# Reckoner Finance — Reckoner with your Finances

> Reckoner with your Finances (iPhone/iPad app by Victor Velten.)

- Source: https://appshunter.io/ios/app/reckoner-finance/id6505043355 (this page in markdown: same URL + `.md`)
- Developer: [Victor Velten](https://appshunter.io/developer/1754877038)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 14.0 · 29 MB
- Languages: English
- Released: 2024-09-19
- Data updated: 2026-07-30
- User reviews in markdown: https://appshunter.io/ios/app/reckoner-finance/id6505043355/reviews.md

## What is Reckoner Finance?

Use Reckoner to reckon with your finances and take control of your financial future! Reckoner is an encrypted, local first, personal financial tracker. This financial tracker is focused on the user. This application respect user privacy by providing an offline first encrypted data storage. You have the freedom to customize the application layout and add custom views for displaying your information at a glance. Reckoner allows you to create the layout you want without artificial limits.

• Secure and Private: 
Reckoner encrypts data on device using AES 256 bit encryption. Reckoner also allows you to setup a separate passcode for the application so people cannot open it from your unlocked phone. By default data is offline only, but you can synchronize data end-to-end encrypted with AES 256 bit encryption to a PocketBase server you control. You can backup the database to any storage location you want or on a regular schedule or on demand; encrypted by default.

• Make it Yours: 
With report groups, you can add any report supported and create an overview that you want. The UI layout can be reordered to allow for you to choose which screen to show on startup. Hide any unused screens you don't use or add more as it fits your use case. There are also app themes which can be applied if you want a dark theme, light theme, or AMOLED black theme.

• Custom Categorization:
Categories in Reckoner are flexible and allow you to use them the way you want. Nest categories within one another for a more intuitive experience. Attach budgets to categories to allow traditional budget planning on the cadence you want: yearly, monthly, daily or anywhere in between. You can have as many category groups as you want in Reckoner each of which could have or not have budgets as you desire. Don't want to touch categories at all? Reckoner supports tagging of transactions.

• Designed for all Devices:
Reckoner has an adaptive layout which adjusts to your device. Whether your screen folds out or you connect to an external display, you will be presented with a UI optimized for the available screen size. Pocketbase synchronization works across all devices which run Reckoner: desktop, mobile, or web.

• Automatically Sync Data
With SimpleFin support, Reckoner supports automatically downloading financial information from your accounts! Automatically have your financial information loaded into Reckoner. Note that using SimpleFin means you are subject to their privacy policy. Reckoner still queries and saves the data from SimpleFin to your device without any cloud necessary!


## Version history (last 5 releases)

### 6.5.0 — 2026-05-12

Fixed
- Fix sync issues on Android
- Fix sync issues causing data errors in the background
- Various stability fixes

Changed
- Removed database encryption (existing encrypted data will be decrypted automatically)
- Added warning for encrypted periodic backups

### 6.4.1 — 2026-03-10

Fixes:
- Fix generation of budgets
- Fix some edge case internal errors
- Fix currency screen layout on mobile

Updates:
- Infrastructure changes

### 6.4.0 — 2026-02-09

Enhancements 
- Added optional crash reporting (one time poppup and opt-in via settings)
- Moved notifications to a dedicated dialog for easier access

### 6.3.3 — 2026-02-01

Fixes

- Fix issue where multiple clients synced via Pocketbase would end up with duplicate simplefin transactions
- Fix sync issue where deleted items would be overriden by remote updates
- Adjust SimpleFin notification to only notify for newly created transactions

### 6.3.2 — 2026-01-28

Fixes:
- Fixes issue with new background sync failing due to timezones not initialized

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*