# Rat Race 2 - Investing Game — Real Estate & Stock Market Sim

> Financial simulation game teaching money management, investing, and wealth building. (iPhone/iPad app by Pradeep Kumaran Ramamoorthy.)

- Source: https://appshunter.io/ios/app/rat-race-2-investing-game/id1586453489 (this page in markdown: same URL + `.md`)
- Developer: [Pradeep Kumaran Ramamoorthy](https://appshunter.io/developer/1558699679)
- Category: Games, Education, Simulation, Strategy
- Price: Free with in-app purchases
- Rating: 4.79/5 from 719 App Store ratings · 102 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 94 MB
- Languages: English
- Released: 2022-01-03
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/rat-race-2-investing-game/id1586453489/reviews.md

## What is Rat Race 2?

Experience the real world money problems and find solutions!

Pay expenses, Collect Incomes, Pay off loans, manage cashflow, Buy Stocks, invest in share market, real estate, mutual funds, fixed deposits and recurring deposits and get to know how to play the money game in real life.

Get used to the working of money !

Rat race 2 brings you the thrill of investing, banking, auctions, stock exchange and real estates and makes you ready for the real world money problems. We teach you money management, financial education, wealth management, business skills, cashflow management and so on by giving you real life examples and making you solve their problems.

Come out of the fear of investing !

Test your financial skills and knowledge by solving the real life problems. Practice out your future plans on handling your wealth or saving money or spending money. Simulate your life, get experience and formulate a better plan.

Single Player – 35+ levels !

Each level has a different perspective on money. We took stories from real life and made it into a game for you to solve. Levels are ranked from easy to hard depending on your money making skills. We have 4 modules, one is “ESCAPE RAT RACE” in which you will concentrate on how to save money and get out of your rat race. Second module is “GET RICH” where you would formulate plans to buy costly properties in given time. Here you would have to buy real estate properties and achieve the dream of the protagonist.  Third is "Story Mode", every year story takes a turn, income, expense, assets and loans will change and you have to adapt. Fourth is "Choice Mode" where every year story takes a turn, but you decide which way to go.Each level has a different perspective on money. We took stories from real life and made it into a game for you to solve. Levels are ranked from easy to hard depending on your money making skills. 

Single Player – Free Run !

Free run is the place where you will really test your financial skills. Here you can go till eternity and see what it is like. Check out what happens if you are rich, struggling or poor and you have infinite time to spend on loans, stock market, real estates, mutual funds, fixed deposits and recurring deposits.

Custom Free Run !
Here you can create your own world with your money problems and investments. Give a free run for your life and see what it is like. Feed in your current state of your life and predict your future. Learn financial tips and tricks on your own. Try out your different strategies and find out the best strategy you can make of. Design your own monopoly for your life.

Multiplayer Mode – Play with your friends !
This is the greatest feature of Rat Race 2. Two or any number of players can host a multiplayer game and compete for the leader board. Each player can plot their own strategies to manage their cashflow. Players compete in an auction to buy real estate properties. The player who has the best strategy on finance and real estates wins the game.

Learn the monopoly of the real world !

Rat Race 2 gives you the cool experience of a good board game at the same time it teaches you the real life money management skill which you can implement in your life. Players playing this game will be interested in passive income and cashflow management.

Become An Entrepreneur !

This game teaches you the importance of being an entrepreneur and the solutions to the problems faced by an entrepreneur. This game answers the most important question: How To Become An Entrepreneur?

Available in 15+ Currencies

This game can be played in any currency you wish.  Even if your currency is not listed, there is no problem. You can choose "CUSTOM" and type the equivalent value of 1 rupee in your currency and you are good to go.

Game works in .. 
Indian Rupee INR ₹
US Dollar USD $
Australian Dollar AUD A$
Canadian Dollar CAD C$
Vietnamese Dong ₫
Euro €
Franc ₣
Naira ₦
Peso ₱
Pound £
Rand R
Ringgit RM
Rupiah Rp
Shilling /-
Yen ¥
and CUSTOM

## Key features

- Real-world financial simulation
- Stock market and real estate investing
- Cashflow and loan management
- Multiple game modes (Story, Choice, Free Run)
- Customizable game scenarios
- Multiplayer competition

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| single | $1.99 | one-time |
| Ad Free Premium | $3.99 | one-time |
| Lite Multiplayer | $1.99 | one-time |
| Zero Ads | $0.99 | one-time |


## What do users think of Rat Race 2?

Overall sentiment: positive

**Pros**

- 👍 Great game for learning about finance
- 🚀 Addictive and fun gameplay
- 💡 Interesting scenarios and challenges
- 🚀 Simple and easy to understand

**Cons**

- 🐛 Bugs and crashes affecting gameplay
- 🐛 Issues with saving progress and loading
- 🐛 Unresponsive buttons and UI elements
- 🔋 Ads can be intrusive and disruptive

**Commonly reported bugs**

- Game freezes or crashes after certain actions
- Inability to withdraw investments or access certain features
- Inconsistent behavior of buttons and UI elements
- Compatibility issues on certain devices

**Most requested features**

- More customization options for gameplay
- Expanded investment opportunities (loans, credit cards, etc.)
- Improved tutorial and guidance for new players
- Ability to play own music during gameplay

## Recent user reviews (10 of 102)

All indexed reviews: https://appshunter.io/ios/app/rat-race-2-investing-game/id1586453489/reviews.md

### 3/5 — Broken but still fun

*2026-06-08, version 1.6.9*

I really like the concept of the game and the mechanics are good. It is a fun way to learn about personal finance. Unfortunately, many aspects of the app are inaccessible. I tried to buy the app but even that functionality wasn’t working. It’s a pity because I do like the app. I even got one of my teenagers to start playing it. But it’s odd having to teach my kid how to work around the broken aspects of it.

### 3/5 — Check the interest of SIP

*2026-05-17, version 1.6.9*

The formula of SIP is not correct.

### 5/5 — Need more levels

*2026-04-01, version 1.6.9*

Awesome game 5 starts! But I finished it all up and it would be so nice to have new levels every few months or so

### 5/5 — Great game

*2026-02-23, version 1.6.9*

As a day trader and entrepreneur, this is a GREAT game.

### 4/5 — Great Game but need some updates.

*2025-12-21, version 1.6.9*

There are few bugs to be fixed which are really annoying while playing as it ruins all your progress. It is really interesting game but needs little more options and designing.
If you are serious with this game I can discuss with you and help as what might needed. Thanks.

### 3/5 — not saving

*2025-10-18, version 1.6.9*

the game isn’t saving my free play progress past 24 months

### 4/5 — Key problem in the game

*2025-10-16, version 1.6.9*

Good game, but there’s one key thing it got wrong. When you have a loan with interest over 0%, paying it off in advance won’t change the EMI. This is because your EMI is calculated with the original principle. However, I don’t think this is how paying off loans in the reality works. 

The other problem is that some characters are not able to buy stocks. I understand that it may bring different contexts and challenges, but this does make certain scenarios very hard to play, such as the Ponzi Scheme Victim. By the way the aim that one needs to make money in certain way is absurd: money is money, and bonds profit is the same as fixed deposits profit.

### 5/5 — Awesome Cashflow Game!

*2025-07-06, version 1.6.8*

I started this after losing my rich dad cd game; this is really fun, and I think every money manager for finances probably has these types of questions to answer in class and text books.  This helps the non-finance majors get a video game experience to learn about the same routine investments that helped others reach their goals!!! :-)

### 5/5 — Game is simple and fun

*2025-07-04, version 1.6.8*

Very educational, great for learning and thinking productively with your money. Play with your family, spouse, and kids!

### 5/5 — Nice game

*2025-06-10, version 1.6.7*

I don’t write reviews usually. But this is a simple game to understand our own approach to life through these simulations and choices

## Frequently asked questions about Rat Race 2

### What is Rat Race 2 - Investing Game?

Rat Race 2 is a mobile game that simulates real-world financial challenges. It allows players to practice managing cash flow, paying expenses, collecting income, and making various investments like stocks, real estate, and mutual funds. The game aims to teach users about money management and financial education through interactive gameplay.

### What are the key features of this app?

Key features include simulating real-world money problems, investing in stocks, real estate, mutual funds, and fixed deposits, and managing cash flow. It offers multiple game modes like 'Escape Rat Race', 'Get Rich', 'Story Mode', and 'Choice Mode', along with a 'Free Run' mode for endless play and a 'Custom Free Run' to create personalized scenarios. A multiplayer mode allows users to compete with friends.

### Is Rat Race 2 - Investing Game free to play?

The application is free to download and play. However, it does offer in-app purchases, which players can utilize to enhance their gameplay or progress. The presence of ads also supports the free-to-play model.

### What kind of financial concepts does the app teach?

The app teaches a wide range of financial concepts, including money management, financial education, wealth management, business skills, and cashflow management. It uses real-life examples and problem-solving scenarios to help players understand how money works and how to make better financial decisions.

### Can I play this game with friends?

Yes, the app features a multiplayer mode where two or more players can host a game and compete against each other. Players can strategize their cashflow management and participate in auctions for real estate properties, with the goal of outperforming their opponents financially.

## Version history (last 5 releases)

### 1.6.9 — 2025-07-21

Major Updates
5 more super interesting levels in Get Rich module for you to enjoy.
App is now available in Japanese, Russian & German.
Some minor improvements
Max stock button will now consider your expenses while calculation
Join Auction doesn't require paying expenses
Release notes provided for 6 of 6 languages

### 1.6.8 — 2025-06-24

Major Updates
5 more super interesting levels in Get Rich module for you to enjoy.
App is now available in Japanese, Russian & German.
Some minor improvements
Max stock button will now consider your expenses while calculation
Join Auction doesn't require paying expenses

### 1.6.7 — 2025-06-01

Fixed issue preventing withdrawal of Mutual Funds profits

### 1.6.6 — 2025-05-27

5 new exciting levels added in escape rat race module - more yet to come !

### 1.6.5 — 2025-03-24

Resolved an issue with the Programmer Choice Level for a smoother experience.

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## More apps by Pradeep Kumaran Ramamoorthy

- [Rat Race - Money Game](https://appshunter.io/ios/app/rat-race-money-game/id1558699677)
- [Flames - Love Test By Name](https://appshunter.io/ios/app/flames-love-test-by-name/id1577113598)
- [BINGO - A Simple Board Game](https://appshunter.io/ios/app/bingo-a-simple-board-game/id1592889188)
- [Make Your Own Biz Board Game](https://appshunter.io/ios/app/make-your-own-biz-board-game/id1667187427)
- [Plan My Day and Plan My Time](https://appshunter.io/ios/app/plan-my-day-and-plan-my-time/id6755901824)

All apps by Pradeep Kumaran Ramamoorthy: https://appshunter.io/developer/1558699679

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
