# Recoup: Refund Wasted Expenses — user reviews

> 71 indexed App Store user reviews of Recoup by Riddlic, Inc., rated 4.54/5 from 846 ratings.

- Source: https://appshunter.io/ios/app/recoup-refund-wasted-expenses/id1569903003/reviews
- App overview in markdown: https://appshunter.io/ios/app/recoup-refund-wasted-expenses/id1569903003.md
- Rating breakdown: 5★ 686 · 4★ 61 · 3★ 32 · 2★ 8 · 1★ 59

## What do users think of Recoup?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Quick refund process
- 💰 Able to recoup fees

**Cons**

- 🤖 Automated emails appear unprofessional
- 🔒 Requires extensive personal/financial data access
- 🚫 Inability to cash out earned rewards
- 💸 Subscription fees required to access features

**Commonly reported bugs**

- App crashes or fails to open
- Account removal without explanation
- Inconsistent syncing of bank account data

**Most requested features**

- Easier cash out process without badges
- More transparency on claims and refunds
- Option to provide written reviews instead of video

## Newest reviews (17 of 71)

### 2/5 — They try to swindle you for money

*2023-12-12, version 4.2*

They keep proposing refunds and rebates and disputes in your accounts.  However, they keep saying you have to pay an additional $4.99.  Then, when you do, they tell you you have to pay another $29.99 to but more credits.  So far, I have gotten no use out of this app.

### 1/5 — Read the fine

*2023-09-24, version 3.0*

They don’t tell you there is a monthly fee

### 1/5 — Useless

*2023-09-10, version 3.0*

Used this app to get my banking overdraft fees refunded. It’s been well over 30 days and haven’t received any communication in the app or by email from Recoup that I’m getting them back or not. Also haven’t heard anything from my bank. They charge a one time fee for this service, but then don’t actually DO anything. Complete scam.

### 1/5 — Not for me

*2023-08-27, version 2.7*

I wanted to use this app so bad, but I refuse to allow PLAID to login to my bank accounts, so they can snap photos of my transactions for their advertising/data collecting business.

### 1/5 — Worthless

*2023-07-29, version 2.7*

I was excited for this app. Being able to get cash back is so helpful in this economy, however it is pretty much impossible to get the money. You have to earn badges by surveys, offers, or video reviews. Surveys give 1/8 of a badge and most of the time you don’t even get that. The offers are subscriptions that cost more than a badge is worth($5 cash out per badge). The video reviews require you to send it out to people and get 25 likes. They ask for a lot of info, and if you could actually cash out without jumping through crazy hoops and spending more money than you would get, it would be worth it.

### 1/5 — Can’t actually redeem

*2023-06-08, version 2.7*

Sure you earn points but they’re useless unless you get “badges”. And to get badges you have to complete offers where you actually have to spend money. So I don’t see how this is a rewards app. No other rewards app conditions their points like this.

### 1/5 — Terrible

*2023-06-06, version 2.7*

All the hoops you have to jump through just to cash out each time make it not remotely worthwhile. Easy to accumulate cash and just about impossible to earn the one badge necessary for each cash out.

### 1/5 — Seemed cool at first.. but beware

*2023-05-25, version 2.7*

In order to connect your email, they need to have FULL access to your email. Which means they have permission to send emails from your account, and pretty much do anything from your emails that’s weird.

### 1/5 — SCAM WARNING! Do NOT download!

*2023-05-25, version 2.7*

Please read! This app steals and sells all of your personal and financial information and DOES NOT PAY OUT. Beware!

### 1/5 — Don’t waste your time

*2023-05-12*

Had high hopes for this but I’m now in the process of trying to delete my account. Not sure how long it will take. You have to submit a request to delete your account and it has been days now and no word. I linked my bank account and spent all this time clicking on all my purchases. Said I was up to $180. Was like wow cool let me cash out. I then had to submit my social, drivers license and selfies to become verified to be able to cash out. After I did this which took a day I then see it says I need 5,000 points and 1 badge to claim every $5. The badges are ridiculous to try and get. The surveys don’t work. It also now says that your points expire after 6 months. I would literally take me that entire time maybe more to do enough tasks to be able to cash out the $180 it said I could get. There’s better apps out there. Don’t waste your time

### 1/5 — Has anyone cashed out points??

*2023-04-28, version 2.7*

I’m waiting on my badge so that I can cash out my points. My points are almost worth around $200 and I’m wondering if I’m setting myself up for a scam. Has anyone cashed out their points???

### 1/5 — This app is just a scam portal

*2023-04-04, version 2.7*

Do NOT give this app you info--you will not be able to redeem or withdraw your "rewards," and they are selling your info.

### 1/5 — UK App Store…

*2023-02-22*

What is the point in this app appearing on the UK App Store if UK users can’t signup with their UK mobile phone numbers!?

### 1/5 — STAY AWAY!

*2023-02-17*

So this app claims to “recoup” some of your cash. Here’s the real deal …

Recoup wants access to every aspect of your life. Your finances, emails, social media accounts, contact information, credit cards … all of it. For each account you give them unrestricted access to, they give you a measly few points. After you have gave them enough information to steal your identity, you MIGHT have enough points to cash out $4.00.

But wait, you can’t cash out … because you also need something called “badges” which are obtained by completing offers that make Recoup a boat load of money. Wow, what an amazing deal.

So in the end, Recoup gets all of your personal and private information which they SELL, and then convince you to complete offers which make them MORE money! What do you get? Not even enough for a gallon of gas.

### 1/5 — This app costs you!

*2022-12-28, version 2.7*

This app is not free. To redeem you must buy, join or record something for them.

### 1/5 — Scam

*2022-12-21, version 2.7*

Was excited to cash out my earnings till I learned about the badge system. You can’t earn your money back without spending money to earn a badge. Don’t bother!

### 3/5 — Great, but could use some changes…

*2022-11-08*

It’s super annoying to have to take a video for a review for EVERY purchase. You can’t earn points unless you take a video of youself and it’s ridiculous. There should be a choice of how you review something, video or written. Shouldn’t have to be both. This would be much better if it wasn’t required to take a video for every purchase. Half the time I don’t even remember what I purchased.  I should just be able to earn points without having to take a million videos.

## Most critical reviews (10 lowest-rated)

### 1/5 — No results!!

*2025-11-08, version 5.0*

No a single answer from my bank after two claims they “supposed to send”, I really doubt about if they really sent those claims.

### 1/5 — Scam

*2025-06-15, version 5.0*

Dont get. Charges me 7.99 then to file a claim charges 7.99 again then say unable to file a claim and charges me again and again

### 1/5 — Fugazi!

*2025-03-13, version 5.0*

Was good at first, but there’s no longer a means to cash out. I have nearly $50 and am unable to cash out. It’s a fugazi!

### 1/5 — Don’t waste your time.

*2024-12-15, version 5.0*

I didn’t have time to continue using this app. I understand resetting points due to inactivity, but they keep taking away points so my point balance is negative, not zero.  Stupidest app ever.

### 1/5 — Scam. Paid membership fee for zero results

*2024-07-29, version 4.2*

Unsurprisingly Recoup failed to deliver on recouping anything other than a membership fee from me. Would not recommend wasting your time or money on this app.

### 1/5 — Don’t Trust Them! This your sign!

*2024-06-07*

I started using recoup, solely because I was told that I may be able to get back some overdraft fees. I paid for the monthly subscription twice and had not got any updates in my claim. My bank did send me a letter stating they got a message from me but they had no other information on me. So now I’m out $30 which put me further in a whole. Just avoid this app. I would rate it a 0 if I could.

### 1/5 — Tech issues connecting my bank

*2024-04-12, version 4.2*

It won’t connect my bank which is a bank that the app works with but it keeps denying when I go through the steps to connect it.

### 1/5 — Why??

*2024-02-19, version 4.2*

Why ask and charge my card for service you could not show me? Every time I open the app it is only asking for payment. Just why?? I have no idea what you can do! Scam in my opinion.

### 1/5 — It’s a scam

*2023-10-03, version 3.0*

You have to spend money to get your rewards. Stick to Ibotta and others.

### 1/5 — Not worth your time

*2023-09-27*

They switched to a subscription model with no warning and now all of my points are inaccessible. Only option is to pay up or delete account. They’re now charging almost $100 a year lol. There are dozens of other apps that do this and don’t charge, better pay outs too. Don’t waste your time or money here.

## Most praised reviews (10 highest-rated)

### 5/5 — THIS APP COULD BE BETTER!

*2023-10-14*

So I only gave this app five ⭐️  because I wanted it to be seen. At first this app was great but for the past year I haven’t been able to cash out because I can’t get any badges because I’ve had the same offers for over a year now. I have well over enough points but no badges because they haven’t updated the offers they just leave the same offers on there so how can the ones of us that’s already done those offers able to cash out again? I’m starting to think this app is a scam it draws you in let’s u cash out ur first $10 and then that’s it. I’ve even tried surveys to get badges cause it says we can get badges that way but NOPE you can’t I’ve tried for months and not once did I get a badge not even a piece of a badge. I am so close to closing my account and deleting the app the only reason I haven’t so far is because of the money I have made on this app. SO RECOUP WHEN ARE YALL GUNA UPDATE OFFERS AND ADD MORE OFFERS SO THE ONES OF US WHOS DONE THE ONES THATS BEEN ON THERE FOR A YEAR NOW CAN GET BADGES? OR IS THIS APP JUST A BIG SCAM? Y’all need to add/update offers so people that’s been on this app since day one can have access to there money they have made on here

### 5/5 — Excited to use

*2023-02-02*

But like a dummy a forgot a letter in my email. So at the confirmation stage I can’t get it. I can’t change the email either. I want to use this app. Help!

### 5/5 — The goods

*2022-10-18, version 2.7*

Awesome stuff 👍🏻

### 5/5 — This app is amazing

*2022-09-01, version 2.3*

I love this app it gives me money back just for buying the items that I’m gonna buy anyways what a bonus!! I love it, what a blessing especially in this day and age when America is struggling during the covid pandemic and the times when the world is going thru all this evil. I wanna thank whoever made this app it puts money back in my pocket when I need it the most!

### 5/5 — Awesome

*2022-08-03, version 2.3*

Great perks and easy access

### 5/5 — This amazing app

*2022-06-06, version 2.1*

So easy love earning cash from my couch !!!

### 5/5 — Overdraft Fees!

*2022-01-26*

Got $200+ back in overdraft fees the first time and now I’m trying it out again. They’ve gotten me out of some pretty tricky situations so I’m thankful for this app and it’s fun reviewing places for them as well.

### 5/5 — Good

*2021-12-20, version 1.8*

Amazing

### 5/5 — Got me a $200 refund

*2021-12-14*

I love this app! For only $1 i got about $200 in overdraft and late fees refunded back into my account. Although it took the whole 30 days ( i think also because my bank account was fairly new) At first it told me i didn’t get it but checked another 2 hours and i was approve. 10/10 very easy to understand and use!!

### 5/5 — No waiting!

*2021-12-12, version 1.8*

I was recommended to this site by my boyfriend and even with one bank and e-mail I got money back in one day 🤯

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
