# Ready: Community Finance — Support your community daily

> Crypto debit card for spending, earning, and investing with no fees. (iPhone/iPad app by Argent.)

- Source: https://appshunter.io/ios/app/ready-community-finance/id1358741926 (this page in markdown: same URL + `.md`)
- Developer: [Argent](https://appshunter.io/developer/1358741925)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 2,311 App Store ratings · 461 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 125 MB
- Languages: American English, Brazilian Portuguese, European Spanish
- Released: 2018-10-25
- Data updated: 2026-11-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ready-community-finance/id1358741926/reviews.md

## What is Ready?

Your community. Your Money.
Ready connects fans directly to the communities they love through everyday spending. Every purchase earns points, and points unlock access that money alone can't buy.

How it works
Get set up: Pick your community and join in minutes.
Spend & support: Spend the way you already do, on groceries, coffee, or anything. A share of what you spend goes directly back to support your community.
Level up with rewards: Earn points on every purchase and redeem them for legendary perks, from rare merch drops and VIP event access to meeting your favorite players and creators.

Exclusive Fan Perks
Earn Status: Every purchase earns points that move you up the community leaderboard. Complete challenges, unlock new tiers, and access rewards reserved for the most dedicated fans.
Get Inside Access: Unlock private community channels, early announcements, behind-the-scenes content, and exclusive sessions with players and creators.

Financial Experience
Access Dollars: Save or spend digital dollars with ease. Pay for games, subscriptions, travel, and everyday purchases with fast, seamless transactions and transparent foreign exchange fees.
Security: Built for everyday spending, backed by trusted financial infrastructure since 2017.

Built for fans
Ready is built around belonging, so the spending you're already doing on the teams you love can now mean more. Earn points on every purchase and redeem them on community-specific perks.

Download Ready, pick your community, and turn your everyday spend into something that actually supports what you love.

## Key features

- Spend crypto like cash globally with no fees
- Earn up to 3% cashback on spending
- Invest in Bitcoin and Ethereum
- Swap tokens instantly
- Bulletproof security since 2017
- Freeze card and hide balance instantly

## What do users think of Ready?

Reviews of Ready are mixed: the Finance app is rated 4.5/5 from 2.3K App Store ratings. What users like most: fast and smooth, secure wallet with guardian feature. Top complaints: extremely high gas fees and transaction costs, buggy and unreliable at times. Summarized from real user reviews.

**Pros**

- 🚀 Fast and smooth
- 🔒 Secure wallet with guardian feature
- 👍 Easy to use and intuitive interface
- 💡 Great for DeFi and crypto investing
- 👍 Seamless on-ramp process
- 👍 Excellent user experience

**Cons**

- 💰 Extremely high gas fees and transaction costs
- 🐛 Buggy and unreliable at times
- 🔒 Lack of control over private keys
- 🔒 Concerns about not being truly decentralized
- 🔍 Limited functionality compared to other wallets

**Commonly reported bugs**

- Wallet activation and recovery issues
- Connectivity problems with DApps and exchanges
- Transactions failing or getting stuck
- Wallet balance not updating correctly

**Most requested features**

- Add support for Bitcoin and other cryptocurrencies
- Improve portfolio tracking and analytics
- Allow users to set custom gas prices
- Provide better insight into DeFi risks and leverage
- Implement iPad support

## Is Ready safe?

Ready: Community Finance appears safe based on user ratings. The AppsHunter Safety Score for Ready is 90 out of 100. This assessment is based on 2,311 user ratings, with an App Store average of 4.5 out of 5. Of 2,311 App Store ratings, 87.3% point to a safe experience, 2.6% suggest some concerns, and 10.1% point to a risky experience.

## Is Ready legit?

Ready: Community Finance appears to be a legitimate app. The AppsHunter Legitimacy Score for Ready is 100 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 461)

All indexed reviews: https://appshunter.io/ios/app/ready-community-finance/id1358741926/reviews.md

### 1/5 — DO NOT USE

*2026-09-12, version 5.13.1*

You are unable to withdraw any type of crypto towards your bank or any other wallet. Do. Not. Use.

### 1/5 — Why are you ripping me off

*2026-07-08, version 5.13.0*

Why won’t you let me move my assets, why are you ignoring me!

### 1/5 — Verification Issues

*2026-05-09, version 5.12.1*

Why Bangladesh and many other countries don’t support KYC? You should change the company that verify KYC behalf of you.

### 1/5 — Bad

*2026-04-18, version 5.10.1*

Clunky app that doesn’t even have a simple sign out function

### 5/5 — Good Functional Stark Wallet

*2026-03-28*

I give 5 stars because it’s easy to use wallet. The layout is similar to other wallets, making it easy to navigate. There’s only a few good Starknet wallets and this is one of them. Maybe a few minor user interface issues but other than that no complaints. Ready keeps funds safe and is active in community and has support.

### 1/5 — Avoid this wallet

*2026-03-15, version 5.9.1*

This wallet sucks - says 18min for bridging but takes forever and there’s no timestamp.

Confusing, misleading and horrible.

### 5/5 — The best crypto card

*2026-03-04, version 5.8.3*

Great app and card! It was super easy to set up, top-ups are instant, and I love being able to spend my crypto directly. Highly recommend!

### 5/5 — Love this app

*2026-03-04, version 5.8.3*

I use this app for all of my crypto activity. The Ready Card works everywhere and has an amazing exchange rate. I also stake my Bitcoin and ETH to earn yield. 10/10 app

### 1/5 — Scam

*2026-01-14, version 5.6.0*

I paid to open the card.but I  never received the card.Now the balance cannot be transferred out either.

### 1/5 — Unable to add Ready card in Apple wallet. Why user use this card in iphone?

*2026-01-11*

I am a Ready physical card user, and I would like to bring an important issue to your attention. Unfortunately, I am currently unable to add my Ready Physical Card to Apple Wallet on my iPhone.

I would appreciate it if you could kindly clarify the following points:
	1.	Does Ready currently support Apple Wallet?
	2.	If Apple Wallet is not supported at the moment, is there any planned timeline or upcoming update for enabling this feature?
	3.	Without Apple Wallet support, it becomes difficult for iPhone users like me to use the Ready card conveniently and to its full potential, which significantly limits the overall user experience.

Apple Wallet integration is extremely important for many users, especially for contactless and seamless payments. I sincerely request your team to consider enabling Apple Wallet support for Ready cards as soon as possible.

**Developer response:** Hi, thank you for your feedback! We're doing everything we can to get Apple Pay live as soon as possible. Getting it approved legitimately is a lengthy process because we’re a self-custodial crypto card.
Apple Pay is our most requested feature. We know how important it is to the community. When we have an update, we'll tell you.

## Frequently asked questions about Ready

### What does the Ready app do?

The Ready app allows you to spend your cryptocurrency like cash globally with no foreign exchange fees. You can also earn cashback rewards on your spending, invest in Bitcoin and Ethereum, and swap tokens instantly within the app.

### What are the key features of Ready?

Key features include spending crypto with no fees, earning up to 3% cashback, investing in digital assets like Bitcoin and Ethereum, instant token swaps, and robust security measures such as the ability to freeze your card and hide your balance.

### Is there a cost to use Ready?

The app is free to download and use. While there are no fees for spending crypto, the description mentions a 'Ready Metal plan' which may offer additional perks and boosts, suggesting potential premium features or subscription options not detailed.

### What cryptocurrencies can I use with Ready?

The app specifically mentions spending USDC and investing in Bitcoin and Ethereum. It also refers to swapping tokens, indicating support for a range of digital assets beyond just these.

### How secure is the Ready app?

The app emphasizes 'bulletproof security since 2017' and mentions that its smart contracts have secured over $1 billion in assets. Users can withdraw money anytime, and the app offers features like freezing your card and hiding your balance in one tap for enhanced security.

## Version history (last 5 releases)

### 6.0.0 — 2026-10-29

Your community, your money — Ready now puts your community at the center of every purchase.

### 5.13.1 — 2026-07-14

Cash out, your way. Send to bank accounts in EUR, USD, and BRL.

### 5.13.0 — 2026-06-18

Cash out, your way. Send to bank accounts in EUR, USD, and BRL.

### 5.12.4 — 2026-05-28

From Claude to coffee. Use points to pay with Ready Rewards.

### 5.12.3 — 2026-05-21

From Claude to coffee. Use points to pay with Ready Rewards.

## Apps similar to Ready

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Payy](https://appshunter.io/ios/app/payy/id6474760518) | 4.1 (35) | Free | Finance |
| [Neverless: Stocks & Crypto](https://appshunter.io/ios/app/neverless-stocks-and-crypto/id1659648196) | 4.8 (230) | Free | Finance |
| [COCA: Crypto Card & Wallet](https://appshunter.io/ios/app/coca-crypto-card-and-wallet/id1594165139) | 4.0 (40) | Free | Finance |
| [Tuyo: Your Money Companion](https://appshunter.io/ios/app/tuyo-your-money-companion/id6470110305) | 4.4 (134) | Free | Finance |
| [YPT: Crypto Card & Pay](https://appshunter.io/ios/app/ypt-crypto-card-and-pay/id6739319503) | 3.7 (19) | Free | Finance |
| [Aave: Save and Earn](https://appshunter.io/ios/app/aave-save-and-earn/id6754045087) | 4.7 (330) | Free | Finance |

## More apps by Argent

- [Ready X: Starknet wallet](https://appshunter.io/ios/app/ready-x-starknet-wallet/id6744935604)
- [Argent Ethereum Vault](https://appshunter.io/ios/app/argent-ethereum-vault/id6746411858)

All apps by Argent: https://appshunter.io/developer/1358741925

## Related topics

[argent wallet](https://appshunter.io/ios/topics/argent-wallet) · [crypto card](https://appshunter.io/ios/topics/crypto-card) · [ready](https://appshunter.io/ios/topics/ready) · [argent](https://appshunter.io/ios/topics/argent) · [braavos](https://appshunter.io/ios/topics/braavos) · [oobit](https://appshunter.io/ios/topics/oobit) · [coinsbee](https://appshunter.io/ios/topics/coinsbee) · [community support](https://appshunter.io/ios/topics/community-support)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-02.*