# Ratto - Budget Expense Tracker — Private fast no bank account > Private budget expense tracker with custom categories, alerts, and local data storage. (iPhone/iPad app by Arnaud D'angelosante.) - Source: https://appshunter.io/ios/app/ratto-budget-expense-tracker/id6446061642 (this page in markdown: same URL + `.md`) - Developer: [Arnaud D'angelosante](https://appshunter.io/developer/1675740380) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 13.0 · 54 MB - Languages: French (France), German (Germany), American English, European Spanish, Italian, European Portuguese - Released: 2023-03-05 - Data updated: 2026-08-25 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/ratto-budget-expense-tracker/id6446061642/reviews.md ## What is Ratto? Ratto, the efficient and 100% private budget management app! Add your expenses and incomes in just a few taps, create your budgets, and instantly see where your money is going! Supported languages : English, French, Spanish, Portuguese, German, Italian MAIN FEATURES • Monthly budgets by category • Custom categories and tags • Recurring expenses (subscriptions, rent, etc.) • Tracking notifications • Alerts when you exceed your budget • Monthly and yearly balance • Progress bars and colorful charts • Fully customizable search and filters • Multiple profiles (personal, couple, work, etc.) • Multi-currency support (€ , $ , £ , etc.) • CSV export • 100% secure: no data ever leaves your device RATTO IS MORE THAN A BUDGET APP It’s your personal financial companion! Every expense becomes clear, every dollar finds its purpose. Try it and discover how managing your money can become simple, visual, and stress-free. SECURITY & PRIVACY Ratto does not collect any personal data. Everything is stored locally on your device. You keep full control of your financial information. Your data can be transferred to any device in complete privacy. GET STARTED TODAY Create your first budget, add your expenses, and visualize your savings from the very first minute. Ratto helps you take back control of your money — simply, visually, and privately. SUPPORT & FEEDBACK Your ideas matter! Ratto continuously evolves thanks to your feedback. Leave a review and rate the app! Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Monthly budgets by category - Custom categories and tags - Recurring expense tracking - Budget exceeded alerts - Monthly and yearly balance visualization - Multi-currency support - CSV export - 100% secure local data storage ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Full Access | $0.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Full Access | $24.99 | one-time | ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/ratto-budget-expense-tracker/id6446061642/reviews.md ### 5/5 — Excellent *2026-05-21* Après plusieurs années à suivre mon budget sur Excel… Cette application a vraiment simplifié ma façon de faire mes comptes. Merci de garder les données privées, c’est un vrai plus par rapport aux autres app… C’est rare de nos jours ! ### 5/5 — Je recommande ! *2026-05-06* Merci d’avoir créé une appli aussi design, simple d’utilisation et qui ne collecte aucune donnée ! J’adore les différentes fonctionnalités, on peut même créer plusieurs profils et choisir les devises (parfait pour gérer mes budgets pro/perso). Le récap mensuel/annuel est super clair, on visualise en un coup d’œil les dépenses et revenus. Tout est personnalisable (catégories, couleurs, …) ce qui rend l’utilisation ludique, j’adore ! ### 5/5 — J’adore ! *2026-05-05* Tout simplement la meilleure appli de gestion de budget ! Hyper simple d’utilisation, permet de suivre en un coup d’œil son budget mensuel et sa balance annuelle et en plus j’adore le design !!! L’essayer c’est l’adopter ;) ### 5/5 — Excellent *2026-04-08* Appli parfaite pour suivre efficacement son budget et de façon ludique ! Aucune donnée n’est collectée et c’est un grand plus. Merci beaucoup pour cette application! ### 5/5 — Parfait *2026-03-31* Pas grand chose à dire, l’application est minimaliste mais très efficace. Simple d’utilisation, interface jolie. Et en plus pas d’utilisation des données perso, c’est tellement rare aujourd’hui Franchement bravo au dev, et merci ! ### 4/5 — Très bien *2024-11-27* L’application est très bien facile à utiliser rapide et sans trop de sous qui servent à rien cependant j’enlève une étoile parce que j’aurais aimé pouvoir différencier deux comptes et naviguer de l’un à l’autre avec deux budgets différents voilà si jamais il y a une mise à jour à faire, je suis preneur sinon rien à dire bravo les Développeur **Developer response:** Bonjour willywarrior, merci pour votre soutien et votre proposition. Le suivi de plusieurs comptes est désormais possible dans la nouvelle version de Ratto, essayez la dès maintenant ! ### 5/5 — Utile et facile *2024-01-03* Sympa cette appli. Bien utile pour la gestion de notre budget . Avec une vue immédiate du bilan. ### 5/5 — Top ! *2023-12-07* Super appli pour gérer son compte en temps réel, Avant je le faisais sur notes mais là c’est un gain de temps énorme ! Je rentre mes dépenses en instantané et je sais tout de suite combien il me reste réellement ! Si on pouvais ajouter un compte secondaire ça serait le top ! **Developer response:** Bonjour Mathieu, merci pour votre soutien, heureux que Ratto puisse vous aider au quotidien ! Nous ferrons notre possible pour intégrer cette fonctionnalité dans une prochaine version. ## Frequently asked questions about Ratto ### What is Ratto's main purpose? Ratto is a private budget management app designed to help users easily track expenses and income, create budgets, and visualize their financial habits. It focuses on providing clear insights into where money is going. ### How does Ratto ensure user privacy? Ratto prioritizes privacy by storing all financial data locally on the user's device, meaning no personal data is collected or leaves the device. This ensures users maintain full control over their financial information. ### What are the key features of Ratto? Key features include monthly budgets by category, custom categories and tags, tracking of recurring expenses, notifications for exceeding budgets, monthly/yearly balance summaries, and colorful charts for visualization. ### Does Ratto support multiple currencies? Yes, Ratto offers multi-currency support, allowing users to track expenses and incomes in various currencies such as Euros (€), US Dollars ($), and British Pounds (£), among others. ### Can I export my financial data from Ratto? Yes, Ratto provides a CSV export feature, enabling users to easily transfer their financial data for further analysis or backup. This data can be transferred to any device in complete privacy. ### What devices is Ratto available on? Ratto is available on iPhone, iPad, and iPod devices. It is designed to be accessible across Apple's mobile ecosystem. ### How often is Ratto updated? The latest version of Ratto is 4.1, and it was last updated on June 6, 2026. The app continuously evolves based on user feedback. ### What are the subscription options for Ratto? Ratto offers a 'Full Access' subscription at $0.99 per month, which includes a 1-month free trial. This provides access to all features of the app. ## Version history (last 5 releases) ### 4.1 — 2026-06-06 • User experience improvement ### 4.0 — 2026-06-05 • Ratto Premium launch ### 3.20 — 2026-05-29 • Improve user experience ### 3.19 — 2026-05-28 • Welcome screen improvement ### 3.18 — 2026-05-21 • User experience improvement ## More apps by Arnaud D'angelosante - [Price Drop: Tracker & History](https://appshunter.io/ios/app/price-drop-tracker-and-history/id6621245639) - [Secret Number: Party Game](https://appshunter.io/ios/app/secret-number-party-game/id6765770267) All apps by Arnaud D'angelosante: https://appshunter.io/developer/1675740380 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*