# RateWise: Credit Card Reminder — Due dates, statements & loans

> Due dates, statements & loans (iPhone/iPad app by DELOS CREATOR HUB COMPANY LIMITED.)

- Source: https://appshunter.io/ios/app/ratewise-credit-card-reminder/id6496865016 (this page in markdown: same URL + `.md`)
- Developer: [DELOS CREATOR HUB COMPANY LIMITED](https://appshunter.io/developer/1741202484)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.2 · 75 MB
- Languages: American English, Vietnamese
- Released: 2024-04-14
- Data updated: 2026-11-12

## What is RateWise?

Never pay a late fee or card interest by accident.
Paste a bank SMS and RateWise saves the statement, due date and minimum in a second.
See every card and loan payment for the month in one place, with a reminder before each due date.

WHAT YOU CAN DO
• Paste a bank SMS: RateWise reads the statement balance, due date and minimum payment for you. Or type or say it in your own words.
• Timeline: every due date this month in one view. Mark what you paid and see what comes next.
• Reminders: a notification before each statement and payment due date.
• Which card to use today: days until each card's next statement, so you know which one gives you the most time to pay.
• Card health: where your balance is heading, what it costs you, and a plan to pay it off.
• Loans: every monthly payment, the full schedule and how far along you are.
• Widgets: your next statement and due date on the Home Screen.
• Hide amounts: tap the eye to blur every number.
• Tools: loan calculator, card interest calculator, loan comparison and MCC code lookup.

PRIVATE BY DESIGN
Your cards and loans stay on your iPhone. No bank login and no account linking.

RATEWISE PREMIUM
RateWise is free for up to 3 cards and 3 loans. Premium plans add room for up to 20 of each, or unlock unlimited with a one-time purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your Apple Account settings.

Terms of Use: https://www.delos.com.vn/legal
Privacy Policy: https://www.delos.com.vn/legal
Terms of Use (Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro - Monthly | $1.99 | per month |
| Elite - Yearly | $9.99 | per year |
| Premium - 6 Months | $6.99 | per 6 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| RateWise Unlimited | $24.99 | one-time |
| Unlimited Cards | $29.99 | one-time |
| Unlimited Loans | $29.99 | one-time |


## Is RateWise safe?

Not enough ratings yet to assess RateWise.

## Is RateWise legit?

RateWise: Credit Card Reminder appears to be a legitimate app. The AppsHunter Legitimacy Score for RateWise is 85 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 3.0.0 — 2026-11-10

• New: paste a bank SMS, or type or say it, and RateWise saves your statement, due date and minimum.
• Card health: see where each balance is heading and a plan to pay it off.
• Timeline: the whole month at a glance. Log payments right from the list.
• Reminders now follow your statements, with a "Remind me tonight" option.
• Redesigned Tools: more accurate loan and card maths, plus a Compare mode.
• Fresh widgets, card and loan screens.

### 2.2.8 — 2026-09-12

Fix notification bug

### 2.2.7 — 2026-08-31

More banks, more cards — we've added a big batch of new banks and fresh card collections for dining, travel, medical and insurance. 
Better reminders — notifications are more reliable and better timed, and the stuck app icon badge is gone.
General UI Improved

### 2.2.6 — 2026-03-03

RateWise now is yours: Introducing Unlimited Tier: Pay once, unlock forever unlimited card slot or loan slots, or both.
Spend your credit card wise again.

### 2.2.5 — 2025-10-07

Check out the new bank card bundle! It’s got a cool feature called the whole new timeline. It lets you see all your upcoming financial obligations at a glance. And there are some other improvements too.

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## More apps by DELOS CREATOR HUB COMPANY LIMITED

- [Splitly: Split Group Expenses](https://appshunter.io/ios/app/splitly-split-group-expenses/id6739765338)
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All apps by DELOS CREATOR HUB COMPANY LIMITED: https://appshunter.io/developer/1741202484

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-12.*