# RCBC Digital > Digital banking app for account opening, fund transfers, bill payments, and investments. (iPhone/iPad app by RIZAL COMMERCIAL BANKING CORP.) - Source: https://appshunter.io/ios/app/rcbc-digital/id511838133 (this page in markdown: same URL + `.md`) - Developer: [RIZAL COMMERCIAL BANKING CORP](https://appshunter.io/developer/511838136) - Category: Finance - Price: Free - Rating: 2.60/5 from 56 App Store ratings · 29 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 137 MB - Languages: American English - Released: 2012-03-28 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/rcbc-digital/id511838133/reviews.md ## What is RCBC Digital? No more putting off your financial goals, and yes to an easy, secure, and complete way to do digital banking now! Download RCBC Digital and open an account online today. With just 1 valid ID, you can open an account all online in minutes! Plus, upgrade your account with any of the following add-ons upon opening your account, no additional documents needed! • MyDebit ATM card • MyWallet Virtual Prepaid card • Checkbook • RCBC Bankard credit card Experience easy, complete, and secure online banking solutions: • Fund Transfers Send money to anyone, anytime, anywhere – even if they don’t have a bank account. You can transfer funds in real-time to any local banks and e-wallets via Instapay, or send large amounts via PesoNet. Plus, send foreign currencies locally & internationally through our Telegraphic Transfer features. • Bills Payment Utility bills? Credit card or loan payments? Tuition fees? Government fees? We got you covered! Pay over 400 billers directly – no need to enroll them! • Online Check Deposit Safely deposit checks from any local bank with just a photo! • Online Investments Conveniently manage your investments online. With RCBC Digital,, you can place, monitor and redeem UITFs and time deposits without going to the branch! • Foreign exchange online Convert your money to US Dollar, Japanese Yen and other foreign currencies for travel and investment, all online! • Cardless Withdrawal Need cash but you forgot your ATM card at home? We got you covered! You can withdraw up to P5,000 in any RCBC ATM, even without your ATM card! • Digital Concierge Request bank certificates, ATM replacements and checkbook reorders in advance, all online! Just pick it up at the branch when it’s ready! • Monitor ALL your accounts in just ONE app! With RCBC Digital,, you can monitor transactions in your deposit accounts, loans, credit cards and investments all in one app! • Keep your online account safe & secure With RCBC Digital, we have security features to ensure only you have control and access to your account and prevent unauthorized transactions. You can lock and unlock your MyDebit ATM and MyWallet Prepaid cards when not in use. All transactions are also verified with a one-time PIN (OTP) sent to your registered mobile number, so you can approve your transactions before pushing through. • Update your contact information online Whether you want to enroll or you are already enrolled in RCBC Digital, you can update your mobile number and/or email address without going to the branch! Keeping your contact information updated is important in keeping your account safe and secure. • And more! Do your banking with RCBC now ## Key features - Online account opening - Fund transfers (Instapay, PesoNet, Telegraphic Transfer) - Bills payment for over 400 billers - Online check deposit - Online investments (UITFs, time deposits) - Cardless ATM withdrawal - Digital concierge services ## Recent user reviews (10 of 29) All indexed reviews: https://appshunter.io/ios/app/rcbc-digital/id511838133/reviews.md ### 1/5 — ONLINE BANKING ISSUE *2024-03-16* worse than BDO online banking!!!! Number is correct but didn’t get any OTP. I can only reach them through email but no one’s responding !! **Developer response:** Hi tan_____ thanks for reaching out. We apologize for the inconvenience this has caused you. We would very much like to offer our assistance on your concern. Kindly send us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern. ### 3/5 — Update Password Now is Not Working *2024-03-16* I already reached out to your customer care dep’t about this app issue and “advised” me that they will forward this concern to the development team of this app. As usual, lip service is what we can always expect. Pls fix this, the app doesn’t support password update and always throw an error message. I can update my password successfully thru the website link/desktop, but the app does not allow to do so. I have changed my password again today thru the website since this app won’t do it, even if you press on “Do it later” does not let you go thru. What’s the point of giving a do it later button just to do nothing? TOTALLY Pointless. Fix it. **Developer response:** Thank you for bringing this matter to our attention. We appreciate your time and understand that you are disappointed with the service you received. We apologize for the inconvenience caused and want to ensure that we provide you with the best assistance possible. To help us investigate your concern further, please send us an email again at customercare@rcbc.com. We will do our best to resolve the issue and make things right for you. ### 5/5 — RCBC Digital App *2023-10-20* I read all the comments and most of them were negatives. I am so sorry for you guys and hope all your problems will be solved and fixed with the help of RCBC. I could relate because I was using other digital bank in the Philippines for so long and when they’ve updated their app it made me feel sad, upset and frustrated. There were times I couldn’t receive an OTP and sometimes I couldn’t even log-on into my account. That’s why I’ve tried and made me decide to open an online bank account with RCBC. I am residing in the US. I am a Filipino Citizen and I have my smart roaming number. That’s all you need to apply for bank account with RCBC. I did it and I’m loving their digital app! So easy and friendly to use! Now I am planning to switch from my old bank to RCBC! THANKS RCBC and more power! **Developer response:** Thank you Ruler Kings, for your five star review! We are happy you had a good experience and hope you continue enjoying the convenience of our RCBC mobile app. ### 1/5 — MOST DIFFICULT MOBILE BANKING I EVER EXPERIENCED *2023-07-22* Its been almost a month that im trying to register for mobile online banking and i cant get through it. Are you kidding me?!!!!!!! Why this bank is so so so difficult. My mom went to the bank itself and tried to ask for help with this online banking registration and the employee that is assigned with this specific department, cant even help?! SERIOUSLY?! RCBC?! My mom was addressing the problem to whoever that person is, SHE WAS NOT LISTENING TO HER?!!!! so my mom end up walking out that bank door!!!!. SO WHAT IS THE POINT OF DOING BUSINESS WITH YOU GUYS?!!!! NO! I AM NOT GIVING EVEN 1 star on this. **Developer response:** Hi Runa, thanks for reaching out. We would very much like to offer our assistance on your concern. Kindly send us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern. ### 1/5 — Otp very late *2023-06-28* I cant log in to my account! It asks for a new password then sends the otp after 2hours!!! **Developer response:** Hi RoseAnn1982, thanks for reaching out. We would very much like to offer our assistance on your concern. Kindly send us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern. ### 1/5 — Worst bank ever *2023-04-11* Worst bank ever. **Developer response:** Hi aajjaajjaajjaajjaajj , thank you for posting a review and we’re sorry to hear your experience didn’t match your expectations. Please allow us to assist you by sending us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern. ### 2/5 — Face id *2023-02-10* Usually i use my face is working but now I didn’t, coz its too much to type the user if and password 🙄 **Developer response:** Hi Khaynae, thank you for posting a review and we’re sorry to hear your experience didn’t match your expectations. Please allow us to assist you by sending us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern. ### 1/5 — Useless! *2023-01-18, version 9.3* I opened a savings account and tried to link it to the app. Received an email every few days for two weeks saying that an agent was going to contact me for verification. Never received the call. Finally got an email asking me to verify by replying YES. A couple of days later I was notified that I never responded so the request was canceled. **Developer response:** Hi Bumblehide, thank you for posting a review and we’re sorry to hear your experience didn’t match your expectations. Please allow us to assist you by sending us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern. ### 1/5 — Cannot log in with my face ID *2022-12-27, version 9.3* I don’t know what’s wrong but I didn’t get my latest statement. I keep on emailing about it and the reply would say that they already sent it. Why can’t they just send another copy. They emailed again saying that I can just log in through online banking but like I said face ID is not working. **Developer response:** Hi Karen101656, thank you for posting a review and we’re sorry to hear your experience didn’t match your expectations. We would like to investigate further. Pls email us at email@service.rcbcbankard.com and provide us with the screenshot of the problem or you may call RCBC Credit Customer Service hotline at (02) 8888-1888. ### 1/5 — Disappointed *2022-11-24, version 9.2* The Master Card get rejected by the bank when link, and the card lock/unlock option in the App is error. The counter can do nothing, the customer service hotline ask a lot of questions but didn’t do anything helpful even get impatient and hang up the call. First time experience RCBC was terrible. I would suggest any other bank. **Developer response:** Hi Dada784838, thank you for posting a review and we’re sorry to hear your experience didn’t match your expectations. Please allow us to assist you by sending us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern. ## Frequently asked questions about RCBC Digital ### What can I do with RCBC Digital? RCBC Digital allows you to open accounts online, transfer funds to local banks and e-wallets, pay over 400 billers, deposit checks online, manage investments, perform cardless ATM withdrawals, and access digital concierge services. You can also monitor all your RCBC accounts, including deposit accounts, loans, credit cards, and investments, in one app. ### How do I open an account with RCBC Digital? You can open an account online in minutes with just one valid ID. The app also allows you to upgrade your account with add-ons like a MyDebit ATM card, MyWallet Virtual Prepaid card, checkbook, or RCBC Bankard credit card without needing additional documents. ### Is RCBC Digital secure? Yes, RCBC Digital has robust security features to protect your account. These include the ability to lock and unlock your MyDebit ATM and MyWallet Prepaid cards, and transaction verification via a one-time PIN (OTP) sent to your registered mobile number. You can also update your contact information online to enhance account security. ### Can I transfer money to people without bank accounts? Yes, you can send money to anyone, anytime, anywhere, even if they don’t have a bank account. The app supports real-time transfers to local banks and e-wallets via Instapay, and larger amounts via PesoNet. It also facilitates foreign currency transfers locally and internationally. ### What are the costs associated with using RCBC Digital? The provided description indicates that the app is free to download and use for its core digital banking functions. Specific fees for certain transactions like Telegraphic Transfers or potential charges for add-on cards would typically be detailed within the app or on the bank's official website. ## Version history (last 5 releases) ### 9.5.1 — 2023-11-23 Routine Bug Fixes ### 9.5 — 2023-04-17 To ensure your account's security, RCBC Digital will be implementing the following verification features on this update: -Existing clients who just enrolled their accounts to RCBC Digital and registered additional devices, can enjoy full access to RCBC Digital after a 24-hour validation process. Clients can still access RCBC Digital through their existing registered devices. -Fund transfer will be suspended temporarily for accounts with suspicious transactions. ### 9.4.1 — 2023-03-01 To ensure your account's security, RCBC Digital will be implementing the following verification features on this update: -Existing clients who just enrolled their accounts to RCBC Digital and registered additional devices, can enjoy full access to RCBC Digital after a 24-hour validation process. Clients can still access RCBC Digital through their existing registered devices. -Fund transfer will be suspended temporarily for accounts with suspicious transactions. ### 9.4 — 2023-01-26 To ensure your account's security, RCBC Digital will be implementing the following verification features on this update: -Existing clients who just enrolled their accounts to RCBC Digital and registered additional devices, can enjoy full access to RCBC Digital after a 24-hour validation process. Clients can still access RCBC Digital through their existing registered devices. -Fund transfer will be suspended temporarily for accounts with suspicious transactions. ### 9.3 — 2022-11-25 To ensure your account's security, RCBC Digital will be implementing the following verification features on this update: -Existing clients who just enrolled their accounts to RCBC Digital and registered additional devices, can enjoy full access to RCBC Digital after a 24-hour validation process. Clients can still access RCBC Digital through their existing registered devices. -Fund transfer will be suspended temporarily for accounts with suspicious transactions. ## Apps similar to RCBC Digital | App | Rating | Price | Category | | --- | --- | --- | --- | | [BDO Digital Banking](https://appshunter.io/ios/app/bdo-digital-banking/id673015230) | 1.5 (555) | Free | Finance | | [BPI](https://appshunter.io/ios/app/bpi/id6443950982) | 4.8 (14,558) | Free | Finance | | [BDO Pay](https://appshunter.io/ios/app/bdo-pay/id1381315990) | 1.8 (67) | Free | Finance | | [BDO Online](https://appshunter.io/ios/app/bdo-online/id1551584630) | 4.3 (4,175) | Free | Finance | | [LANDBANK Mobile Banking](https://appshunter.io/ios/app/landbank-mobile-banking/id950232162) | 3.2 (77) | Free | Finance | | [Citibank PH](https://appshunter.io/ios/app/citibank-ph/id484428618) | 4.7 (1,120) | Free | Finance | ## More apps by RIZAL COMMERCIAL BANKING CORP - [RCBC Touch Q](https://appshunter.io/ios/app/rcbc-touch-q/id1028364934) - [RCBC Online Corporate](https://appshunter.io/ios/app/rcbc-online-corporate/id1240734991) - [RCBC Pulz](https://appshunter.io/ios/app/rcbc-pulz/id1445403196) - [RCBC Boz](https://appshunter.io/ios/app/rcbc-boz/id1660034360) - [RCBC One Corporate](https://appshunter.io/ios/app/rcbc-one-corporate/id6738670325) All apps by RIZAL COMMERCIAL BANKING CORP: https://appshunter.io/developer/511838136 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*