# Recta: Money & Household — Accounts, cards and spending > Accounts, cards and spending (iPhone/iPad app by Luciano de Souza.) - Source: https://appshunter.io/ios/app/recta-money-and-household/id6813993673 (this page in markdown: same URL + `.md`) - Developer: [Luciano de Souza](https://appshunter.io/developer/6813993675) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 25 MB - Languages: American English, Arabic, French (France), Japanese, Brazilian Portuguese, Russian, Chinese (Simplified, China), European Spanish - Released: 2026-09-29 - Data updated: 2026-10-11 ## What is Recta? Recta keeps your money and your household's in one place. Log an expense in seconds, see every account balance at a glance and follow cards, invoices and goals without a spreadsheet. FAST LOGGING • Big amount, category suggested from what you use most, account and date in one tap. • Installment purchases on the card, each one on the right invoice. • Split an expense with the people you live with, repeat entries and add notes. • Mark as paid or pending; overdue bills stand out. • Capture shortcuts, Siri and Shortcuts: "Hey Siri, log an expense in Recta". YOUR MONTH • Home with total balance, an account carousel and the month summary (income, spending and top categories). • Spending by category chart and recent activity. • Customize Home: comparison with last month, fixed vs. variable spending, budget vs. actual, spending by day and a 6-month balance forecast. • Home Screen widget with your balance and the month's spending. CARDS AND INVOICES • Used and available limit, closing date, due date and the best day to buy. • Month-by-month invoice with purchases, installments and payments; pay the invoice from an account. • Reserve money in an account to pay the card. PLAN • Savings goals with progress and contributions. • Budgets by category, with an alert for how much you have used. • Recurring entries: subscriptions and fixed bills posted for you. REPORTS • Month summary, income vs. expenses, spending by category and balance over time. • Export the month sheet as PDF, image or spreadsheet. • Monthly recap with the highlights of your spending. STATEMENT • Entries grouped by day with a daily total, search and filters by account, category and type. • Swipe to delete (with undo) or mark as paid. HOUSEHOLD • Use the same Recta account as the web app and switch between the households you belong to. • Invite the people you live with; read-only members see everything without changing anything. ON APPLE WATCH • Log an expense from your wrist: turn the Digital Crown to set the amount or dictate it, with one-tap favorites and Undo. • Your balance, the monthly budget ring, today's spending and alerts for upcoming card bills and bills. • Complications and Smart Stack to see your month and log right from the watch face. ON IPAD • A layout made for the big screen: sidebar, list and detail side by side, and Home as a grid. • Works in landscape, portrait and resizable windows, with keyboard and trackpad: ⌘N logs an expense and ⌘F searches. PRIVACY • Hide balances with one tap. • App lock with Face ID, Touch ID or your device passcode. • No ads and no tracking: your data is only used to run the app. Available in English, Portuguese, Spanish, French, Japanese, Russian, Chinese and Arabic, with light and dark themes. Privacy: https://recta.app/privacy Terms: https://recta.app/terms ## Is Recta safe? Not enough ratings yet to assess Recta. ## Is Recta legit? Recta: Money & Household has limited verification signals. The AppsHunter Legitimacy Score for Recta is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 4 releases) ### 1.0.4 — 2026-10-04 • Recta on Apple Watch: log an expense from your wrist with the Digital Crown or by dictating, with one-tap favorites and Undo. • On the watch: your balance, the monthly budget ring, today's spending and alerts for upcoming card bills and bills. • Complications and Smart Stack to see your month and log right from the watch face. • Card bill reminders with "Open bill" and "Remind me tomorrow". • Settings › Capture shortcuts shows how to install Recta on your watch. • The widget stays up to date after you edit or delete a transaction. • Fixes and improvements. ### 1.0.3 — 2026-10-03 • Recta on iPad: a layout made for the big screen, with a sidebar, side-by-side columns, keyboard shortcuts, and support for windows and rotation. • Invite people to your household with a link or code: they join right away, with any email. • Press and hold Home in the tab bar to switch households, create a new one, or join with a code. • Rate Recta from Settings › About. • Cards: closing and due days can now go up to the 31st. • Card installments: the first installment stays on the purchase date. • The month now turns over by your device's clock. • Fixes and improvements. ### 1.0.2 — 2026-09-30 • New look: the Equilíbrio icon (light, dark and tinted) and the new mark inside the app. • Choose the app icon in Settings › Preferences › App Icon. • Send feedback: a link in Settings › About to Recta's public feedback board. • Fixes and improvements. ### 1.0.1 — 2026-09-29 No release notes. ## Apps similar to Recta | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kontto: Personal Finance](https://appshunter.io/ios/app/kontto-personal-finance/id6779804042) | — | Free | Finance | | [Casal Financeiro](https://appshunter.io/ios/app/casal-financeiro/id6784002681) | — | Free | Finance | | [Minhas Despesas: Finanças](https://appshunter.io/ios/app/minhas-despesas-financas/id6792018770) | — | Free | Finance | | [Visor: Finanças Pessoais e IA](https://appshunter.io/ios/app/visor-financas-pessoais-e-ia/id6760676178) | 5.0 (2) | Free | Finance | | [Pennli: Budget Planner](https://appshunter.io/ios/app/pennli-budget-planner/id6807528869) | — | Free | Finance | | [The Box App](https://appshunter.io/ios/app/the-box-app/id6777694394) | — | Free | Finance | ## More apps by Luciano de Souza - [PrimoRec: Creator Camera](https://appshunter.io/ios/app/primorec-creator-camera/id6816583324) All apps by Luciano de Souza: https://appshunter.io/developer/6813993675 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*