# RateWise - Cards & Loan Helper — Credit card and Loan helper > Credit card and Loan helper (iPhone/iPad app by DELOS CREATOR HUB COMPANY LIMITED.) - Source: https://appshunter.io/ios/app/ratewise-cards-and-loan-helper/id6496865016 (this page in markdown: same URL + `.md`) - Developer: [DELOS CREATOR HUB COMPANY LIMITED](https://appshunter.io/developer/1741202484) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 16.2 · 115 MB - Languages: English, Vietnamese - Released: 2024-04-14 - Data updated: 2026-09-09 - User reviews in markdown: https://appshunter.io/ios/app/ratewise-cards-and-loan-helper/id6496865016/reviews.md ## What is RateWise? Welcome to RateWise – your personal finance companion that makes managing credit cards and loans simple and smarter. Whether you’re tracking statements, calculating interest, planning loan repayments, or exploring the right credit card, RateWise has you covered. Key Features: • Statement Tracking: Keep all your credit card statements organized in one place • Payment Due Reminders: Get timely alerts so you never miss a payment • Loan Monitoring: Quickly check your loans with a clear, intuitive interface – no bank app login required • Credit Card Interest Calculator: Instantly estimate interest on unpaid balances and make informed decisions • Loan Repayment Planner: Visualize and plan your repayment schedule with ease before visiting the bank • MCC Lookup: Enter a 4-digit MCC code to instantly identify the transaction type and spending category • Card Explorer: Understand annual fees, cashback rates, rewards, and benefits across different credit cards Take control of your finances and unlock smarter money management with RateWise. Terms of Use: https://www.ratewiseapp.com/termsofuse.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro - Monthly | $1.99 | per month | | Elite - Yearly | $9.99 | per year | | Premium - 6 Months | $6.99 | per 6 months | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | RateWise One Time - Card | $29.99 | one-time | | RateWise One Time - Loan | $29.99 | one-time | | RateWise One Time - All | $49.99 | one-time | ## Version history (last 5 releases) ### 2.2.7 — 2026-08-31 More banks, more cards — we've added a big batch of new banks and fresh card collections for dining, travel, medical and insurance. Better reminders — notifications are more reliable and better timed, and the stuck app icon badge is gone. General UI Improved ### 2.2.6 — 2026-03-03 RateWise now is yours: Introducing Unlimited Tier: Pay once, unlock forever unlimited card slot or loan slots, or both. Spend your credit card wise again. ### 2.2.5 — 2025-10-07 Check out the new bank card bundle! It’s got a cool feature called the whole new timeline. It lets you see all your upcoming financial obligations at a glance. And there are some other improvements too. ### 2.2.4 — 2025-09-21 2 bundle of credit cards added: OCB and LPBank ### 2.2.3 — 2025-09-02 Add your card promos, cashback categories, and % to always know the best card for every payment. New MCC Lookup: quickly check merchant codes to match with your card rewards. ## Apps similar to RateWise | App | Rating | Price | Category | | --- | --- | --- | --- | | [Comperia - choose and get](https://appshunter.io/ios/app/comperia-choose-and-get/id6503289608) | — | Free | Finance | | [LoanMate](https://appshunter.io/ios/app/loanmate/id6762553472) | — | Free | Finance | | [Smart Loan Payoff Calculator](https://appshunter.io/ios/app/smart-loan-payoff-calculator/id6754951165) | — | Free | Finance | | [Ví Xanh](https://appshunter.io/ios/app/vi-xanh/id6748898942) | 5.0 (1) | Free | Finance | | [Jenfi](https://appshunter.io/ios/app/jenfi/id6757024125) | — | Free | Finance | | [Mortgate Planner](https://appshunter.io/ios/app/mortgate-planner/id6757183005) | 5.0 (1) | Free | Finance | ## More apps by DELOS CREATOR HUB COMPANY LIMITED - [Splitly - Split my bills](https://appshunter.io/ios/app/splitly-split-my-bills/id6739765338) - [Tider Photo Cleaner](https://appshunter.io/ios/app/tider-photo-cleaner/id6741352529) All apps by DELOS CREATOR HUB COMPANY LIMITED: https://appshunter.io/developer/1741202484 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*