# Recaudo — Conversational payments > Conversational payments (iPhone/iPad app by Jorge Zamarron.) - Source: https://appshunter.io/ios/app/recaudo/id6758676934 (this page in markdown: same URL + `.md`) - Developer: [Jorge Zamarron](https://appshunter.io/developer/1168124784) - Category: Business, Finance - Price: Free - Age rating: 4+ - Requires: iOS 16.4 · 96 MB - Languages: American English, Brazilian Portuguese, European Spanish - Released: 2026-11-02 - Data updated: 2026-11-09 ## What is Recaudo? Recaudo puts your WhatsApp conversations and your payments in the same app. You message the customer, send their payment link and see in the chat when they paid, without jumping between your phone, the bank and a spreadsheet. TAP TO PAY ON IPHONE Accept in-person card payments without a terminal. Your customer holds their credit or debit card, Apple Pay or another digital wallet near your iPhone, and the payment is recorded on their account, with a receipt by WhatsApp or email. You turn it on from Charge in a few minutes. Works on iPhone XS or later and requires card payments to be enabled in Recaudo. Available in the United States and Mexico. POINT OF SALE Sell at the counter from your iPhone: find the product, pick its options or extras and charge with Tap to Pay on iPhone, a payment link or cash. The sale can be linked to a customer and the receipt is shared as a PDF. CONVERSATIONS All your business chats in one inbox, even if you have more than one WhatsApp line. Filter by yours, unassigned or unread, and assign each conversation to whoever will handle it. Add tags, leave internal notes and send templates once the 24-hour window has closed. PAYMENT LINKS Create the link from the chat with the amount and description. The customer pays by card and the message changes to Paid, with the time and the last digits of the card. You can resend the receipt right from there. TODAY When you open the app you see what you collected today, what's due this week, overdue documents and chats still waiting for a reply. The to-do list lets you send the link or message the customer with one tap. AI AGENT Assign an agent to a conversation and it replies for you: it answers balance questions, sends the payment link and follows up with the customer. You see everything it wrote and can take over the conversation whenever you want. CUSTOMERS, INVOICES AND LAYAWAYS Each customer with their balance, invoices, links and payments. Layaways show how much has been paid and how much is left. You can also record cash payments with their reference. Recaudo requires a business account. You can create one from the app or at recaudo.app. Questions or feedback? Write to us from recaudo.app. ## Is Recaudo safe? Not enough ratings yet to assess Recaudo. ## Is Recaudo legit? Recaudo appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Recaudo is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.13.2 — 2026-11-07 Charge with Tap to Pay what another app asks for. If you use a system connected to Recaudo (your studio software or point of sale, for example), it can open Recaudo with the amount ready: tap the card and you're back in your system with the payment recorded. Approve the payments your AI agents request right from your phone, without going to the web. Minor fixes. ### 1.13.0 — 2026-11-03 Point of sale • Organize products into categories and add options or extras, like "add banana" or "no cream". You can also leave a note on each item. • Link the sale to a customer or keep it as a walk-in sale. • Share the receipt as a PDF. • Swipe an item in the cart to remove it. ### 1.12.0 — 2026-10-30 Ya puedes cobrar con tarjeta en persona solo con tu iPhone, gracias a Tap to Pay en iPhone. Tu cliente acerca su tarjeta de crédito o débito, Apple Pay u otra cartera digital y el cobro queda hecho, sin terminal ni equipo extra. Para activarlo entra a Cobrar > Tap to Pay en iPhone. Funciona en iPhone XS o posterior y necesitas tener activos los cobros con tarjeta en Recaudo. También en esta versión: • La app ya está en inglés y portugués, según el idioma de tu iPhone. • En Estados Unidos, el estado de la dirección se elige de una lista. • Compartir comprobantes vuelve a abrir la hoja de iOS. • Al reinstalar la app ya no se entra con la sesión anterior. ### 1.11.0 — 2026-10-28 • Negocios: tu pipeline por etapa en el celular. Crea negocios, muévelos y márcalos como ganados o perdidos. • En iPhone, las llamadas de WhatsApp suenan aunque la app esté cerrada. • Clientes: cada tarjeta dice si hay una conversación abierta, cuánto debe o cuándo pagó, con botones para escribir, llamar o cobrar. • Conversaciones: resumen con inteligencia artificial y alta del cliente desde el chat. • Links de pago por WhatsApp o con QR. • Nuevo diseño en toda la app. ### 1.9.0 — 2026-10-11 Rediseñamos la app completa. - Nueva pantalla Hoy con lo cobrado en el día y tus pendientes. - El inbox reúne todas tus líneas de WhatsApp y separa los chats sin asignar. - El link de pago dentro del chat cambia a Pagado cuando el cliente paga. - Crea un link de pago rápido desde el chat. - Puedes asignar un agente de inteligencia artificial a cada conversación. - Comparte fotos y archivos a Recaudo desde otras apps. - Corregimos errores. ## More apps by Jorge Zamarron - [Sofi: Soporte Funerario](https://appshunter.io/ios/app/sofi-soporte-funerario/id6737813711) - [Linkclub](https://appshunter.io/ios/app/linkclub/id6755490205) - [VIAN Fitness](https://appshunter.io/ios/app/vian-fitness/id6756283247) - [Korima POS](https://appshunter.io/ios/app/korima-pos/id6761399769) - [Nori ERP](https://appshunter.io/ios/app/nori-erp/id6827312855) All apps by Jorge Zamarron: https://appshunter.io/developer/1168124784 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-09.*