# Ready: Crypto & Card — Spend crypto with no fees

> Crypto debit card for spending, earning, and investing with no fees. (iPhone/iPad app by Argent.)

- Source: https://appshunter.io/ios/app/ready-crypto-and-card/id1358741926 (this page in markdown: same URL + `.md`)
- Developer: [Argent](https://appshunter.io/developer/1358741925)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 2,316 App Store ratings · 460 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 202 MB
- Languages: English, Portuguese, Spanish
- Released: 2018-10-25
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ready-crypto-and-card/id1358741926/reviews.md

## What is Ready?

Take control of your money with the Ready Card. Spend it. Earn it. Grow it. Own it.

Here's what you can do with Ready:

EARN 3% CASHBACK
- Earn cashback each month
- Get rewarded every time you spend
- Unlock cashback boosts and exclusive perks with a Ready Metal plan

SPEND CRYPTO LIKE CASH WITH NO FEES
- Spend anywhere in the world with no FX fees
- Fund your account in seconds and spend USDC
- Use your card anywhere Mastercard is accepted

GROW YOUR WEALTH
- Swap tokens instantly
- Invest your money in-app
- Earn rewards that put your bank to shame

EARN MORE BITCOIN AND ETHEREUM
- Buy Bitcoin with ultra-low fees
- Get high yield and rewards for holding your Bitcoin and Ethereum
- Grow your portfolio

BULLETPROOF SECURITY SINCE 2017
- Withdraw your money anytime
- Customer support from real humans
- Freeze your card and hide your balance in one tap

It's your money. You don't need permission. Download Ready.

With over 2 million downloads, Ready (formerly Argent) is a popular self-custody wallet known for its user-friendly experience and strong security. Founded in 2017, Ready gives you the best of Bitcoin and Ethereum at a fraction of the cost. Our smart contracts have secured over $1 billion in assets, and are used by top exchanges, including Binance, Kraken and OKX.

## Key features

- Spend crypto like cash globally with no fees
- Earn up to 3% cashback on spending
- Invest in Bitcoin and Ethereum
- Swap tokens instantly
- Bulletproof security since 2017
- Freeze card and hide balance instantly

## What do users think of Ready?

Overall sentiment: neutral

**Pros**

- 🚀 Fast and smooth
- 🔒 Secure wallet with guardian feature
- 👍 Easy to use and intuitive interface
- 💡 Great for DeFi and crypto investing
- 👍 Seamless on-ramp process
- 👍 Excellent user experience

**Cons**

- 💰 Extremely high gas fees and transaction costs
- 🐛 Buggy and unreliable at times
- 🔒 Lack of control over private keys
- 🔒 Concerns about not being truly decentralized
- 🔍 Limited functionality compared to other wallets

**Commonly reported bugs**

- Wallet activation and recovery issues
- Connectivity problems with DApps and exchanges
- Transactions failing or getting stuck
- Wallet balance not updating correctly

**Most requested features**

- Add support for Bitcoin and other cryptocurrencies
- Improve portfolio tracking and analytics
- Allow users to set custom gas prices
- Provide better insight into DeFi risks and leverage
- Implement iPad support

## Recent user reviews (10 of 460)

All indexed reviews: https://appshunter.io/ios/app/ready-crypto-and-card/id1358741926/reviews.md

### 1/5 — Why are you ripping me off

*2026-07-08, version 5.13.0*

Why won’t you let me move my assets, why are you ignoring me!

### 1/5 — Verification Issues

*2026-05-09, version 5.12.1*

Why Bangladesh and many other countries don’t support KYC? You should change the company that verify KYC behalf of you.

### 1/5 — Bad

*2026-04-18, version 5.10.1*

Clunky app that doesn’t even have a simple sign out function

### 5/5 — Good Functional Stark Wallet

*2026-03-28, version 5.9.2*

I give 5 stars because it’s easy to use wallet. The layout is similar to other wallets, making it easy to navigate. There’s only a few good Starknet wallets and this is one of them. Maybe a few minor user interface issues but other than that no complaints. Ready keeps funds safe and is active in community and has support.

### 1/5 — Avoid this wallet

*2026-03-15, version 5.9.1*

This wallet sucks - says 18min for bridging but takes forever and there’s no timestamp.

Confusing, misleading and horrible.

### 5/5 — The best crypto card

*2026-03-04, version 5.8.3*

Great app and card! It was super easy to set up, top-ups are instant, and I love being able to spend my crypto directly. Highly recommend!

### 5/5 — Love this app

*2026-03-04, version 5.8.3*

I use this app for all of my crypto activity. The Ready Card works everywhere and has an amazing exchange rate. I also stake my Bitcoin and ETH to earn yield. 10/10 app

### 1/5 — Scam

*2026-01-14, version 5.6.0*

I paid to open the card.but I  never received the card.Now the balance cannot be transferred out either.

### 1/5 — Unable to add Ready card in Apple wallet. Why user use this card in iphone?

*2026-01-11, version 5.6.0*

I am a Ready physical card user, and I would like to bring an important issue to your attention. Unfortunately, I am currently unable to add my Ready Physical Card to Apple Wallet on my iPhone.

I would appreciate it if you could kindly clarify the following points:
	1.	Does Ready currently support Apple Wallet?
	2.	If Apple Wallet is not supported at the moment, is there any planned timeline or upcoming update for enabling this feature?
	3.	Without Apple Wallet support, it becomes difficult for iPhone users like me to use the Ready card conveniently and to its full potential, which significantly limits the overall user experience.

Apple Wallet integration is extremely important for many users, especially for contactless and seamless payments. I sincerely request your team to consider enabling Apple Wallet support for Ready cards as soon as possible.

### 5/5 — Help me

*2026-01-08, version 5.6.0*

I can't install the full app on a new device with the same iCloud, your instructions don't help

## Frequently asked questions about Ready

### What does the Ready app do?

The Ready app allows you to spend your cryptocurrency like cash globally with no foreign exchange fees. You can also earn cashback rewards on your spending, invest in Bitcoin and Ethereum, and swap tokens instantly within the app.

### What are the key features of Ready?

Key features include spending crypto with no fees, earning up to 3% cashback, investing in digital assets like Bitcoin and Ethereum, instant token swaps, and robust security measures such as the ability to freeze your card and hide your balance.

### Is there a cost to use Ready?

The app is free to download and use. While there are no fees for spending crypto, the description mentions a 'Ready Metal plan' which may offer additional perks and boosts, suggesting potential premium features or subscription options not detailed.

### What cryptocurrencies can I use with Ready?

The app specifically mentions spending USDC and investing in Bitcoin and Ethereum. It also refers to swapping tokens, indicating support for a range of digital assets beyond just these.

### How secure is the Ready app?

The app emphasizes 'bulletproof security since 2017' and mentions that its smart contracts have secured over $1 billion in assets. Users can withdraw money anytime, and the app offers features like freezing your card and hiding your balance in one tap for enhanced security.

## Version history (last 5 releases)

### 5.13.1 — 2026-07-14

Cash out, your way. Send to bank accounts in EUR, USD, and BRL.

### 5.13.0 — 2026-06-18

Cash out, your way. Send to bank accounts in EUR, USD, and BRL.

### 5.12.4 — 2026-05-28

From Claude to coffee. Use points to pay with Ready Rewards.

### 5.12.3 — 2026-05-21

From Claude to coffee. Use points to pay with Ready Rewards.

### 5.12.2 — 2026-05-10

From Claude to coffee. Use points to pay with Ready Rewards.

## Apps similar to Ready

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Exodus: Crypto & Payments](https://appshunter.io/ios/app/exodus-crypto-and-payments/id1414384820) | 4.6 (36,611) | Free | Finance |
| [Blockchain.com: Trade Bitcoin](https://appshunter.io/ios/app/blockchaincom-trade-bitcoin/id493253309) | 4.7 (184,201) | Free | Finance |
| [Base App: Built to Trade](https://appshunter.io/ios/app/base-app-built-to-trade/id1278383455) | 4.6 (161,424) | Free | Finance |
| [Trust: Crypto & Bitcoin Wallet](https://appshunter.io/ios/app/trust-crypto-and-bitcoin-wallet/id1288339409) | 4.7 (198,497) | Free | Finance |
| [Bitcoin.com: Crypto Wallet](https://appshunter.io/ios/app/bitcoincom-crypto-wallet/id1252903728) | 4.7 (44,870) | Free | Finance |
| [MEW Wallet・Trade & Invest](https://appshunter.io/ios/app/mew-wallettrade-and-invest/id1464614025) | 4.6 (5,505) | Free | Finance |

## More apps by Argent

- [Ready X](https://appshunter.io/ios/app/ready-x/id6744935604)
- [Argent Ethereum Vault](https://appshunter.io/ios/app/argent-ethereum-vault/id6746411858)

All apps by Argent: https://appshunter.io/developer/1358741925

## Related topics

[ready](https://appshunter.io/ios/topics/ready) · [argent](https://appshunter.io/ios/topics/argent) · [crypto no kyc](https://appshunter.io/ios/topics/crypto-no-kyc) · [argent wallet](https://appshunter.io/ios/topics/argent-wallet) · [crypto card](https://appshunter.io/ios/topics/crypto-card) · [oobit](https://appshunter.io/ios/topics/oobit) · [braavos](https://appshunter.io/ios/topics/braavos) · [coinsbee](https://appshunter.io/ios/topics/coinsbee) · [ready app](https://appshunter.io/ios/topics/ready-app) · [rhino bitcoin](https://appshunter.io/ios/topics/rhino-bitcoin) · [metamask card](https://appshunter.io/ios/topics/metamask-card) · [crypto education](https://appshunter.io/ios/topics/crypto-education) · [1 inch wallet](https://appshunter.io/ios/topics/1-inch-wallet)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
