# READYSAVE™

> Retirement savings management app with account tracking and personalized guidance. (iPhone/iPad app by Ascensus.)

- Source: https://appshunter.io/ios/app/readysave/id1490893138 (this page in markdown: same URL + `.md`)
- Developer: [Ascensus](https://appshunter.io/developer/1455711984)
- Category: Finance
- Price: Free
- Rating: 4.86/5 from 6,690 App Store ratings · 150 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 79 MB
- Languages: English, Spanish
- Released: 2020-07-10
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/readysave/id1490893138/reviews.md

## What is READYSAVE™?

Download READYSAVE™ to:

• Login securely using Face ID, Touch ID, or passcode
• Check account balances, transaction history, and projected monthly retirement income
• Track investments and personal rate of return over time
• Adjust your savings rate with personalized guidance that’s unique to you 

Wherever you are in your retirement journey, READYSAVE™ can help you build confidence as you save for your future. Download the app today and log in using your existing account username and password.

Stay tuned for new functionality as the experience evolves.

Images are for illustrative purposes only. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. To make changes not yet available within the app, visit your participant website.

## Key features

- Secure login (Face ID, Touch ID, passcode)
- View account balances and transaction history
- Track investments and rate of return
- Project monthly retirement income
- Adjust savings rate with personalized guidance

## What do users think of READYSAVE™?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Fast and responsive
- 💡 Continuous improvements based on user feedback
- 🔒 Secure login options

**Cons**

- 🐛 Frequent login issues
- 🔍 Lack of detailed performance tracking
- 📊 Limited investment management features
- 🔍 Bare-bones functionality

**Commonly reported bugs**

- Dashboard fails to load consistently
- Recent app updates have broken core functionality
- Compatibility issues with older devices and operating systems

**Most requested features**

- Add ability to track annual contribution limits
- Provide more detailed investment performance analytics
- Improve investment management capabilities
- Enhance user interface and navigation

## Recent user reviews (10 of 150)

All indexed reviews: https://appshunter.io/ios/app/readysave/id1490893138/reviews.md

### 5/5 — Great

*2026-08-11, version 1.18.0*

Great app

### 4/5 — Some features absent

*2026-08-08, version 1.18.0*

Only looks back 90 days. Longer term analysis and tracking does not seem possible

### 5/5 — Easy to Use

*2026-08-01, version 1.18.0*

Simple and straight forward to use. Shows me what I need to see just by tapping on the app icon.

### 5/5 — Genial

*2026-07-30, version 1.18.0*

Buenísima

### 4/5 — More options

*2026-07-27, version 1.18.0*

I which I could access more ETFs

### 4/5 — Ok

*2026-07-26, version 1.18.0*

Great access option,  but the app fails on the opportunity for investment 
Analysis or research.

### 1/5 — Does not work

*2026-06-26, version 1.16.3*

Rude customer service

### 5/5 — Great App

*2026-06-20, version 1.16.3*

This is a great app to help manage my Vanguard 401k. It is very easy to navigate and provides comprehensive information to help guide my investment decisions.

### 4/5 — Like using the new app- could be improved

*2026-06-19, version 1.16.3*

When I first started investing with them, they didn’t have an app. I really appreciate the addition of this app. I like having the easy access on my phone. It’s really easy to understand and move around. However there are some missing items. For example, there’s no way to see my account number or even many details about what type of an account I have. I have questions I would like to get advice on and would happily pay for it. But I can’t find any information on how to contact anyone with the company.

### 5/5 — Provides what I need

*2026-06-12, version 1.16.3*

Gives the quick simple functionality I expect from an app for my investment account

## Frequently asked questions about READYSAVE™

### What does READYSAVE™ do?

READYSAVE™ helps you manage your retirement savings. It allows you to securely log in to check account balances, view transaction history, track your investments, and project your future retirement income. The app also provides personalized guidance to help you adjust your savings rate.

### What are the key features of READYSAVE™?

Key features include secure login options like Face ID and Touch ID, the ability to check account balances and transaction history, track investments and personal rate of return, and receive personalized guidance to adjust your savings rate. It also offers projected monthly retirement income.

### Is READYSAVE™ free to use?

Based on the provided information, READYSAVE™ is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements within the app's description.

### What devices is READYSAVE™ compatible with?

The description mentions that iPhone and iPad are trademarks of Apple Inc., suggesting that the app is designed for iOS devices. Specific version compatibility is not detailed, but it is intended for use on mobile devices.

### How can READYSAVE™ help me with my retirement savings?

READYSAVE™ empowers you to build confidence in your retirement savings by providing clear visibility into your accounts and investments. The personalized guidance helps you make informed decisions about your savings rate, ensuring you are on track for your future financial goals.

## Version history (last 5 releases)

### 1.18.0 — 2026-07-01

This READYSAVE™ update introduces beneficiary features. 
• View, add, and update your retirement plan beneficiaries in the app, if your plan allows. 
• You can also view your current loan(s), model a new one, and apply seamlessly in the app, if your plan allows. 
• Also includes performance improvements and minor bug fixes.

### 1.16.3 — 2026-04-14

This READYSAVE™ update includes:

• Minor enhancements

### 1.16.2 — 2026-04-07

This READYSAVE™ update includes:

• Minor enhancements

### 1.16.1 — 2026-03-23

This READYSAVE™ update includes:

• Minor enhancements

### 1.16.0 — 2026-03-06

This READYSAVE™ update introduces the new My Forecast experience, now editable directly in the app. Participants can model changes to key retirement details and immediately see how those updates impact their projected outcome. We have also included performance improvements and minor bug fixes to keep things running smoothly.

## Apps similar to READYSAVE™

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Ramp](https://appshunter.io/ios/app/ramp/id1628197245) | 4.9 (44,061) | Free | Finance |
| [Optum Bank](https://appshunter.io/ios/app/optum-bank/id1322690077) | 4.7 (54,555) | Free | Finance |
| [HSA Bank](https://appshunter.io/ios/app/hsa-bank/id6443886451) | 4.2 (1,655) | Free | Finance |
| [Vanguard: Save, Invest, Retire](https://appshunter.io/ios/app/vanguard-save-invest-retire/id335186209) | 4.6 (177,202) | Free | Finance |
| [Benefits by WEX](https://appshunter.io/ios/app/benefits-by-wex/id400760695) | 4.2 (12,493) | Free | Finance |
| [Principal®](https://appshunter.io/ios/app/principal/id1433961188) | 4.8 (232,542) | Free | Finance |

## More apps by Ascensus

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- [CalSavers](https://appshunter.io/ios/app/calsavers/id1455711985)

All apps by Ascensus: https://appshunter.io/developer/1455711984

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[readysave](https://appshunter.io/ios/topics/readysave) · [readysave ascensus](https://appshunter.io/ios/topics/readysave-ascensus) · [vanguard ready save](https://appshunter.io/ios/topics/vanguard-ready-save) · [vanguard retirement](https://appshunter.io/ios/topics/vanguard-retirement) · [ascensus 401k](https://appshunter.io/ios/topics/ascensus-401k) · [readysave 529](https://appshunter.io/ios/topics/readysave-529) · [ascensus retirement](https://appshunter.io/ios/topics/ascensus-retirement) · [edvest](https://appshunter.io/ios/topics/edvest) · [my vanguard plan](https://appshunter.io/ios/topics/my-vanguard-plan) · [scholarshare 529](https://appshunter.io/ios/topics/scholarshare-529) · [ascensus](https://appshunter.io/ios/topics/ascensus) · [edvest 529](https://appshunter.io/ios/topics/edvest-529) · [my529](https://appshunter.io/ios/topics/my529) · [fnbotn](https://appshunter.io/ios/topics/fnbotn) · [529](https://appshunter.io/ios/topics/529) · [vanguard](https://appshunter.io/ios/topics/vanguard) · [529 plan](https://appshunter.io/ios/topics/529-plan) · [annuity lab](https://appshunter.io/ios/topics/annuity-lab)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*