# RECalc Mortgage Calculator — Mortgage/loan calculator

> Real estate mortgage and loan calculator with amortization tables. (iPhone/iPad app by 3magic.)

- Source: https://appshunter.io/ios/app/recalc-mortgage-calculator/id382009228 (this page in markdown: same URL + `.md`)
- Developer: [3magic](https://appshunter.io/developer/291821700)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 2,786 App Store ratings · 45 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 24 MB
- Languages: American English
- Released: 2010-07-31
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/recalc-mortgage-calculator/id382009228/reviews.md

## What is RECalc Mortgage Calculator?

RECalc is a free ad-supported version of RECalc Pro, a Real Estate Mortgage Loan Calculator that is also a traditional Mathematical Calculator.

You can use RECalc to calculate the Monthly Payment, Term, Interest Rate or Loan Amount for a loan, as well as standard mathematical calculations as you would in any other calculator. Once you modify any of the Calculation variables you can re-calculate any of the other values. 

RECalc supports semi-annual compounding (Canadian Amortization) in addition to normal monthly compounding. With a click, you can display the complete Loan Summary and Amortization Table for your calculation. You can also email this to your desktop or save the loan for future use.

Whether you're a real estate professional, mortgage broker, first time home buyer or looking to refinance, you can have RECalc easily accessible on your iPhone or iPod touch.

## Key features

- Calculate monthly payment, term, interest rate, loan amount
- Standard mathematical calculations
- Semi-annual compounding support
- Loan summary and amortization table
- Email and save calculations

## What do users think of RECalc Mortgage Calculator?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Powerful and flexible
- 💡 Includes amortization table
- 🚀 Quick calculations
- 👍 Convenient for clients and real estate agents
- 👍 Accurate results

**Cons**

- 🐛 Unintuitive user interface
- 🐛 Lack of instructions or tutorials
- 🐛 Calculation issues for some users
- 💡 Missing features like HOA, taxes, PMI calculation

**Commonly reported bugs**

- Incorrect calculations for some users
- App not working or crashing for some users

**Most requested features**

- Ability to calculate loan amount based on payment, interest rate, and term
- Option to export amortization table
- Tutorial or instructions on how to use the app
- Integration of additional expenses like HOA, taxes, and PMI

## Recent user reviews (10 of 45)

All indexed reviews: https://appshunter.io/ios/app/recalc-mortgage-calculator/id382009228/reviews.md

### 2/5 — Great concept, but…..

*2026-02-15, version 3.1.2*

There are no instructions on how to use the app. No FAQ. The app is just there for you to figure out on your own.

### 5/5 — Great Calculator

*2024-09-04, version 3.1.2*

Very easy to use and has amortization table too.

### 1/5 — Absolute rubbish

*2024-02-29, version 3.1.2*

As previous reviewer stated - completely user unfriendly – deleted

### 4/5 — ReClalc - Good

*2024-02-20, version 3.1.2*

Once you get the hang of it it is simple but powerful and gets the job done. I like the flexibility in what and how you do calculations Good

### 4/5 — Sister

*2023-12-14, version 3.1.2*

An instruction set for using the calculator would be helpful. I eventually figured it out. Free is good.

### 5/5 — As easy as it comes

*2023-03-26, version 3.1.2*

I’ve been using this app for many years and sit really is the easiest and most convenient way of calculating for myself and clients.

### 5/5 — Great calc for RE investors

*2023-03-08, version 3.1.2*

I use this app for calculating all types of loans for my investments. Very functional and simple to use. Everything I wanted in a mortgage app with no extra fluff.

### 2/5 — Feature missing in your application

*2023-01-06, version 3.1.2*

There should be a way to calculate the loan amount with the information of payment, interest rate and term.

### 4/5 — It’ll only there is an option for…

*2022-07-22, version 3.1.2*

If only this app has an option to add HOA, property taxes, pmi to calculate into payment, it would of been a 5 star app and I wouldn’t mind paying for it. In the meantime, I would have to keep searching.

### 1/5 — Too hard to use

*2022-03-11, version 3.1.2*

Couldn’t figure out where to begin using this app

## Frequently asked questions about RECalc Mortgage Calculator

### What can RECalc Mortgage Calculator do?

RECalc Mortgage Calculator can compute monthly payments, loan terms, interest rates, and loan amounts. It also performs standard mathematical calculations and supports semi-annual compounding for Canadian amortization. You can view detailed loan summaries and amortization tables, and then email or save these calculations for future reference.

### What are the key features of RECalc?

Key features include the ability to calculate core mortgage variables, a built-in traditional calculator, support for semi-annual compounding, and the generation of loan summaries and amortization tables. Users can also email these details or save them for later access.

### Is RECalc Mortgage Calculator free to use?

Yes, RECalc is a free, ad-supported version. While the description mentions a 'Pro' version, this free version is available for use with advertisements present.

### Who is RECalc Mortgage Calculator designed for?

This app is suitable for a wide range of users involved in real estate, including real estate professionals, mortgage brokers, first-time homebuyers, and individuals considering refinancing their homes.

### Can I save my mortgage calculations?

Yes, you can save your loan calculations for future use within the app. This allows you to easily access and review previously computed mortgage details without needing to re-enter the information.

## Version history (last 5 releases)

### 3.1.2 — 2021-04-27

Minor bug fixes and enhancements

### 3.1.1 — 2020-06-18

- Minor fix for Interest rate display

### 3.1 — 2019-10-16

• iOS 13 and dark mode support

### 3.0.4 — 2018-09-19

iOS 12, iPhone XS Max and iPhone XR support

### 3.0.3 — 2018-04-10

Bug fixes & performance enhancements

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## More apps by 3magic

- [RECalc Pro](https://appshunter.io/ios/app/recalc-pro/id291821697)

All apps by 3magic: https://appshunter.io/developer/291821700

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*