# ReceiptMaster: Money Plan — AI Family ledger + future plan

> AI Family ledger + future plan (iPhone/iPad app by Yongsheng Li.)

- Source: https://appshunter.io/ios/app/receiptmaster-money-plan/id6767479447 (this page in markdown: same URL + `.md`)
- Developer: [Yongsheng Li](https://appshunter.io/developer/1896208887)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.6 · 10 MB
- Languages: American English, Japanese, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2026-05-20
- Data updated: 2026-07-30

## What is ReceiptMaster?

ReceiptMaster turns receipts into a money plan you can act on — and keeps every byte on your device.

• Scan a paper receipt with the camera. Apple Vision OCR + Apple Intelligence (when supported) extracts merchant, amount, date, and category in seconds. No API key needed.

• Track every yen, dollar, or yuan. Multi-currency support is built in from day one — useful if you live abroad, travel, or invest.

• See where your money is going with category breakdowns, monthly bars, and net-worth lines. Charts are powered by Swift Charts — fast, native, beautiful.

• Plan ahead with recurring rules: salary, rent, subscriptions, monthly food budget. The app uses these to forecast your next 12 months of cash flow and tells you which goals are on track.

• Set savings goals (a trip, a down payment, an emergency fund) and watch their projected achievement date update with every paycheck.

• Add wishes (things you want to buy) and the app projects how soon you can afford each one without breaking your reserve.

• When a wish would push back a savings goal, the app shows you by how many months — never "don't buy it". The call is yours to make.

• Optional cloud AI — bring your own OpenAI / Claude / Qwen / DeepSeek key to use a stronger model. Your key is stored only in iOS Keychain. We do not run any servers.

• iCloud sync across all your devices via Apple CloudKit. Your data stays in your personal iCloud account.

• Family ledger — track multiple household members so each receipt is tagged to a person.

• 100% offline-capable. No login, no analytics, no tracking. Free basic tier; one-time Pro purchase unlocks the advanced features.

Privacy is the foundation: every receipt, transaction, goal, and wish lives in your device's secure SwiftData store. We have no servers and no way to read your data.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| ReceiptMaster Pro | $9.99 | one-time |


## Is ReceiptMaster safe?

Not enough ratings yet to assess ReceiptMaster.

## Is ReceiptMaster legit?

ReceiptMaster: Money Plan has limited verification signals. The AppsHunter Legitimacy Score for ReceiptMaster is 40 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.2.0 — 2026-06-24

- Variable bills: track water/electric/gas-style rules with fixed dates
  but user-confirmed amounts on the due date.
- New schedules: quarterly and semi-annual, with an explicit picker for
  which months of the year the bill lands on.
- Biweekly rules can now delay the first occurrence by one week, so
  the cycle anchor stays stable.
- New Emergency Reserve KPI on Home: net worth coverage in months of
  fixed expense, with at-a-glance color thresholds.
- Multi-currency subtotals everywhere now convert correctly — Plan
  group totals, Records KPI strip, Home vision card.
- Fixes: monthly savings no longer pinned at 0 before initial assets
  are set; AI financial advisor stops misreading missing transaction
  logs as "no income"; morning greeting extends through 11 AM; several
  currency pickers now respond reliably on iOS 26.

### 1.1.1 — 2026-06-07

Bug fixes for multi-currency users.

• Home and Records: monthly income / expense / category totals now convert mixed-currency entries to your base currency. Previously they were summed raw (e.g., a JPY transaction + a USD transaction added as plain numbers, ignoring the rate).

• "vs last month" delta on Records now compares the same day range (1-N of this month vs 1-N of last month). Previously it compared partial-current month vs full last month, which always looked like a -70% drop in the first half of the month.

• Statistics' month-over-month % is now based on daily rate, so the comparison stays honest as the period progresses.

Thanks for the reports!

### 1.1 — 2026-05-21

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*