# Reclaim: Split Bills & IOUs — Track debts with friends

> App for tracking IOUs and splitting expenses among groups and individuals. (iPhone/iPad app by Project Tech Foundation, Inc..)

- Source: https://appshunter.io/ios/app/reclaim-split-bills-and-ious/id6748157208 (this page in markdown: same URL + `.md`)
- Developer: [Project Tech Foundation, Inc.](https://appshunter.io/developer/1824526823)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.3 · 21 MB
- Languages: American English
- Released: 2025-08-26
- Data updated: 2026-09-07
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/reclaim-split-bills-and-ious/id6748157208/reviews.md

## What is Reclaim?

Reclaim makes it simple to track IOUs and split expenses with friends, roommates, and groups, so you never lose track of who owes what. Skip awkward money talks and settle up clearly.

Reclaim is perfect for
– Roommates splitting rent and household bills
– Friends sharing takeout, dinners, or groceries
– Group trips for vacations, concerts, or events
– Couples managing shared costs
– Students splitting rides, projects, and activities
– Casual IOUs and quick paybacks

Core features
– One-on-one IOUs with reminders so no one forgets
– Group bill splitting, equal or custom amounts
– AI receipt scanning for fast itemized splits
– Venmo, Cash App, and PayPal.Me payment links
– Reliability score so you can see who pays on time
– Recurring IOUs for rent, subscriptions, or groceries
– Clean, minimal interface
– Secure login with Google, Apple, or email
– Notifications when it’s time to settle

Reclaim Free
– Up to 3 friends
– 1 group you can own
– 10 unsettled IOUs at a time
– 5 AI bill scans per month

Reclaim Pro
– Unlimited friends
– Unlimited groups
– Unlimited IOUs
– 100 AI bill scans per month
– Custom reminder messages
– Priority support

Subscription details
Reclaim Pro is available as a monthly or annual subscription. Pricing may vary by region and is shown in your local currency in the app. Your subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings.

Privacy Policy: https://getreclaim.app/privacy
Terms of Service: https://getreclaim.app/terms
Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- One-on-one IOUs with reminders
- Group bill splitting
- Receipt scanning for itemized bills
- Payment links (Venmo, Cash App)
- ReCredit Score
- Recurring IOUs

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Reclaim Pro (Monthly) | $1.99 | per month |
| Reclaim Pro (Annual) | $19.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/reclaim-split-bills-and-ious/id6748157208/reviews.md

### 5/5 — So easy to use

*2026-05-16*

One of my favorite bill splitting apps!

### 5/5 — Simple & Smart Way to Split Bills

*2025-08-27*

Clean interface, super easy to track who owes what. It is perfect for roommates, trips, or any group expenses.

## Frequently asked questions about Reclaim

### How does Reclaim handle security for financial transactions?

Reclaim offers secure login with Google or email. While the app facilitates payment links to services like Venmo and Cash App, it does not directly handle financial transactions itself, relying on the security of those linked platforms.

### What are the limitations of the free version of Reclaim?

The free version of Reclaim allows you to add up to 3 friends, own 1 group, and have a maximum of 10 unsettled IOUs at any given time.

### What features are included in Reclaim Pro?

Reclaim Pro unlocks unlimited friends, unlimited groups, and unlimited IOUs. It also includes smart bill scanning, priority support, and early access to new features.

### How does Reclaim's subscription model work?

Reclaim Pro is available as a monthly or annual subscription. Pricing varies by region and is displayed in the app. Subscriptions auto-renew unless canceled at least 24 hours before the current period ends.

### Can I cancel my Reclaim Pro subscription?

Yes, you can manage or cancel your subscription at any time through your App Store account settings. Ensure cancellation occurs at least 24 hours before the current subscription period concludes.

### What devices does Reclaim support?

Reclaim is available on iPhone and iPad, indicated by its support for these devices.

### How often is Reclaim updated?

Reclaim was last updated on August 27, 2025, with its latest version being 1.0. This indicates recent development activity.

### What is the ReCredit Score in Reclaim?

The ReCredit Score is a feature within Reclaim that helps users see who among their contacts pays back on time and who tends to delay payments, promoting accountability.

## Version history (last 3 releases)

### 1.3 — 2026-07-25

- Describe It: talk or type through messy group bills and AI turns them into itemized IOUs. Free users get one try. Pro unlocks unlimited.
- Invite links: share a link to add friends or join a group without searching usernames.
- Tax and tip on splits: add tax and tip when splitting, with a clear new total before you confirm.
- Smarter credit score: fairer scoring based on the IOUs you actually share with friends.

Enjoying Reclaim? After a few splits, leave a quick App Store rating or send feedback. We may thank you with a free month of Pro.

### 1.2 — 2026-07-23

- PayPal.Me as a payment option alongside Venmo and Cash App
- Clearer reliability score for you and your friends
- Redesigned Pro paywall and subscription management
- Custom reminder styles for Pro users
- Modernized Groups, Profile, and Settings
- Liquid Glass support on iOS 26
- Bug fixes and performance improvements

### 1.0 — 2025-08-27

No release notes.

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## Related topics

[ious](https://appshunter.io/ios/topics/ious)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*