# Raqami Islamic Digital Bank — Banking at your fingertips > Secure, Shariah-compliant digital Islamic banking for Pakistan. (iPhone/iPad app by Raqami Islamic Digital Bank Limited.) - Source: https://appshunter.io/ios/app/raqami-islamic-digital-bank/id6745778804 (this page in markdown: same URL + `.md`) - Developer: [Raqami Islamic Digital Bank Limited](https://appshunter.io/developer/1813826814) - Category: Finance - Price: Free - Rating: 4.50/5 from 17 App Store ratings · 4 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 195 MB - Languages: American English - Released: 2026-02-07 - Data updated: 2026-08-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/raqami-islamic-digital-bank/id6745778804/reviews.md ## What is Raqami Islamic Digital Bank? Raqami Islamic Digital Bank digital banking app is designed to deliver a secure, seamless, and modern Islamic banking experience in Pakistan — jo tum chaho. Backed by leading institutional investors Pakistan Kuwait Investment Company (Private) Limited and Enertech Holding Company, KSC, a subsidiary of the Kuwait Investment Authority — one of the world’s oldest and largest sovereign wealth funds — Raqami combines global institutional credibility with deep local understanding and expertise. Built in line with Shariah principles, SBP digital banking regulatory framework, and local financial needs, Raqami helps you use, spend, and save your money with clarity and confidence. ________________________________________ Open Your Islamic Bank Account Online • Fully digital account opening in under 5 minutes • No paperwork, no branch visits • Open a secure Islamic savings account anytime, anywhere ________________________________________ Secure Digital Islamic Banking • Biometrically secured banking app, bound to your device • Bank-grade security aligned with SBP digital banking regulatory framework • A trusted Islamic digital bank in Pakistan designed to protect your identity and funds ________________________________________ Grow Your Money the Shariah-Compliant Way • Highest Islamic savings profit rates • Monthly profit credited on the 1st of every month • Digital Islamic Term Deposits directly from the app • Profit disbursed on the same day of maturity • Pakistan’s first Shariah-compliant 7-Day Digital Term Deposit with no delay in profit disbursement ________________________________________ Everyday Banking Made Simple • Free PayPak Debit Card, accepted at all ATMs and POS machines across Pakistan • Withdraw up to PKR 100,000 in a single transaction from Askari Bank ATMs • Eco Friendly Debit Card, recyclable material used for producing cards, supporting sustainability and responsible banking • Free money transfers via Raast • Smart routing with automatic switch to 1LINK if required ________________________________________ Higher Limits, Less Friction • No additional KYC for opening additional accounts • Enjoy up to PKR 10 million daily transaction limit from the mobile banking app • Designed for high-value, secure digital banking in Pakistan ________________________________________ Always Available Support • 24/7 customer support • Call us anytime at 051-111-727-264 ________________________________________ Built with bank-grade security, powered by Islamic principles, and thoughtfully designed for everyday life in Pakistan, Raqami Islamic Digital Bank keeps your mobile banking simple, secure, and on your terms with best profit disbursement routine. Download Raqami Islamic Digital App today and experience the future of digital Islamic banking in Pakistan. ## Key features - Fully digital account opening - Shariah-compliant savings and term deposits - Biometrically secured banking - Free PayPak Debit Card - Free money transfers via Raast - 24/7 customer support ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/raqami-islamic-digital-bank/id6745778804/reviews.md ### 1/5 — Account opening error *2026-04-10* When I open account first time did not go from number stuck on it general error **Developer response:** Appreciate your feedback. Kindly send us your details to complaints@raqamidigital.com or call us at 051-111-727-264 so that we may guide you further. ### 5/5 — Fantastic Experience *2026-02-09* Account opening process is very simple and application interface is fast, user-friendly, and easy to understand. Overall, my experience has been excellent ### 5/5 — Unable to order Founder Card *2026-02-09* I can’t see any option to order founder card as i receive the email. It’s just showing a simple Paypak card to order on my address ### 1/5 — Can’t even create an account *2026-02-07* It gives “No internet connection” error despite having a working internet connection. ## Frequently asked questions about Raqami Islamic Digital Bank ### How do I open an account with Raqami? You can open a secure Islamic savings account fully digitally in under 5 minutes through the Raqami app. There is no paperwork or need to visit a branch. ### What are the profit rates for savings with Raqami? Raqami offers the highest Islamic savings profit rates, with monthly profit credited on the 1st of every month. Profit is disbursed on the same day of maturity. ### Is Raqami secure? Yes, Raqami is a biometrically secured banking app bound to your device, with bank-grade security aligned with the SBP digital banking regulatory framework. It is designed to protect your identity and funds. ### What everyday banking features does Raqami offer? Raqami provides a free PayPak Debit Card accepted at all ATMs and POS machines in Pakistan, free money transfers via Raast, and smart routing for transactions. ### What are the transaction limits with Raqami? You can enjoy up to PKR 10 million daily transaction limit from the mobile banking app. There are no additional KYC requirements for opening additional accounts. ### What devices does Raqami support? Raqami is currently supported on iPhone and iPod devices. ### How often is Raqami updated? The latest version of Raqami is 1.1, and it was last updated on March 3, 2026. Updates ensure the app remains secure and functional. ### Does Raqami have ads? No, Raqami does not contain advertisements, providing an ad-free banking experience. ## Version history (last 5 releases) ### 1.9 — 2026-08-03 We’ve updated our security certificates to help keep your connection safe and reliable. This version also includes minor performance and stability improvements. ### 1.8 — 2026-07-15 This update includes minor experience improvements, and general stability enhancements for a smoother app experience. ### 1.7 — 2026-06-25 - Account certificate downloads are now available for balance, WHT, Zakat deduction and account maintenance certificates. - Missed call verification has been added as an alternate mobile number verification method for customer onboarding. - We’ve also improved document scanning, biometric login, MPIN recovery, notifications, bill payments, security checks, QR payments, transfers and error messaging. ### 1.6 — 2026-05-22 • Added Card PIN Reset feature for easier and more secure card management • Introduced account upgrade functionality for L1 users • Enhanced overall user experience and app performance • Fixed various issues and improved app stability for a smoother banking experience ### 1.5 — 2026-05-21 • Added Card PIN Reset feature for easier and more secure card management • Introduced account upgrade functionality for L1 users • Enhanced overall user experience and app performance • Fixed various issues and improved app stability for a smoother banking experience ## Apps similar to Raqami Islamic Digital Bank | App | Rating | Price | Category | | --- | --- | --- | --- | | [NCConnect](https://appshunter.io/ios/app/ncconnect/id1438628771) | 5.0 (1) | Free | Finance | | [Askari Digital Acc Opening App](https://appshunter.io/ios/app/askari-digital-acc-opening-app/id6739287661) | 5.0 (1) | Free | Finance | | [Payvay](https://appshunter.io/ios/app/payvay/id6753979642) | — | Free | Finance | | [Pocket $](https://appshunter.io/ios/app/pocket/id6759075000) | 4.8 (16) | Free | Finance | | [Finqalab](https://appshunter.io/ios/app/finqalab/id6444642084) | 4.0 (13) | Free | Finance | | [HBL Microfinance](https://appshunter.io/ios/app/hbl-microfinance/id1463030414) | 3.3 (20) | Free | Finance | ## Related topics [raqami](https://appshunter.io/ios/topics/raqami) · [raqami islamic digital bank](https://appshunter.io/ios/topics/raqami-islamic-digital-bank) · [raqami bank](https://appshunter.io/ios/topics/raqami-bank) · [pakistan bank](https://appshunter.io/ios/topics/pakistan-bank) · [dhofar islamic](https://appshunter.io/ios/topics/dhofar-islamic) · [islamic finance bank](https://appshunter.io/ios/topics/islamic-finance-bank) · [hejaz islamic mobile access](https://appshunter.io/ios/topics/hejaz-islamic-mobile-access) · [ajman bank one corp](https://appshunter.io/ios/topics/ajman-bank-one-corp) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*