# Real Mortgage Calculator and Compare > Mortgage calculator and comparison tool for home loans. (iPhone/iPad app by S2 IT Consulting LLC.) - Source: https://appshunter.io/ios/app/real-mortgage-calculator-and-compare/id1222820697 (this page in markdown: same URL + `.md`) - Developer: [S2 IT Consulting LLC](https://appshunter.io/developer/452552910) - Category: Finance, Utilities - Price: Free - Rating: 4.80/5 from 441 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 9.1 · 26 MB - Languages: American English - Released: 2017-04-06 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/real-mortgage-calculator-and-compare/id1222820697/reviews.md ## What is Real Mortgage Calculator and Compare? RealMortgage isn't just another mortgage calculator. RealMortgage can help you answer questions that matter most when deciding between different home loans. Which loan type is better? Should I get a fixed rate or adjustable mortgage? Are points worth it? How much extra will I pay if I put down less? When searching for the perfect home, searching for the perfect mortgage might not be a priority, but it can save you thousands. Let RealMortgage help. Key features: • Support for fixed rate and adjustable rate mortgages (ARMs) • Calculate monthly payment and amortization schedule • Calculate and compare total cost for any period of time • Calculate monthly payment and total cost more accurately by entering in closing costs, taxes, insurance, PMI, and HOA fees • Compare multiple mortgages based on the factors that matter to you (total equity, highest payment, total cost) • 3D Touch quick action to quickly enter in a new mortgage • Save calculations so you can easily look back at any time or make adjustments • Beautiful charts for visualizing payment schedule and breakdowns • No internet required ## Key features - Fixed and adjustable rate mortgage support - Monthly payment and amortization schedule calculation - Total cost comparison for any period - Inclusion of closing costs, taxes, insurance, PMI, and HOA fees - Comparison based on equity, payment, and total cost - Save and adjust calculations - Visual payment schedule charts ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/real-mortgage-calculator-and-compare/id1222820697/reviews.md ### 5/5 — RealApp *2020-04-27* The RealApp app is absolutely beautiful. It breaks down this complicated mortgage stuff into something simple. Super highly recommended for everyone (real estate investors to any home buyers). ### 1/5 — Y *2020-04-25* Me Dc fdd ### 3/5 — Doesn’t calculate additional principal *2020-04-09* No way to calculator for additional principal payments to shorten the term. ### 5/5 — What a Find *2020-02-27* Was tired of going on the Net looking for help in gaging my ability to bid on properties whether they be personal main home, second or vacation home without having to essentially release personal information in the form of a “mini” application, then to be contacted by the shadow lender (I imagine, as I never “got that far” before exiting the web site) before being able to use their calculator to satisfy my inquiry. Now, problem solved with the use of your wonderful app. Since I am a professional tax preparer and financial planner, I will be able to utilize the power of your app on a daily basis. Jim Buonassisi ### 5/5 — Real Mortgage *2019-09-15* Very easy to use and understand, yet giving you all the information you need to understand a new mortgage. ### 3/5 — 5 year fixed... *2018-05-30* Only a few loan terms pre-determined allowed. 5year fixed no balloon isn’t there. This lack of flexibility limits usefulness. ### 5/5 — much better than Zillow Mortgage *2018-04-06* Allows you to save different mortgage payment scenarios and overall much more integrated/user friendly than Zillow Mortgage. Very stable so far and great feature set - keep up the great work! ### 5/5 — Simple and beautiful! *2017-05-27* Love the update. Love using this on my iPad. Finally can add HOA fees. This app is perfect for quickly comparing mortgage quotes. Simple and beautiful charts help me decide which mortgage would be better. Love that I can see the calculations change as I change the time. Perfect for me!! ### 5/5 — Finally! *2017-04-29* I've just started looking at houses and have been using multiple mortgage apps to try to figure my monthly payments. All those other apps have ads or are just interested in selling me something. This app is just bare bones a mortgage calculator without any strings attached. EXACTLY what I've been looking for. THANK YOU!! ### 1/5 — Garbage output *2017-04-27* Reviews had me hopeful. But my very first attempt to use this app, I entered 120000 for purchase price, entered the down payment and interest rate, and chose 30 year mortgage. App shows monthly payment of $100 per month. Uh... If only. Of course, at that rate, the loan would get paid off in 1000 months (if not for interest). Hmmm... I think something is wrong. It also showed 3,4000,000 as the total **Developer response:** Hello and thank you for the feedback! We took your comments into consideration and have hopefully made the workflow better in update 1.1.0. Now you can choose between a % or $ amount when entering the down payment. As you enter one value, the other automatically updates. In addition, we have added a brand new FAQ section along with more help tooltips. Hope this helps and you give us another shot! ## Frequently asked questions about Real Mortgage Calculator and Compare ### What does the Real Mortgage Calculator do? This app assists users in comparing different home loan options. It calculates monthly payments, amortization schedules, and the total cost of various mortgage types, helping users make informed decisions about their home financing. ### What types of mortgages can I compare? The app supports both fixed-rate mortgages and adjustable-rate mortgages (ARMs). This allows for a comprehensive comparison of different loan structures to see which best suits your financial situation. ### Is this app free to use? Yes, the application is completely free to use. There are no in-app purchases or advertisements, providing an uninterrupted experience for all users. ### Can I compare multiple mortgages at once? Yes, you can compare multiple mortgages based on key factors important to you, such as total equity, highest payment, and total cost. This feature allows for a side-by-side analysis of your loan options. ### Do I need an internet connection to use the app? No, an internet connection is not required to use the Real Mortgage Calculator. All calculations and features are available offline, making it convenient for use anywhere, anytime. ## Version history (last 5 releases) ### 1.2.1 — 2017-05-27 - Minor bug fixes and enhancements ### 1.2.0 — 2017-05-24 - iPad support - Bug fixes and improvements ### 1.1.0 — 2017-05-10 - Supports HOA fees - FAQs - Bug fixes and general improvements ### 1.0.1 — 2017-04-10 • Bug fixes and improvements ### 1.0.0 — 2017-04-06 No release notes. ## More apps by S2 IT Consulting LLC - [Repricey: Warehouse Tracker](https://appshunter.io/ios/app/repricey-warehouse-tracker/id6748592713) All apps by S2 IT Consulting LLC: https://appshunter.io/developer/452552910 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*