# Raydient — Making Personal Finance Easy. > Student-focused finance app for budgeting, saving, and stock market simulation. (iPhone/iPad app by Brightside Finance Foundation.) - Source: https://appshunter.io/ios/app/raydient/id6762330991 (this page in markdown: same URL + `.md`) - Developer: [Brightside Finance Foundation](https://appshunter.io/developer/1893845668) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 12+ - Requires: iOS 18.6 · 4 MB - Languages: English - Released: 2026-04-25 - Data updated: 2026-07-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/raydient/id6762330991/reviews.md ## What is Raydient? Raydient is the essential financial toolkit for the modern student. Most finance apps are designed for established professionals with complex needs, or they are too basic to provide real value. We built Raydient specifically for high school and college students who want to master their finances without the complexity of a manual spreadsheet. It is a streamlined, free application that focuses on the three pillars of financial success: intentional spending, goal-oriented saving, and market education. The budgeting interface is engineered for speed. You can track expenses and monitor your balance in seconds, making it easier to maintain a clear pulse on your spending habits. When you are saving for a milestone, like a first vehicle, a semester abroad, or a security deposit, the goal tracker provides a visual map of your progress. Seeing tangible growth is far more effective than simply checking a bank balance. One of the most powerful features is the stock market simulator. We know that investing can feel high stakes when it is your own hard-earned money on the line. Raydient provides a risk-free environment to practice. By using live market data and virtual currency, you can test investment strategies and see exactly how your portfolio would perform in real time. It is a practical way to build your confidence and understanding of the market before you commit real capital. Raydient is secure, fully encrypted, and optimized for a seamless iOS experience. It is about more than just tracking numbers; it is about building a professional financial foundation while you are still in school. ## Key features - Intentional spending tracking - Goal-oriented saving visualization - Stock market simulator - Expense tracking - Balance monitoring - Market education ## Frequently asked questions about Raydient ### What is Raydient? Raydient is a free financial toolkit designed for students. It helps you manage your money through budgeting, saving for goals, and practicing investing with a stock market simulator. ### Is Raydient secure? Yes, Raydient is secure and fully encrypted. It is built to protect your financial information while providing a seamless user experience on iOS devices. ### What kind of financial goals can I track with Raydient? You can track any savings milestone, such as saving for a first vehicle, a semester abroad, or a security deposit. The app provides a visual map of your progress. ### How does the stock market simulator work? The stock market simulator uses live market data and virtual currency, allowing you to test investment strategies risk-free. You can see how your portfolio would perform in real time before investing real money. ### What devices does Raydient support? Raydient is optimized for a seamless iOS experience and is available on iPhone and iPad. ### How often is Raydient updated? The latest version of Raydient is 1.1, and it was last updated on June 26, 2026. Updates are released to improve functionality and add new features. ### What is the age rating for Raydient? Raydient has an age rating of 12+, making it suitable for high school students and older. ### Does Raydient have ads? No, Raydient does not contain advertisements. It is a completely free application focused on providing a clean and uninterrupted user experience. ## Version history (last 2 releases) ### 1.1 — 2026-06-26 A bolder Raydient is here. We rebuilt the app from the ground up with a fresh, redesigned look and packed it with new ways to grow your money skills. The Stock Simulator just got serious Practice investing risk-free with real market-style mechanics: • Short selling — bet against stocks and profit when they fall • Limit, stop, and take-profit orders — trade like a pro, on your terms • Pending orders that execute automatically as the market moves, with swipe-to-cancel • Watchlists — star the stocks you care about and track them at a glance • A redesigned trade screen with clean Buy, Sell, Short, and Cover tabs Compete with everyone Investing is better with rivals: • Join stock competitions and climb live leaderboards • Discover open competitions or jump in instantly with an entry code • Track your rank in real time as the market shifts • Switch seamlessly between your personal portfolio and any competition Smarter budgeting • Set up your pay cycle so your budget matches how you actually get paid • Scan receipts with your camera — we read the total on-device, instantly • Track spending, hit savings goals, and watch your net worth grow Earn your Rayting Build real financial habits and watch your score climb as you budget consistently and invest wisely. Learn as you go Fresh financial tips and articles, plus easy in-app access to our Terms and Privacy Policy. Smoother, faster, and more powerful than ever. Update now and take control of your money. ### 1.0 — 2026-04-25 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*