# Recoup: Refund Wasted Expenses — Reclaim Your Hard-Earned Money > Automated service to dispute and reclaim bank, credit card, and transaction fees. (iPhone/iPad app by Riddlic, Inc..) - Source: https://appshunter.io/ios/app/recoup-refund-wasted-expenses/id1569903003 (this page in markdown: same URL + `.md`) - Developer: [Riddlic, Inc.](https://appshunter.io/developer/1476990545) - Category: Finance, Business - Price: Free - Rating: 4.54/5 from 846 App Store ratings · 71 written reviews indexed - Age rating: 4+ - Requires: iOS 13.1 · 60 MB - Languages: English - Released: 2021-06-10 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/recoup-refund-wasted-expenses/id1569903003/reviews.md ## What is Recoup? Tired of seeing unexpected fees on your statements? Recoup is here to help you take control! With just a few clicks, Recoup files disputes on those pesky bank fees, credit card charges, and other transaction fees. No need for lengthy phone calls or complicated paperwork—Recoup makes it easy to request a refund and reclaim your hard-earned money. Key Features: • Fast and Simple Dispute Filing: Select the accounts you want to challenge, submit your dispute, and let Recoup handle the rest. • Wide Fee Coverage: From overdraft fees to late payment charges, Recoup can help you dispute a wide range of fees across multiple account types. • On Your Terms: Forget the follow-ups and long explanations. Just a few clicks, and Recoup submits the dispute on your behalf. Reclaim your cash, reduce your expenses, and keep your money where it belongs—with you. Download Recoup today and take the hassle out of fighting bank fees! ## Key features - Automated dispute filing - Dispute bank fees - Dispute credit card charges - Reclaim transaction fees - Simple and fast process ## What do users think of Recoup? Overall sentiment: negative **Pros** - 👍 Easy to use - 🚀 Quick refund process - 💰 Able to recoup fees **Cons** - 🤖 Automated emails appear unprofessional - 🔒 Requires extensive personal/financial data access - 🚫 Inability to cash out earned rewards - 💸 Subscription fees required to access features **Commonly reported bugs** - App crashes or fails to open - Account removal without explanation - Inconsistent syncing of bank account data **Most requested features** - Easier cash out process without badges - More transparency on claims and refunds - Option to provide written reviews instead of video ## Recent user reviews (10 of 71) All indexed reviews: https://appshunter.io/ios/app/recoup-refund-wasted-expenses/id1569903003/reviews.md ### 1/5 — No results!! *2025-11-08, version 5.0* No a single answer from my bank after two claims they “supposed to send”, I really doubt about if they really sent those claims. ### 1/5 — Scam *2025-06-15, version 5.0* Dont get. Charges me 7.99 then to file a claim charges 7.99 again then say unable to file a claim and charges me again and again ### 1/5 — Fugazi! *2025-03-13, version 5.0* Was good at first, but there’s no longer a means to cash out. I have nearly $50 and am unable to cash out. It’s a fugazi! ### 1/5 — Don’t waste your time. *2024-12-15, version 5.0* I didn’t have time to continue using this app. I understand resetting points due to inactivity, but they keep taking away points so my point balance is negative, not zero. Stupidest app ever. ### 1/5 — Scam. Paid membership fee for zero results *2024-07-29, version 4.2* Unsurprisingly Recoup failed to deliver on recouping anything other than a membership fee from me. Would not recommend wasting your time or money on this app. ### 1/5 — Don’t Trust Them! This your sign! *2024-06-07* I started using recoup, solely because I was told that I may be able to get back some overdraft fees. I paid for the monthly subscription twice and had not got any updates in my claim. My bank did send me a letter stating they got a message from me but they had no other information on me. So now I’m out $30 which put me further in a whole. Just avoid this app. I would rate it a 0 if I could. ### 1/5 — Tech issues connecting my bank *2024-04-12, version 4.2* It won’t connect my bank which is a bank that the app works with but it keeps denying when I go through the steps to connect it. ### 1/5 — Why?? *2024-02-19, version 4.2* Why ask and charge my card for service you could not show me? Every time I open the app it is only asking for payment. Just why?? I have no idea what you can do! Scam in my opinion. ### 2/5 — They try to swindle you for money *2023-12-12, version 4.2* They keep proposing refunds and rebates and disputes in your accounts. However, they keep saying you have to pay an additional $4.99. Then, when you do, they tell you you have to pay another $29.99 to but more credits. So far, I have gotten no use out of this app. ### 5/5 — THIS APP COULD BE BETTER! *2023-10-14* So I only gave this app five ⭐️ because I wanted it to be seen. At first this app was great but for the past year I haven’t been able to cash out because I can’t get any badges because I’ve had the same offers for over a year now. I have well over enough points but no badges because they haven’t updated the offers they just leave the same offers on there so how can the ones of us that’s already done those offers able to cash out again? I’m starting to think this app is a scam it draws you in let’s u cash out ur first $10 and then that’s it. I’ve even tried surveys to get badges cause it says we can get badges that way but NOPE you can’t I’ve tried for months and not once did I get a badge not even a piece of a badge. I am so close to closing my account and deleting the app the only reason I haven’t so far is because of the money I have made on this app. SO RECOUP WHEN ARE YALL GUNA UPDATE OFFERS AND ADD MORE OFFERS SO THE ONES OF US WHOS DONE THE ONES THATS BEEN ON THERE FOR A YEAR NOW CAN GET BADGES? OR IS THIS APP JUST A BIG SCAM? Y’all need to add/update offers so people that’s been on this app since day one can have access to there money they have made on here ## Frequently asked questions about Recoup ### What does Recoup do? Recoup helps you reclaim money by automatically filing disputes for unexpected bank fees, credit card charges, and other transaction fees. It simplifies the refund process, eliminating the need for lengthy phone calls or complicated paperwork. ### What types of fees can Recoup help dispute? The app can help dispute a wide range of fees, including overdraft fees, late payment charges, and other transaction fees across multiple account types like bank accounts and credit cards. ### How does Recoup make money? Based on the provided information, the app is ad-supported, meaning it displays advertisements to users. ### Is Recoup compatible with all banks and credit cards? The description states that Recoup can dispute fees across multiple account types, suggesting broad compatibility. However, specific limitations or supported institutions are not detailed. ### How easy is it to use Recoup to get a refund? The app is designed for ease of use, requiring just a few clicks. You select the accounts you want to challenge, submit your dispute, and the app handles the rest, making it a hassle-free way to request refunds. ## Version history (last 5 releases) ### 5.0 — 2024-11-12 Enjoy enhanced privacy and peace of mind! With Recoup, there’s no need to connect your bank or credit card accounts—just submit your disputes with a few simple taps. Our streamlined approach keeps your financial information secure while helping you reclaim your money effortlessly. ### 4.2 — 2023-12-01 Performance updates and bug fixes. ### 4.1 — 2023-11-09 Performance updates and bug fixes. ### 4.0 — 2023-10-23 Bug fixes and performance improvements. ### 3.0 — 2023-09-01 File refund claims on virtually any purchase! ## Apps similar to Recoup | App | Rating | Price | Category | | --- | --- | --- | --- | | [Serve](https://appshunter.io/ios/app/serve/id425685843) | 4.8 (40,899) | Free | Finance | | [Dave: Credit, Cash & Money App](https://appshunter.io/ios/app/dave-credit-cash-and-money-app/id1193801909) | 4.8 (835,567) | Free | Finance | | [Grid Money](https://appshunter.io/ios/app/grid-money/id1473180914) | 4.6 (27,387) | Free | Finance | | [Get Paid Early: Cash Advance](https://appshunter.io/ios/app/get-paid-early-cash-advance/id6446709359) | 4.5 (5,332) | Free | Finance | | [FlexWage](https://appshunter.io/ios/app/flexwage/id541117526) | 4.8 (990) | Free | Finance | | [Go Program Way2Go Card](https://appshunter.io/ios/app/go-program-way2go-card/id992463788) | 4.2 (30,494) | Free | Finance | ## More apps by Riddlic, Inc. - [MoneyUp by Recoup](https://appshunter.io/ios/app/moneyup-by-recoup/id6447996374) All apps by Riddlic, Inc.: https://appshunter.io/developer/1476990545 ## Related topics [dispute mobile app](https://appshunter.io/ios/topics/dispute-mobile-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*