# Reconciled - better Billguard — A checklist for transactions > Simple, smart, and secure financial transaction monitoring and fraud protection. (iPhone/iPad app by Zachary Hamed.) - Source: https://appshunter.io/ios/app/reconciled-better-billguard/id1524582741 (this page in markdown: same URL + `.md`) - Developer: [Zachary Hamed](https://appshunter.io/developer/662754939) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 13.5 · 7 MB - Languages: English - Released: 2020-08-04 - Data updated: 2026-06-22 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/reconciled-better-billguard/id1524582741/reviews.md ## What is Reconciled? Reconciled is the most simple, smart, and beautiful way to stay on top of your financial transactions. Protect your accounts from fraud, grey charges and billing errors by reviewing each transaction, just like a checklist. Deceptive and unwanted charges impact 40% of Americans, for $14.3 billion annually. With Reconciled, there's no more worrying about cancelling subscriptions, fraudulent charges, or being overcharged at the last minute. If you're looking for a Billguard alternative or Billguard replacement now that it's shut down, Reconciled is the perfect choice for you. The same Billguard experience you used to love, now cheaper, more beautiful, and more secure than ever. It's like a todo list for money or a to-do list for transactions! Reconciled is also simpler than apps like Mint, Truebill, Copilot, or Pocketguard that have lots of features you may not need. BEAUTIFULLY SIMPLE Unlike other personal finance apps that try to do everything, Reconciled does one thing well. Add your accounts and Reconciled will display your transactions in a beautiful list, making it easy to check them off quickly. 10 seconds a day is all you need to make sure you're not being charged for subscriptions you cancelled, that your card hasn't been hit with fraud, or that the dinner you went to wasn't overcharged for tip. Similar to the old Billguard / Prosper Daily application, but even more simple and beautiful. BETTER TOGETHER Reconciled gets smarter with each new user that joins our national transaction monitoring network. Each time you verify or flag a charge, Reconciled learns and prioritizes the charges you should review. Community-edited merchant information makes it easy to recognize even the most cryptic charges. PEACE OF MIND Get alerted in real-time to unwanted and unauthorized charges, on-the-go. The world’s #1 Grey Charge protection service is now at your fingertips. ANY ACCOUNT Reconciled supports more than 5,000 credit and bank accounts including Chase, Bank of America, Citibank, Wells Fargo, HSBC, Capital One, BB&T, SunTrust, American Express, Discover and PayPal. PRIVATE AND SECURE Reconciled is powered with bank-level security to ensure your data is kept private and secure. Reconciled is read-only. No one - not even you - can move money with Reconciled. Terms of Service: https://www.reconciled.money/terms/ Privacy Policy: https://www.reconciled.money/privacy/ ## Key features - Transaction checklist review - Fraud and billing error protection - Real-time alerts for unwanted charges - Community-edited merchant information - Supports over 5,000 accounts - Bank-level security ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly $1.99, 1 week free | $1.99 | per month | | Annual $1.99, 1 week free | $19.99 | per year | ## Frequently asked questions about Reconciled ### What is Reconciled? Reconciled is a finance app designed to help you monitor your financial transactions. It acts like a checklist for your money, allowing you to review and verify charges to protect against fraud and billing errors. ### Does Reconciled have ads? No, Reconciled is ad-free. The app focuses on providing a clean and secure user experience without interruptions from advertisements. ### How does Reconciled protect my accounts? Reconciled protects your accounts by enabling you to review each transaction like a checklist. It alerts you to potential fraud, grey charges, and billing errors in real-time, leveraging a national transaction monitoring network. ### What financial institutions does Reconciled support? Reconciled supports over 5,000 credit and bank accounts, including major institutions like Chase, Bank of America, Citibank, Wells Fargo, American Express, Discover, and PayPal. ### Is Reconciled secure? Yes, Reconciled is powered with bank-level security to ensure your data is kept private and secure. It operates in a read-only mode, meaning no money can be moved through the app. ### What are the subscription options for Reconciled? Reconciled offers both monthly and annual subscription plans. The monthly plan is $1.99 with a 1-week free trial, and the annual plan is $19.99 with a 1-week free trial. ### How often is Reconciled updated? The latest version of Reconciled is 1.0.6, and it was last updated on February 27, 2021. This indicates a developer who has released updates since its initial release on August 4, 2020. ### What makes Reconciled different from other finance apps? Unlike apps that try to do everything, Reconciled focuses on doing one thing well: transaction monitoring. It offers a beautifully simple interface, making it easier to review charges quickly compared to more feature-rich apps like Mint or Pocketguard. ## Version history (last 5 releases) ### 1.0.6 — 2021-02-27 Updated for iOS 14 and the newest Plaid changes! Plus, you can now delete accounts and re-link accounts in-app. ### 1.0.5 — 2021-02-26 Updated for iOS 14 and the newest Plaid changes ### 1.0.3 — 2020-09-13 Fixed a bug caused by an unannounced Plaid change ### 1.0.2 — 2020-08-13 Bug fixes and performance improvements! ### 1.0.1 — 2020-08-11 Updated logo and faster loading times across the app! ## Apps similar to Reconciled | App | Rating | Price | Category | | --- | --- | --- | --- | | [Defer My Pay](https://appshunter.io/ios/app/defer-my-pay/id1504799620) | 3.2 (13) | $1.99 | Finance | | [Reconciliator](https://appshunter.io/ios/app/reconciliator/id1541358856) | 4.8 (8) | Free | Finance | | [Budget - Quickly Add Budget](https://appshunter.io/ios/app/budget-quickly-add-budget/id1341299090) | — | Free | Finance | | [Crypto Counter - Transactions](https://appshunter.io/ios/app/crypto-counter-transactions/id1516525414) | — | Free | Finance | | [Findi - Accountable Saving](https://appshunter.io/ios/app/findi-accountable-saving/id1552575699) | 4.1 (7) | Free | Finance | | [TraderLog](https://appshunter.io/ios/app/traderlog/id834661268) | 5.0 (1) | Free | Finance | ## More apps by Zachary Hamed - [Macaw for Twitter](https://appshunter.io/ios/app/macaw-for-twitter/id1423805412) All apps by Zachary Hamed: https://appshunter.io/developer/662754939 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-22.*