# Realtime Budget Money Tracker — Live Money Expense Manager > Real-time budget tracker that visually grows your savings second by second. (iPhone/iPad app by Jirko Cernik.) - Source: https://appshunter.io/ios/app/realtime-budget-money-tracker/id6502258181 (this page in markdown: same URL + `.md`) - Developer: [Jirko Cernik](https://appshunter.io/developer/967735705) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 86 MB - Languages: American English, Czech, French (France), German (Germany), Polish, European Spanish - Released: 2024-05-05 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/realtime-budget-money-tracker/id6502258181/reviews.md ## What is Realtime Budget Money Tracker? Watch your budget grow with every passing second. A completely new approach that motivates you to take control of your finances. Realtime Budget is a simple yet powerful app that helps you save money and stay on top of your spending. Unlike traditional budget trackers, Realtime Budget lets you set a daily budget and watch it increase in real time — second by second. Every moment you don't spend is a moment you can see your savings grow. Designed for speed and simplicity, logging an expense takes just a few taps. No complicated setup, no cluttered interfaces — just you and your budget, always moving forward. Now available on Apple Watch with complications support — check your budget right from your wrist without ever opening your phone. - Real-time motivation: every second you don't spend, your budget visibly grows. - Optimized for lightning-fast expense entries. - Designed to be as simple as possible. - Apple Watch app with complications for your watch face. - Intelligent advisors help you save smarter. - Your data stays on your device — 100% local storage. - No account required. - 100% free. No ads. ## Key features - Real-time budget growth visualization - Fast expense logging - Simple and intuitive interface - Apple Watch app with complications - Intelligent savings advisors - 100% local data storage ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/realtime-budget-money-tracker/id6502258181/reviews.md ### 5/5 — Geiler Ansatz *2026-04-11, version 3.0.0* ... ich lieb's. ein paar erweiterte Funktionalitäten mehr, wären noch praktisch. Aber der Ansatz ist –für mich– super, um "anreizend" Geld zu sparen. ### 5/5 — Great App but Budget resets *2025-05-29* Great app been really helping me budget! **Developer response:** It is because of your daily budget. The daily budget is a budget you can set and the app helps you to stay within that budget. If you do nothing it will increase every day by that amount. But that is the point that can be motivating…. If you don‘t spend anything your budget will increase. Delaying expenses means saving. If you don‘t want that just set your daily budget to 0. You can then use the app as a classical expense tracker and enter expenses and incomes as you wish. It won‘t increase anymore on its own. Another option is you can activate that your total budget is set to 0 at the beginning of every month, if you want that. If you want more assistance or any help with the app, you can contact us. ### 3/5 — Great App but Budget resets *2025-05-26* I love this app cause it’s pretty much offline but my only issue is that, my budget keeps going up when I haven’t done anything. For instance when I open the app it says I spent $1300 this month so my budget should only be $200 left over but it’s still saying I have $1500 leftover for the month. If they fix that issues 5 stars. **Developer response:** It is because of your daily budget. The daily budget is a budget you can set and the app helps you to stay within that budget. If you do nothing it will increase every day by that amount. But that is the point that can be motivating…. If you don‘t spend anything your budget will increase. Delaying expenses means saving. If you don‘t want that just set your daily budget to 0. You can then use the app as a classical expense tracker and enter expenses and incomes as you wish. It won‘t increase anymore on its own. Another option is you can activate that your total budget is set to 0 at the beginning of every month, if you want that. If you want more assistance or any help with the app, you can contact us. ### 5/5 — Sehr gut *2025-04-10, version 2.2.0* Mein Junge verwaltet sein Taschengeld mit der App. Funktioniert super. ### 5/5 — Die etwas andere Budget-App *2024-06-18, version 1.1.7* Realtime Budget ist eine außergewöhnlich nützliche App, um die persönlichen Finanzen unter Kontrolle zu halten. Ursprünglich war ich auf der Suche nach einer "normalen" Budget-App, von denen es auch Hunderte gibt. Aber die Idee mit dem Live-Zähler hat mich überzeugt. In Echtzeit dabei zuzuschauen, wie das Budget wächst, macht Spaß, regelrecht süchtig - und animiert zum Sparen, womit die App ihren Zweck sehr innovativ erfüllt. Danke für dieses edle Produkt! 5 Sterne. ### 5/5 — Meine Lieblings-Budget-App *2024-05-15, version 1.1.2* Ich liebe diese Budget-App! Sie ist für mich unverzichtbar geworden, um meine Finanzen im Griff zu behalten. Das Beste daran ist, dass sich mein Kontostand fortlaufend erhöht, während ich Ausgaben tätige. So weiß ich immer genau, wie viel Geld ich noch zur Verfügung habe. Die App ein absolutes Must-Have für alle, die ihre Finanzen im Griff behalten möchten und nie zu viel Geld ausgeben wollen. Ich kann sie nur wärmstens empfehlen! ### 5/5 — Sehr übersichtliche Budget App *2024-05-13, version 1.1.2* Gut gemachte Budget App, bei der das Geld live anwächst. Ausgaben und Einnahmen können schnell eingetragen werden; übersichtliche Symbole. Macht Spaß. ## Frequently asked questions about Realtime Budget Money Tracker ### How does Realtime Budget motivate users to save? Realtime Budget motivates users by visually displaying their available budget increasing in real-time, second by second. This unique approach makes every moment of not spending a tangible gain, encouraging users to stay on track with their financial goals. ### Is Realtime Budget free to use? Yes, Realtime Budget is 100% free to use. The app does not have any advertisements or require any in-app purchases, making it completely accessible for all users. ### Does Realtime Budget have ads? No, Realtime Budget is ad-free. The app explicitly states that it contains no advertisements, ensuring an uninterrupted user experience focused solely on managing finances. ### What devices is Realtime Budget available on? Realtime Budget is available on Apple Watch, iPhone, and iPod. It also features Apple Watch complications, allowing users to check their budget directly from their watch face. ### How secure is my financial data with Realtime Budget? Your financial data with Realtime Budget stays on your device, offering 100% local storage. No account is required to use the app, which enhances privacy and security by keeping your information private and offline. ### How often is Realtime Budget updated? The latest version of Realtime Budget is 3.0.0, last updated on February 24, 2026. While this indicates a recent update, users can expect ongoing support and potential future enhancements for this finance application. ### What is the age rating for Realtime Budget? Realtime Budget has an age rating of 4+. This indicates that the app is suitable for users of all ages, with no mature content or complex financial concepts that would be inappropriate for younger individuals. ### Can I sync my data across devices with Realtime Budget? Realtime Budget prioritizes local storage for user data, meaning it does not offer cloud syncing or account-based data sharing across multiple devices. This design choice enhances privacy and security by keeping all financial information on the user's personal device. ## Version history (last 5 releases) ### 3.0.2 — 2026-08-13 - Bugfixes ### 3.0.1 — 2026-05-30 Bugfixes ### 3.0.0 — 2026-02-24 **What's New in Version 3.0.0** **Apple Watch App** Realtime Budget is now on your wrist! Track your budget, add expenses and income, and view your history — all directly from your Apple Watch. Syncs categories, budget data, and entries with your iPhone in real time. Includes complications for your watch face. **Push Notifications** Stay on top of your budget with customizable push notifications. **UI Improvements** - Redesigned history view - Improved button animations - Enhanced statistics charts - New app logo **Under the Hood** - Major framework upgrades for better performance and stability - Bug fixes and improvements ### 2.7.0 — 2026-02-17 New: Receipt Scanner – Scan receipts with your camera. The amount is automatically detected and added as an expense. New Budget Advisors: • Budget Health Score • Weekly Comparison • Recurring Audit • Fun Facts Stability and performance improvements. ### 2.6.3 — 2026-02-01 - Bugfixes ## Apps similar to Realtime Budget Money Tracker | App | Rating | Price | Category | | --- | --- | --- | --- | | [Money goal tracker - piggy](https://appshunter.io/ios/app/money-goal-tracker-piggy/id1665809374) | 5.0 (2) | Free | Finance | | [SpendZen: Budget & Expense](https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915) | 5.0 (5) | Free | Finance | | [Chores and Allowance SavvyKids](https://appshunter.io/ios/app/chores-and-allowance-savvykids/id6739614238) | 4.0 (1) | Free | Finance | | [CashLens: Expense Tracker](https://appshunter.io/ios/app/cashlens-expense-tracker/id6743153951) | 4.8 (6) | Free | Finance | | [Debt Tracker App by UnDebt](https://appshunter.io/ios/app/debt-tracker-app-by-undebt/id6744000488) | 5.0 (4) | Free | Finance | | [Chipp](https://appshunter.io/ios/app/chipp/id6636520980) | 4.4 (16) | Free | Finance | ## More apps by Jirko Cernik - [Realtime Chess - Blitz & PvP](https://appshunter.io/ios/app/realtime-chess-blitz-and-pvp/id6759578964) - [LightsOn: Move to Build a City](https://appshunter.io/ios/app/lightson-move-to-build-a-city/id6780607028) All apps by Jirko Cernik: https://appshunter.io/developer/967735705 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*