# RateWatch — user reviews > 40 indexed App Store user reviews of RateWatch by Mortgage Coach, rated 3.90/5 from 137 ratings. - Source: https://appshunter.io/ios/app/ratewatch/id888906343/reviews - App overview in markdown: https://appshunter.io/ios/app/ratewatch/id888906343.md - Rating breakdown: 5★ 81 · 4★ 21 · 3★ 6 · 2★ 4 · 1★ 25 ## Newest reviews (10 of 40) ### 3/5 — Needs Serious Work *2023-04-05, version 1.4.04* Since the desktop version has been discontinued, the app needs to be seriously revised to at least have the functionality of the desktop version. Two things, especially stick out as deficiencies in the app: first of all, when you close the app, the settings revert back to the defaults so every time you open the app you have to reset the settings to your personal specifications. Secondly, the trend lines especially the 10 day moving average are close to invisible. ### 3/5 — Great App but has been inconsistent lately *2020-01-30, version 1.3.13* Have relied on this App but lately seems to drop its data feed. Have to double check that it’s right ### 4/5 — Good buffers sometimes *2017-05-22, version 1.2.32* Good rate watching app. ### 4/5 — Great way to know what is going on *2015-05-06, version 1.2.0* This app has save my clients money and myself as well by know where the mbs is at, at all times. ### 5/5 — Great App *2015-04-10, version 1.1.7* Highly recommend this app. It keeps you and your clients up to speed with market movement. ### 5/5 — Mortgage Lender *2015-04-09, version 1.1.7* There is no better way to keep your eye on the movement in mortgage back securities. I do not leave home without it!!! ### 5/5 — This is a must if you are a mortgage professional *2015-04-02, version 1.1.7* This is a must-have program to reference. It keeps your finger on the pulse every trading day. When you are advising clients to lock or float it is critical to know what the market is doing and where it's headed. Have been using this program for over four years with excellent results. ### 5/5 — MLO *2015-04-01, version 1.1.7* A profoundly powerful mobile app that helps to quickly and easily develop a differentiating moment with both clients and referral partners. Helping demystify the technicals in non-granular conversation speeds the development of trust and confidence. It's fun, too! Thank you to all at Mortgage Coach! ### 5/5 — Wow! *2015-03-27, version 1.1.7* Great and valuable tool to keep current on mortgage interest rate trends and to share them with my clients and referral partners. I have absolutely relied on the desktop version of RateWatch since it was introduced. It's great to be able to access it on my mobile devices. Thanks Mortgage Coach! As usual, you live up to your name, Wow Tools! ### 4/5 — Great tool! *2015-03-19, version 1.1.7* Awesome app! It helps me stay up to date with the market and keeps me informed when clients have viewed my presentations. ## Most critical reviews (10 lowest-rated) ### 1/5 — Can’t use *2025-04-08* I can’t register for an account once I download ### 1/5 — Username? *2022-10-12, version 1.3.30* Username required but does not allow you to create one to use the app. ### 1/5 — Did not get far before facing issues *2021-11-18, version 1.3.28* Downloaded the app. Opened it up. Was forced to log in immediately. No option to create an account. No option to continue as a guest. Welp, that was totally useless. Deleted. ### 1/5 — Only a Login Screen... *2020-10-01, version 1.3.25* Login screen with no ability to setup an account or access anything other than a terms link that has a 404 error. ### 1/5 — Deceiving *2020-04-30, version 1.3.21* Agree with bud1057. Also a one star for the same reasons. ### 1/5 — Misleading *2020-04-24, version 1.3.21* It’s a trick to get you to sign up for an expensive subscription. ### 1/5 — Confused *2019-10-19, version 1.3.13* Doesn’t give the option to continue without logging in which is typical but doesn’t give the option to create a login. No option to contact or anything else So.... ### 1/5 — Not A Free App *2019-09-27, version 1.3.10* Just wanted an app to browse mortgage rates. This just shows you a login screen to an app you can’t log into. They should make it clear that this is an app for a suite of tools that you sign up for externally to the App Store. ### 1/5 — Too expensive ! *2017-12-07, version 1.2.33* Looks like a free app and I was hoping to get daily rate quotes to help me decide when to lock in my new mortgage but the only screens i can get to are a login screen and a terms screen 3 times longer than my mortgage papers! So I went to the website to see how to get a login id and it says that signing up is $90 a month! So much for a free app! The app description says nothing about a subscription fee so even though I never actually got in to see it’s features I had to rate it one star for being deceptive and expensive. ### 2/5 — Some improvements I’d like to see *2021-06-07, version 1.3.28* I agree with some others have said. It does tend to drop out or glitches and always seems like it’s on days where critical economic news comes out where we really need the real time updates to the coupons. I have one major complaint and that is I am only offered to see coupons 3-6 under the parameters and the app in general always lags behind the industry in which coupon it defaults to tracking. For example, right now the industry is tracking the 2.5 coupon for umbs, but RateWatch continues to default to the 2.0 coupon. I wish it would fall in line with either MBS tracking systems that are available to mortgage professionals. ## Most praised reviews (10 highest-rated) ### 5/5 — The juice is worth the squeeze! *2021-01-18, version 1.3.27* Great app! This is not for the JV Loan Originator you are at Pro Originator Level now. Mortgage Coach is a must! ### 5/5 — VP & MLO *2020-05-08, version 1.3.23* Love! Makes it so easy to show my clients they can depend on me for much more than just a rate quote. ### 5/5 — Candlesticks are straight fire *2017-06-14, version 1.2.32* Pun intended. ### 5/5 — Rate Watch *2016-10-31, version 1.2.30* Timely information is available when it is needed. Otherwise an opportunity could be missed. Current information always helps clients make informed decisions ### 5/5 — Ratewatch *2016-02-22, version 1.2.13* Great tool to make money. ### 5/5 — Works as advertised *2016-02-08, version 1.2.13* Does what it says ### 5/5 — A Must Have for Top Mortgage Pros *2015-09-11, version 1.2.8* There are a lot of ways to be at the top of your game in the Mortgage business but this tool sure makes it easier. This comes from a firm that cares first about the Loan Officer and the experience the client has with that L/O. RateWatch is easy to use and can easily be screen shot and shared with your clients and referral partners that may need to see it to believe it. I am thankful that I have this weapon in my arsenal to eliminate my competition at the first sight of having any, Thank you Mortgage Coach and Wow Tool, once again, I am a winner :) MJB ### 5/5 — Great App *2015-06-12, version 1.2.4* Helps me keep my finger on the pulse of the market. Just wish it had a feature that could be predictive of the market :-) ### 5/5 — Rate watch *2015-06-01, version 1.2.4* So easy to get a quick heads up on the bond market. Use it every day. ### 5/5 — Rate watch is great *2015-05-28, version 1.2.4* The best part is easy to use, you get the information you need in seconds and you can share with clients so that they can make informed mortgage rate decisions. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*