# Raiz Finance — Your Global Finance Passport

> Borderless digital banking for Africans managing global finances and cross-border payments. (iPhone/iPad app by Raiz Digital Service Company.)

- Source: https://appshunter.io/ios/app/raiz-finance/id6502309659 (this page in markdown: same URL + `.md`)
- Developer: [Raiz Digital Service Company](https://appshunter.io/developer/1745005196)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.80/5 from 36 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 80 MB
- Languages: American English
- Released: 2024-08-20
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/raiz-finance/id6502309659/reviews.md

## What is Raiz Finance?

Raiz – Borderless Digital Banking for Africans

Join thousands of Africans using Raiz to manage multi-currency accounts, receive international payments, and send money to loved ones and business partners around the world — all from one powerful app.

Whether you're a freelancer, remote worker, or business owner looking to get paid in USD, or a company making payments to global suppliers, Raiz makes cross-border transactions simple, fast, and affordable.

Global Coverage — Send Money Worldwide
With Raiz, you can send money from the US, UK, Canada, Europe, and more to over 50+ countries, including:
Nigeria,Ghana,Kenya,South Africa,United States,United Kingdom, France, Cameroon, Australia, China, UAE, Uganda,  Ivory Coast, Benin, Togo, Mali, Senegal… and more

Enjoy instant transfers, low fees (sometimes even zero), and full transparency every step of the way.

WITH RAIZ, YOU CAN:

- Open a USD account in your name to receive payments via ACH, Wire, or RTP

- Instantly swap between Naira and USD at competitive rates

- Send and receive remittances to and from over 20 countries — including the US, UK, Nigeria, Ghana, Kenya, South Africa, UAE, France, Canada, China, and more

- Shop online with a virtual dollar card for subscriptions and payments

- Instantly push funds to any Visa/Mastercard debit card

- Earn rewards and cashback on your transactions


MULTI-CURRENCY WALLET
Effortlessly hold, receive, send, and manage USD and Naira. Enjoy seamless currency swaps and global transfers — right from your phone.


BUILT FOR AFRICANS. MADE FOR THE WORLD

Raiz is a next-gen digital banking platform built to support Africa's growing global presence. Whether you're on the continent or in the diaspora, Raiz gives you the tools to manage your money without borders.


Need help?
We’re always here. Reach us anytime at support@raiz.app

Say goodbye to banking barriers. Welcome to Raiz – where African money goes global.

## Key features

- Multi-currency accounts (USD, Naira)
- International money transfers
- Receive global payments
- Virtual dollar card
- Instant currency swaps
- Rewards and cashback

## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/raiz-finance/id6502309659/reviews.md

### 5/5 — The best remittance app in the world

*2025-12-11*

I use Raiz to send money to my family in Nigeria and they got the money directly in their account in a few seconds. I have also used it to send money to Canada and UK and it’s the same result. If you are looking for a quick way to send money to family and friends around the world or even get paid as a freelancer,Raiz is the way to go!!! Raiz am!!!

### 1/5 — I would Rate Raiz 0 star if possible

*2025-07-30*

They are practically cooperate thieves!
Zero response from support 
No specific reason for hoarding my money for months

### 3/5 — Verification

*2025-07-28*

I tried migrating, got an email says account declined. My tag @Jose254

### 1/5 — RAIZ ARE FRAUDS!!

*2025-07-23*

I wouldn't advise anyone to use this app it's been weeks and $600+ of my money has been inaccessible without reason or prior notice and no response from their customer support
Nothing but generic response for over 4 weeks now
By this time tomorrow my lawyer will be taking all legal actions against you and I will use every resources at my disposal to fight you legally

### 1/5 — Poor customer service

*2025-06-27*

I can’t even reset password or transaction pin you’ve my money this app is total scam

### 3/5 — Verification

*2025-06-24*

It’s been two weeks my account is still showing ACCOUNT VERIFICATION PROCESSING, please fix this issue. My tag @Jose254

### 5/5 — Love the app!

*2025-06-02*

Seams UI and UX

### 5/5 — Trustworthy and fast

*2025-05-27*

I use Raiz to send money to my family in Nigeria and they get the money directly in their account in a few seconds. I have also used it to send money to Canada and UK and it’s the same result. If you are looking for a quick way to send money to family and friends around the world or even get paid as a freelancer,Raiz is the way to go!!! Raiz am!!!

### 5/5 — Swift and fast

*2025-05-27*

This app is actually really amazing. It’s very fast and swift. I was abit skeptical initially but it’s 100% legit. Really nice oneRaiz, keep it up. I was able to make payments directly to China and Rwanda and it was fast.

### 5/5 — Great App

*2025-05-25*

Nice and fast app, easy verification and works in all African countries.. I’m Cameroonian

## Frequently asked questions about Raiz Finance

### What does Raiz App do?

Raiz App is a digital banking platform designed for Africans to manage multi-currency accounts, receive international payments, and send money globally. It simplifies cross-border transactions for freelancers, remote workers, and businesses.

### What are the key features of Raiz App?

Key features include holding and managing USD and Naira accounts, sending money to over 50 countries, receiving payments via ACH, Wire, or RTP, instant currency swaps, a virtual dollar card for online purchases, and the ability to push funds to debit cards. Users can also earn rewards and cashback.

### Is Raiz App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or upfront costs for the core services. However, transaction fees may apply for certain transfers, though the app highlights low or sometimes zero fees.

### Who is Raiz App for?

This app is built for Africans, whether they are on the continent or in the diaspora. It's particularly useful for freelancers, remote workers, business owners, and individuals who frequently engage in international transactions, receive payments from abroad, or send money to loved ones and partners globally.

### How can I send money with Raiz App?

You can send money worldwide from countries like the US, UK, Canada, and Europe to over 50 countries, including many in Africa. The app facilitates instant transfers with low fees and full transparency, allowing you to send remittances and payments to various international destinations.

## Version history (last 5 releases)

### 3.3.0 — 2026-08-23

We've upgraded the app to a newer, more stable foundation.
• Faster, more reliable performance

### 3.2.8 — 2026-08-07

Minor improvements:
1. Choose your default dashboard wallet (USD or NGN) in Profile settings
2. General stability and performance improvements

### 3.2.7 — 2026-07-27

App Improvements

### 3.2.6 — 2026-07-07

Minor Improvements

### 3.2.5 — 2026-06-25

Minor Improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*