# READYSAVE™ — user reviews > 150 indexed App Store user reviews of READYSAVE™ by Ascensus, rated 4.86/5 from 6,690 ratings. - Source: https://appshunter.io/ios/app/readysave/id1490893138/reviews - App overview in markdown: https://appshunter.io/ios/app/readysave/id1490893138.md - Rating breakdown: 5★ 116 · 4★ 24 · 3★ 10 · 2★ 29 · 1★ 166 ## What do users think of READYSAVE™? Overall sentiment: negative **Pros** - 👍 Easy to use - 🚀 Fast and responsive - 💡 Continuous improvements based on user feedback - 🔒 Secure login options **Cons** - 🐛 Frequent login issues - 🔍 Lack of detailed performance tracking - 📊 Limited investment management features - 🔍 Bare-bones functionality **Commonly reported bugs** - Dashboard fails to load consistently - Recent app updates have broken core functionality - Compatibility issues with older devices and operating systems **Most requested features** - Add ability to track annual contribution limits - Provide more detailed investment performance analytics - Improve investment management capabilities - Enhance user interface and navigation ## Newest reviews (19 of 150) ### 4/5 — Some features absent *2026-08-08, version 1.18.0* Only looks back 90 days. Longer term analysis and tracking does not seem possible ### 4/5 — More options *2026-07-27, version 1.18.0* I which I could access more ETFs ### 4/5 — Ok *2026-07-26, version 1.18.0* Great access option, but the app fails on the opportunity for investment Analysis or research. ### 4/5 — Like using the new app- could be improved *2026-06-19, version 1.16.3* When I first started investing with them, they didn’t have an app. I really appreciate the addition of this app. I like having the easy access on my phone. It’s really easy to understand and move around. However there are some missing items. For example, there’s no way to see my account number or even many details about what type of an account I have. I have questions I would like to get advice on and would happily pay for it. But I can’t find any information on how to contact anyone with the company. ### 4/5 — Good but lacks integration *2026-05-29, version 1.16.3* All the features in this app should be integrated into the main Vanguard app so we don’t two apps ### 5/5 — Great app! *2026-05-07, version 1.16.3* I think this app is easy to use and extremely useful. I use it pretty much every day. ### 5/5 — associate *2026-05-03, version 1.16.3* great app just need to add how many years the individual has been apart of the program or a way for the person to look it up in the app. ### 5/5 — …from work… *2026-04-28, version 1.16.3* App works great. I only wish they had a contact us information on the app somewhere. It’s really difficult to get ahold of anyone from this particular branch or area. ### 5/5 — Awesome *2026-04-26, version 1.16.3* Love this app, it’s so easy to keep track of my savings. ### 5/5 — It works *2026-04-25, version 1.16.3* Not many features, but it does show your balance. ### 4/5 — User *2026-04-24, version 1.16.3* Very good app ### 5/5 — Love the new forecasting page!! *2026-04-24, version 1.16.3* I love the new forecasting page in the phone app. I am able to edit settings and have some idea of where I am heading at my fingertips. ### 5/5 — Easy to use *2026-04-23, version 1.16.3* I like how easy it is to navigate and check my balance. The forecast tool is really insightful to show how I’m tracking to my goals. The Wellness tool is really impressive and easy to use. ### 5/5 — Help *2026-04-22, version 1.16.3* How do I transfer the money from here to my bank account ### 5/5 — So easy! *2026-04-21, version 1.16.3* This app makes it so easy to check my account anytime! ### 2/5 — Needs more features *2026-04-21, version 1.16.3* This app is short on features. For example, I want to move money from a cash fund to a stock fund. It cannot be done in a set dollar amount. Rather, you can only do it as a percentage of the total amount in the from which you are moving money. Also, there is no way to set up a series of fund transfers over time. I want to ’dollar cost average’ out of a money fund into a stock fund in set dollar increments every week on a certain day. As of April 21, 2026, there is no way to do this on the app. ### 4/5 — ReadySave Chart *2026-04-20, version 1.16.3* I really enjoy the ReadySave app. There’s just one thing I would like to see… I wish you could see your portfolio performance in graph form since first opened and your portfolio then broken down by day week months, years etc.. ### 5/5 — Investor *2026-04-20, version 1.16.3* Excellent app!! Extremely pleased!! ### 4/5 — I like the app, but wish I could pull statements from it. *2026-04-18, version 1.16.3* Review ## Most critical reviews (10 lowest-rated) ### 1/5 — Does not work *2026-06-26, version 1.16.3* Rude customer service ### 1/5 — Does not work *2026-04-10, version 1.16.2* Latest update tells you that it cannot connect to the server, make sure you have the latest update. Didn’t have this problem before the update. ### 1/5 — absolute trash app *2026-02-07, version 1.15.4* Unreal how pathetic and useless this app is in every possible metric. Vanguard should be ashamed of this trash. ### 1/5 — Terrible *2026-01-29, version 1.15.3* What kind of investment app doesn’t show your earnings on investments or performance of investments? Absolutely useless, I’ve seen high schoolers design better apps than this. ### 1/5 — Financial company with poor security *2026-01-24, version 1.15.3* Ascensus only allows SMS messages for 2 factor authentication. This is the lowest and least secure method for auth as phone numbers are easily hijacked. I hold financial companies to a higher standard for obvious reasons, and not using time based tokens is ALARMING. Lucky for them I’m stuck with them because of my employer, but will leave and take my money the moment I can to better secure it. ### 1/5 — Bad app and terrible name *2026-01-01, version 1.15.3* Difficult to log in, impossible to remember the name of this stupid app, the app seems to never remember my password, just a terrible app overall. ### 1/5 — Primitive *2025-12-22, version 1.15.3* The app is very basic, it doesn’t update the account until 24 to 72 hours late, it doesn’t show any account history graph, no comparison with the market indexes, it doesn’t even show how is doing since inception or YTD, just last 12 months. It is simply unconceivable that they haven’t done any improvement in years. ### 1/5 — ReadySave Isn’t Ready *2025-11-22, version 1.15.2* This is by far the worst investment app I have ever used. It isn’t user friendly, fails to provide adequate information, doesn’t load reliably. It essentially allows one thing, me to see the balance. ### 1/5 — No longer works *2025-11-06, version 1.15.2* Can’t open the app. ### 1/5 — Bad app *2025-10-17, version 1.15.2* Only allows these basic vanguard funds. I don’t want them. I want to buy stocks ## Most praised reviews (10 highest-rated) ### 5/5 — Great *2026-08-11, version 1.18.0* Great app ### 5/5 — Easy to Use *2026-08-01, version 1.18.0* Simple and straight forward to use. Shows me what I need to see just by tapping on the app icon. ### 5/5 — Genial *2026-07-30, version 1.18.0* Buenísima ### 5/5 — Great App *2026-06-20, version 1.16.3* This is a great app to help manage my Vanguard 401k. It is very easy to navigate and provides comprehensive information to help guide my investment decisions. ### 5/5 — Provides what I need *2026-06-12, version 1.16.3* Gives the quick simple functionality I expect from an app for my investment account ### 5/5 — Great job *2026-06-08, version 1.16.3* Since joining this organization every time I want to check my account everything is right there plain and simple I could go on but why don’t you check it out for yourself. Know you will be pleased I am. ### 5/5 — Love it! *2026-06-06, version 1.16.3* This app makes it much easier to check in on my investments! I wish I were able to choose specific stock/funds to invest in with my future contributions, but I really appreciate the app! ### 5/5 — Numbers *2026-05-26, version 1.16.3* At your fingertips ### 5/5 — Smooth and Stress-Free Experience *2026-05-11, version 1.16.3* Very clean and easy-to-use app. Everything is organized well, and it’s simple to find account information, investments, and important features quickly. Great experience overall. ### 5/5 — Love! *2026-05-10, version 1.16.3* Love the easiness of the app! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*