# Ray Federal Credit Union > Mobile banking app for managing Ray Federal Credit Union accounts. (iPhone/iPad app by RAY FEDERAL CREDIT UNION.) - Source: https://appshunter.io/ios/app/ray-federal-credit-union/id1584215973 (this page in markdown: same URL + `.md`) - Developer: [RAY FEDERAL CREDIT UNION](https://appshunter.io/developer/1584215975) - Category: Finance - Price: Free - Rating: 4.58/5 from 12 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 64 MB - Languages: English - Released: 2021-09-15 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ray-federal-credit-union/id1584215973/reviews.md ## What is Ray Federal Credit Union? Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA. ## Key features - Check account balances - Review recent transactions - Transfer funds between accounts - View and pay bills - Secure mobile access ## Frequently asked questions about Ray Federal Credit Union ### What can I do with the Ray Federal Credit Union app? The Ray Federal Credit Union app allows you to check account balances, review recent transactions, transfer funds between your accounts, and view and pay bills. You must be enrolled in online banking to use these features. ### Is the Ray Federal Credit Union app secure? Yes, the app provides fast and secure access to your accounts anytime, anywhere. It is federally insured by the NCUA, indicating a high level of security and regulation. ### How much does the Ray Federal Credit Union app cost? The Ray Federal Credit Union app is free to access. However, standard messaging and data rates from your mobile carrier may apply. ### What devices does the Ray Federal Credit Union app support? The Ray Federal Credit Union app is available for iPhone and iPod devices. It is designed for mobile access on these platforms. ### How often is the Ray Federal Credit Union app updated? The app was last updated on July 17, 2024, with version 24.1.70. This indicates regular updates to ensure functionality and security. ### What is the age rating for the Ray Federal Credit Union app? The Ray Federal Credit Union app has an age rating of 4+. This means it is suitable for users aged 4 and older. ### Do I need to be enrolled in online banking to use the Ray Federal Credit Union app? Yes, you must be enrolled in Online Banking to use the Ray Federal Credit Union app. You can enroll by visiting their website or any branch location. ### What do users like about the Ray Federal Credit Union app? Users appreciate the app's convenience for managing finances on the go, with a high rating of 4.6 stars from 12 ratings reflecting positive user sentiment. ## Version history (last 4 releases) ### 24.1.70 — 2024-07-17 Bug fixes and performance improvements ### 22.2.210 — 2023-05-10 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 21.2.70 — 2021-11-03 Minor bug fixes ### 21.1.50 — 2021-09-16 No release notes. ## Apps similar to Ray Federal Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [Security Bank Minnesota](https://appshunter.io/ios/app/security-bank-minnesota/id6459479645) | 5.0 (15) | Free | Finance | | [First Miami Student CU](https://appshunter.io/ios/app/first-miami-student-cu/id1485724712) | 5.0 (2) | Free | Finance | | [American Pride CU](https://appshunter.io/ios/app/american-pride-cu/id1073222493) | — | Free | Finance | | [FFSB of Angola Mobile](https://appshunter.io/ios/app/ffsb-of-angola-mobile/id918605482) | 3.7 (3) | Free | Finance | | [Modern Bank Mobile Banking](https://appshunter.io/ios/app/modern-bank-mobile-banking/id1246390754) | — | Free | Finance | | [Acadiana Medical FCU](https://appshunter.io/ios/app/acadiana-medical-fcu/id1508030176) | 3.0 (2) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*