# Raiz - Mobile Banking > Mobile banking app for account management, loans, credit scores, and financial wellness. (iPhone/iPad app by Raiz Federal Credit Union.) - Source: https://appshunter.io/ios/app/raiz-mobile-banking/id720084936 (this page in markdown: same URL + `.md`) - Developer: [Raiz Federal Credit Union](https://appshunter.io/developer/720084939) - Category: Finance - Price: Free - Rating: 4.90/5 from 5,788 App Store ratings · 101 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 232 MB - Languages: American English - Released: 2013-10-11 - Data updated: 2026-09-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/raiz-mobile-banking/id720084936/reviews.md ## What is Raiz? Reach new financial heights with our easy-to-use app. Our modern design and features allow intuitive navigation and account management. The Raiz mobile app is your all-in-one place for banking on the go. With our app, you can open new accounts, apply for loans, receive statements, view your credit score, manage your cards, and much more. Features: • View credit score • Touch ID or Face ID compatible for added security • Find Raiz ATMs and branches closest to you • Setup automatic payments with Bill Pay • Voice-enabled chat with “Archie” your virtual financial assistant • Fight fraud with an integrated card management feature • Improve your financial wellness with savings goals and budgeting tools • View your accounts and statements (available in English and Spanish) • Deposit checks using the camera on your mobile device • Apply and make payments on Raiz loans, credit cards, and more • Setup alerts and notifications to keep track of payments and avoid extra fees • Link accounts from other financial institutions for easy monitoring • Exchange money with member-to-member transfers ## Key features - View credit score - Apply for loans and credit cards - Manage cards and fight fraud - Virtual financial assistant - Savings goals and budgeting tools - Deposit checks via mobile camera - Member-to-member transfers ## What do users think of Raiz? Overall sentiment: negative **Pros** - 🚀 Easy to use - 👍 User-friendly interface - 💡 Integrated Zelle functionality - 🚀 Fast and responsive - 👍 Convenient account management **Cons** - 🐛 Frequent crashes and glitches - 🐛 Unreliable Zelle integration - 🐛 Difficulty accessing accounts - 🔒 Security and login issues - 👎 Poor customer service **Commonly reported bugs** - Repeated sign-outs and login issues - Inability to access accounts and view balances - Zelle verification failures and disconnections - Freezing and crashing during app usage **Most requested features** - Improve Zelle integration - Enhance account visibility and transaction history - Implement more robust security features - Provide better customer support options ## Recent user reviews (10 of 101) All indexed reviews: https://appshunter.io/ios/app/raiz-mobile-banking/id720084936/reviews.md ### 1/5 — Sign In *2026-03-04, version 4020.0.0* Why do I have to keep singing in every time even after I keep putting remember this device it’s annoying specially since you can’t even use Apple Auto Password fill in!!! ### 1/5 — Unhappy customers *2025-08-23, version 4018.0.0* Horrible app. You can’t use Zelle with your phone number, when you need to talk to someone to help you with issues, all you get is a machine. Horrible bank. I should’ve stayed At chase. I wouldn’t recommend this bank to anyone. ### 1/5 — Can’t see my accounts *2025-08-03, version 4018.0.0* I’m expecting a payment but the app keeps saying “TrY AgAiN LaTeR” ### 1/5 — Zelle *2025-07-28, version 4018.0.0* All I can say is, finally. 👌🏻 ### 3/5 — Zelle *2025-02-18, version 4016.0.1* When trying to use Zelle it always kicks me out once I verify through text message. ### 3/5 — Possible Breach *2025-02-14, version 4016.0.1* Lately this app has been acting suspiciously by submitting a whole bunch of coding letters in my sign in username. Also it started to sign me out completely repeatedly. Seems like there’s been a possible data breach or I’m being targeted by someone. ### 1/5 — Zelle *2025-01-29, version 4016.0.1* Zelle app never work properly ### 2/5 — App doesn’t work *2024-12-04, version 4015.0.1* App glitches too much ### 5/5 — Customer for years now *2024-11-27, version 4015.0.1* It’s the customer serve that makes it work , they GREAT ! Thank you ### 5/5 — Bank *2024-11-20, version 4015.0.1* Good app easy and safety ## Frequently asked questions about Raiz ### What can I do with the Raiz mobile banking app? The app allows you to manage your accounts, apply for loans and credit cards, view your credit score, manage your cards, deposit checks, set up automatic payments, and monitor your financial wellness with budgeting tools. It also features a virtual financial assistant named Archie. ### Is the Raiz app secure? Yes, the app offers enhanced security features such as Touch ID or Face ID compatibility for login. It also includes an integrated card management feature to help fight fraud. ### How can I track my spending and savings with this app? The app provides tools to improve your financial wellness, including savings goals and budgeting tools. You can also set up alerts and notifications to keep track of payments and avoid extra fees. ### Can I link accounts from other banks to this app? Yes, you can link accounts from other financial institutions for easy monitoring within the app. This allows for a consolidated view of your finances. ### Is the app available in multiple languages? Yes, the app allows you to view your accounts and statements in both English and Spanish, making it accessible to a wider range of users. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-19 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4022.0.0 — 2026-07-23 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.2.0 — 2026-06-23 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-09 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.0.2 — 2026-05-04 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*