# Real-Time Financing (RTF) — Financing for small businesses > Real-time financing and business banking management for small businesses. (iPhone/iPad app by Fundomate Inc.) - Source: https://appshunter.io/ios/app/real-time-financing-rtf/id1617764147 (this page in markdown: same URL + `.md`) - Developer: [Fundomate Inc](https://appshunter.io/developer/1581719237) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 13.4 · 63 MB - Languages: American English - Released: 2022-04-14 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/real-time-financing-rtf/id1617764147/reviews.md ## What is Real? RTF is the ultimate app to help boost your cash flow with working capital requests and manage your business banking needs with the convenience of real-time financing. Download the free app now and reclaim all those hours you spent trying to manage your business the traditional way. Here’s why you’ll love using RTF: Boost your cash flow Receive automated daily cash advances to boost your cash flow and grow your business. Make repayments at your own pace with a percentage of your daily sales. Pay companies on time, every time Pay your vendors even before you have the money in your bank account. Your business will run smoother and your vendors will love you for it. Save time and money Never spend another week, month, or quarter working on outdated spreadsheets. View and manage your company’s finances in real-time and without all the hassle on a single user-friendly dashboard. Access financial features Get convenient, fast and secure online financial services at your fingertips. Use your dedicated debit card to pay bills and easily track expenses. Monitor your finances in real-time View real-time balances and get transaction notifications to keep you on budget and in control. Keep your money and data secure Rest easy knowing your money is safe and secure. All accounts are FDIC insured and protected by industry-leading security practices to ensure confidentiality and integrity of your data. * Fundomate is a financial technology company and not a bank. Banking services are provided by Blue Ridge Bank N.A.; Member FDIC. Our Visa Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. ## Key features - Automated daily cash advances - Vendor payments before funds are available - Real-time financial dashboard - Dedicated debit card for payments - Transaction notifications - FDIC insured accounts ## Frequently asked questions about Real ### What is RTF? RTF is a financial technology app designed to help small businesses manage their cash flow and banking needs. It offers features like automated cash advances and vendor payment management. ### How does RTF boost cash flow? RTF provides automated daily cash advances to improve your business's cash flow. Repayments are flexible and based on a percentage of your daily sales. ### Can RTF help pay vendors on time? Yes, RTF allows you to pay your vendors even before you have the funds in your bank account, ensuring timely payments and smoother business operations. ### Is my money and data secure with RTF? Yes, RTF prioritizes security. All accounts are FDIC insured and protected by industry-leading security practices to ensure the confidentiality and integrity of your data. ### What devices does RTF support? RTF is available on iPhone and iPod devices. ### How often is RTF updated? The latest version of RTF is 1.1.84, and it was last updated on August 24, 2023. Updates ensure the app is reliable and secure. ### What is the age rating for RTF? RTF has an age rating of 4+, making it suitable for a wide range of users. ### Does RTF have ads? Based on the provided data, there is no information indicating that RTF contains advertisements. ## Version history (last 5 releases) ### 1.1.84 — 2023-08-24 - UI Improvements ### 1.1.83 — 2023-08-22 - UI Improvements ### 1.1.82 — 2023-07-31 - UI Improvements ### 1.1.81 — 2023-07-11 - UI Improvements ### 1.1.79 — 2023-06-27 - UI Improvements ## Apps similar to Real | App | Rating | Price | Category | | --- | --- | --- | --- | | [Guava - Black Business Banking](https://appshunter.io/ios/app/guava-black-business-banking/id1562052674) | 3.9 (7) | Free | Finance | | [Tongo Financial](https://appshunter.io/ios/app/tongo-financial/id1628112007) | — | Free | Finance | | [Eve Mobile Banking](https://appshunter.io/ios/app/eve-mobile-banking/id1606206483) | 2.6 (12) | Free | Finance | | [Bridgeover](https://appshunter.io/ios/app/bridgeover/id6449384243) | 5.0 (4) | Free | Finance | | [CauseCard](https://appshunter.io/ios/app/causecard/id6444664550) | 4.9 (35) | Free | Finance | | [PayUp App](https://appshunter.io/ios/app/payup-app/id1611441692) | 5.0 (3) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*