — Easy to use *2026-08-17, version 2.49.9* Enjoying it. Been playing around with it for the last 5 minutes. So far it’s been quite easy to navigate. .. now, let’s invest ### 5/5 — Awesome *2026-08-05, version 2.49.8* Been over 10 years with them now ### 5/5 — Most exceedingly remarkable and extremely exceptional cryptocurrency recovery technology expertises! *2026-08-05, version 2.49.8* Please read carefully, I was scammed by Nsfx-trading, I got a message from a trader on my Instagram and told me about how high their profit after investing was, I decided to invest in the online trade but they kept asking for more money including withdrawal fee and it was until then I realized I was being scammed. I couldn't let go because I invested my savings as at that time. I had to make a research on how I could recover my funds from them and I came across the Team on this app after so many research. I read several good reviews about this app from various scam victims they have helped and I decided to contact the admin for help. I was opportune to get my money back from the scam brokers through the help of the recovery professionals referred to me by this App, they recovered my investments for me with all the profits I was entitled to within 4hours of contacting them, The fee is so affordable. You can write CIPHERTECH247 @ gMail for help if you fall a victim of any kind of scam They are experts at dealing with online scam and assisting victims in receiving reimbursement, tracking down digital fingerprints, cyber analysis and thorough investigation. They offer other services such as Phone cloning ( catching, monitoring and tracking a suspected cheating spouse ) Website hack Boost of credit scores Clearing of criminal records Fixes bad debts etc Contact them now !! Ciphertech247 (at) gmail ### 5/5 — Raiz raises well *2026-08-05, version 2.49.8* It’s a good platform for future investment. Does the job by itself. Investors can invest very small amount of money to begin with. Of course, very safe, genuine and easy for new users. ### 5/5 — Lost Money *2026-08-01, version 2.49.8* I don’t make any money ### 5/5 — Raiz *2026-07-30, version 2.49.8* Very good for beginners and up tying to invest ### 5/5 — Raiz review *2026-07-23, version 2.49.7* An intuitive and easy site to use raiz makes it easy for first time investors to understand and view where their money is actually going. It’s easy to use platform and promotional offers allow a chance for you to see return on investments in real time whilst learning more about shares. Can’t recommend it highly enough. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*