# RateClarity — Contractor Pay & IR35

> Contractor Pay & IR35 (iPhone/iPad app by Adam Davies.)

- Source: https://appshunter.io/ios/app/rateclarity/id6759100342 (this page in markdown: same URL + `.md`)
- Developer: [Adam Davies](https://appshunter.io/developer/1851234491)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 18.6 · 5 MB
- Languages: American English
- Released: 2026-03-06
- Data updated: 2026-09-01
- User reviews in markdown: https://appshunter.io/ios/app/rateclarity/id6759100342/reviews.md

## What is RateClarity?

Financial clarity for UK contractors.

RateClarity helps you understand what you’ll actually earn before you accept a contract and after you’ve been paid.

Whether you’re inside IR35, outside IR35, or working through an umbrella company, RateClarity gives you clear insight into your contractor finances.


Forecast your take-home

Compare day rates and see how income tax, National Insurance and deductions affect your real earnings.

Model different scenarios before signing a contract so you can make informed decisions with confidence.


Understand IR35 impact

See the financial difference between inside and outside IR35 engagements.

RateClarity shows how tax treatment changes your net pay, helping you evaluate offers properly.


Verify umbrella payslips

Check deductions, umbrella margins and holiday pay calculations.

Spot discrepancies and understand exactly where your money is going.


Built for UK contractors

Uses current UK tax bands and contractor-specific logic designed around real-world umbrella and PAYE structures.

RateClarity does not replace professional advice.
It gives you clarity so you can ask better questions and make better decisions.

Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in App Store settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/


## Version history (last 1 release)

### 1.0 — 2026-03-06

No release notes.

## More apps by Adam Davies

- [Debits: Direct Debit Tracker](https://appshunter.io/ios/app/debits-direct-debit-tracker/id6754982087)
- [Dash: Vehicle Maintenance App](https://appshunter.io/ios/app/dash-vehicle-maintenance-app/id6755795461)
- [Shard: Notes & Capture](https://appshunter.io/ios/app/shard-notes-and-capture/id6758519331)

All apps by Adam Davies: https://appshunter.io/developer/1851234491

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*