# Raven: Fastest Payments — Fastest transfers and payments

> Digital bank for fast payments, savings, and financial management in Africa. (iPhone/iPad app by RAVENPAY LIMITED.)

- Source: https://appshunter.io/ios/app/raven-fastest-payments/id1572381363 (this page in markdown: same URL + `.md`)
- Developer: [RAVENPAY LIMITED](https://appshunter.io/developer/1572381365)
- Category: Finance
- Price: Free
- Rating: 4.20/5 from 1,788 App Store ratings · 190 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 100 MB
- Languages: American English
- Released: 2021-06-16
- Data updated: 2026-08-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/raven-fastest-payments/id1572381363/reviews.md

## What is Raven?

Raven, “The People’s Bank of Africa”, is a digital bank on a mission to build a financial ecosystem that caters for the banking and financial needs of individuals and businesses across Africa, starting with Nigeria.  

WHY US? 
With Raven, you unlock a world of banking convenience and enjoy: 

LOW TRANSACTION FEES: 
With Raven, there are no hidden charges to worry about. We charge a flat rate of 10 NGN on transfers, giving you the freedom to transact as much as you want at almost no cost.  

BULK TRANSFERS 
Need to send money to multiple people at once? With our bulk transfer feature, you can transfer to multiple across different banks with a single click. 

TRANSPARENT INSIGHTS 
Keep track of where your money goes using our spending insights. Know just how much you spend, and what you spend on to start budgeting efficiently. You no longer have to worry about maintenance costs, debit alerts and card delivery fees. We’re giving you the freedom to bank on your terms. 

EASY BILL PAYMENTS 
Need to pay your electricity, data, cable and airtime bills? We’ve got you covered all the way and at no added costs. And if betting is your pastime, you can easily fund your wallets with Raven.

HIGH INTEREST ON YOUR SAVINGS 
We want to help you secure your financial future, and our savings feature puts you right on track. That’s not all; you enjoy up to 14% interest per annum on your savings, think of this as an investment for the future. All you have to do is choose a savings plan that works for you.

SOCIAL BANKING AT NO COST 
Get your people set up on Raven and build your community seamlessly. Send money to your friends and family without charges using our Username transfer feature. 

PHYSICAL & VIRTUAL CARDS 
With just one click, you can create a virtual card that allows you to shop and pay bills from anywhere in the world. And soon, you can request a physical card and have it delivered to your home at no cost. 

GLOBAL ACCOUNTS 
Receive money from your friends and your clients abroad using our global account feature which is soon to be launched. Bank conveniently across borders with no limits. 

24/7 CUSTOMER SUPPORT 
Have any questions or need some help? You can reach our customer support team 24/7 via the live chat feature in-app. 

Choose the fast, safe & reliable banking partner; choose Raven! 
Download the app today.

All Deposits Are Insured By The Nigerian Deposit Insurance Corporation (NDIC). Raven is powered by Beststar MFB a Licensed MF Bank by the Central Bank Of Nigeria. “Raven” and “RavenBank” are trademarks of Ravenpay LTD.

## Key features

- Low transaction fees
- Bulk transfers
- Spending insights
- Bill payments
- High interest savings
- Virtual cards
- 24/7 customer support

## What do users think of Raven?

Overall sentiment: negative

**Pros**

- 🚀 Fast transactions
- 👍 Customer-friendly and easy to use
- 🚀 Smooth and reliable
- 👍 Clean and simple interface
- 👍 Instant payments
- 👍 Serves local and international customers

**Cons**

- 🐛 Frequent downtimes and network issues
- 🔍 Poor customer service and lack of responsiveness
- 🔍 Unreliable transfers and failed transactions
- 🔍 Funds being debited without credit or reversal
- 🔍 Accounts being banned or blocked without explanation
- 🔍 Issues with virtual cards and inability to withdraw funds

**Commonly reported bugs**

- Login issues and inability to access accounts
- Incorrect transaction history and balance display
- Compatibility problems on older devices

**Most requested features**

- Add loan section
- Improve verification and account linking process
- Enhance stability and reduce third-party downtime

## Recent user reviews (10 of 190)

All indexed reviews: https://appshunter.io/ios/app/raven-fastest-payments/id1572381363/reviews.md

### 1/5 — Failed transaction

*2026-08-07, version 2.6.80*

Have been trying to transfer money but is not working since one month now I can’t make transactions and I want to make use of the money what is the issues please work on it no network to make transactions

### 1/5 — Transfer money

*2026-08-07, version 2.6.80*

This app is a big fund I can’t even send out money

### 1/5 — Downtime for a week now

*2026-08-02, version 2.6.80*

Why can't I make transfer with my bank? Downtown for one week. What is going on? Are you people? Okay. I can’t make a transfer for the past week till date. I’ll sue if nothing is been done.

### 1/5 — Bad customer service

*2026-07-18, version 2.6.74*

Transfer doesn’t work when you need to withdraw. Customer service takes like forever to get back to you..

This fools just logged me out from my account without any reason. Just because i have been asking them to work on their transfer section

### 4/5 — Great app

*2026-07-17, version 2.6.74*

Very great app to use sending money

### 1/5 — I need my money out

*2026-07-15, version 2.6.74*

Why can’t I make transfer out of this bank I need my money out pls I don’t want to believe the bad things people say about you guys

### 5/5 — Love the new upgrades

*2026-07-02, version 2.6.69*

Thank God transfer is finally working 
The virtual card is making sense too

### 1/5 — Scam app

*2026-06-18, version 2.6.69*

They allow you to deposit but will not allow withdrawal. I have been sending them messages and they don’t respond or try to help. It’s been weeks upon weeks. The only thing the customer service ask you to do is to rate them 5 star, for saying and doing nothing. My money is stuck in there and there’s no hope of retrieving it

### 1/5 — Scam and fraud

*2026-06-12, version 2.6.69*

Their virtual card and spend and save is a scam

### 1/5 — Worst bank on earth

*2026-05-16, version 2.6.66*

Poorest service I have ever seen I can’t even transfer my own money

## Frequently asked questions about Raven

### What does Raven do?

Raven is a digital bank that provides a financial ecosystem for individuals and businesses. It offers services like fast money transfers, bill payments, savings with high interest, and virtual cards for global transactions.

### What are the key features of Raven?

Key features include low transaction fees (10 NGN flat rate), bulk transfers, transparent spending insights, easy bill payments, high interest on savings (up to 14% per annum), virtual cards, and 24/7 customer support.

### Is Raven free to use?

The app itself is free to download and use. While there are minimal fees for transfers, many services like bill payments and social banking transfers are offered at no added cost.

### Who is Raven for?

Raven is designed for individuals and businesses across Africa, starting with Nigeria, who are looking for a convenient, fast, and affordable digital banking solution.

### How can I get help if I have issues with Raven?

Raven offers 24/7 customer support through a live chat feature directly within the app, ensuring you can get assistance whenever you need it.

## Version history (last 5 releases)

### 2.6.80 — 2026-07-29

We've squashed some pesky bugs and made a few minor improvements to enhance your experience. Enjoy smoother banking with this latest update!

### 2.6.74 — 2026-07-07

We've squashed some pesky bugs and made a few minor improvements to enhance your experience. Enjoy smoother banking with this latest update!

### 2.6.69 — 2026-06-05

We've squashed some pesky bugs and made a few minor improvements to enhance your experience. Enjoy smoother banking with this latest update!

### 2.6.66 — 2026-05-11

We’ve added robust new security features to keep your account safe, alongside advanced debit card controls to give you a safer, more flexible spending

### 2.6.65 — 2026-05-01

We’ve added robust new security features to keep your account safe, alongside advanced debit card controls to give you a safer, more flexible spending experience.

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## More apps by RAVENPAY LIMITED

- [BankBox By Raven](https://appshunter.io/ios/app/bankbox-by-raven/id6443548562)
- [BankBox: PayApp](https://appshunter.io/ios/app/bankbox-payapp/id6505016471)

All apps by RAVENPAY LIMITED: https://appshunter.io/developer/1572381365

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*